The top-rated renters insurance agent in Winchester, Massachusetts is Scotti Insurance Agency, rated 4.3 stars across 14 reviews. Other highly rated options include Saltmarsh Insurance Agency, John A Pierce Insurance Inc, W Allan Wilde & Son Insurance Agency, Inc.. This directory lists 11 renters insurance agents serving Winchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scotti Insurance Agency | 19 Mt Vernon St | (781) 729-9200 |
| 2 | Saltmarsh Insurance Agency | 751 Main St | (781) 729-4615 |
| 3 | John A Pierce Insurance Inc | 934 Main St | (781) 729-8770 |
| 4 | W Allan Wilde & Son Insurance Agency, Inc. | 887 Main St #1911 | (781) 729-1400 |
| 5 | Horace Mann Insurance Co | 895 Main St | (781) 368-9029 |
| 6 | Furey Insurance | 28 Church St #8 | (781) 721-5758 |
| 7 | Barry & McHugh Insurance Inc | 10 Skillings Rd | (781) 729-6600 |
| 8 | BARRY FREEMAN | 895 Main St | (781) 368-9029 |
| 9 | Ducey Insurance Agency | 10 Skillings Rd | (781) 235-6795 |
| 10 | Jay M Finn Insurance | 10 Skillings Rd | (781) 729-5724 |
Scotti Insurance Agency serves Winchester, Massachusetts, and the surrounding Middlesex County area, providing renters insurance policies tailored to local residents. The agency helps tenants protect their personal belongings from common perils such as theft, fire, and water damage. Renters coverage can also include liability protection if a guest is injured inside the apartment. Scotti Insurance Agency handles loss-of-use benefits, which cover temporary housing costs if a rental becomes uninhabitable, and personal property replacement cost endorsements.
Saltmarsh Insurance Agency provides renters insurance services to clients in Winchester and the surrounding area. It offers coverage plans that protect personal belongings and provide liability protection for renters. These plans help tenants secure financial safeguards against potential losses from theft, fire, or other covered events. Property maintenance advice is also given to help clients avoid common claims. The agency services single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate policy considerations tailored to its specific rental needs.
John A Pierce Insurance Inc serves renters in the Winchester, MA area, providing renters insurance policies that protect personal belongings and offer liability coverage for unexpected incidents. The agency helps individuals secure coverage tailored to apartment living or rented homes, addressing common concerns about theft, fire, and property damage. It also assists property managers in ensuring their tenants meet insurance requirements. The company extends its renters insurance services to surrounding communities throughout Middlesex County, including nearby Lexington.
W Allan Wilde & Son Insurance Agency, Inc. serves renters in Winchester, MA, and the surrounding communities. The company handles renters insurance policies that protect personal belongings and provide liability coverage for local apartment dwellers and homeowners who lease. A typical job involves a consultation to assess a client’s specific coverage needs based on property and asset values. The agency uses a straightforward, need-based approach to help customers select appropriate policy limits and deductibles from standard coverage options.
The Horace Mann Insurance Co serves the Winchester, Massachusetts, area as a provider of renters insurance policies. It assists local tenants with coverage for personal belongings and liability protection within apartment units or rented homes. The company also helps renters understand policy limits and deductible options. Services it handles in this area include processing new renter applications and advising on contents valuation.
For renters insurance, customers often choose between securing a single policy at move-in or adjusting coverage as their needs evolve over time. Furey Insurance in Winchester, MA, provides policies that protect personal belongings against theft, fire, and water damage while offering liability protection. This local agency helps clients understand different deductible levels and policy limits to match their specific rental situation. Service appointments for policy reviews and claims assistance with Furey Insurance operate on an as-needed basis.
As spring storms bring sudden water damage to Winchester basements, Barry & McHugh Insurance Inc provides tailored renters coverage for those unplanned losses. Their agency explains how standard policies respond to burst pipes or theft from unlocked cars, helping tenants avoid costly surprises. Renters insurance here typically covers personal property and liability in apartment complexes along the Middlesex Fells area. The process starts with a brief inventory review and needs assessment over the phone or at their office.
Offering customized coverage for personal belongings and liability protection, Barry Freeman serves as a renters insurance agent in Winchester. It assists tenants in securing policies that safeguard against theft, fire damage, and water-related incidents within leased properties. The agency helps clients evaluate personal property values and choose appropriate deductibles. When winter storms threaten freezing pipes or when summer vacations leave apartments unattended, it provides guidance on filing claims and adjusting coverage limits to address these specific seasonal risks.
Ducey Insurance Agency provides renters insurance coverage for tenants in Winchester, protecting personal belongings and liability within rental properties. The agency guides clients through adding specialized endorsements, such as coverage for high-value jewelry or electronics that surpass standard policy limits. The office can serve local residential property lessors as well as commercial sectors, including small offices, retail warehouses, and food service establishments needing tenant liability protection.
Jay M Finn Insurance provides renters insurance coverage for residential properties in Winchester, Massachusetts. Commercial coverage is also available for businesses operating within the local area. Agents work closely with clients to assess personal property values and liability needs. After an initial policy is issued, they offer follow-up service between regular visits, helping adjust coverage as life circumstances change or new possessions are acquired.
What Does a a Renters Insurance Agent in Winchester Cost?
In Massachusetts renters insurance typically costs between 150 and 300 dollars per year for standard coverage. Policies in Winchester may be slightly higher due to local property values and crime rates. Factors that affect your premium include the amount of personal property coverage your deductible and any additional endorsements for high value items like jewelry or electronics. This is general information and not insurance advice. Always review your specific needs with a licensed agent.
About renters insurance agents in Winchester
Renters insurance agents in Winchester Massachusetts help tenants secure coverage for personal property and liability. Massachusetts law does not require renters insurance but many landlords in Winchester now ask for proof of a policy. Local agents can explain how standard HO-4 policies work and help you choose the right amount of coverage for your apartment or rental home.
Frequently Asked Questions
Do I need renters insurance to rent an apartment in Winchester?
Massachusetts state law does not require renters insurance. However many landlords and property management companies in Winchester now include a requirement for renters insurance in the lease agreement. An agent can help you find a policy that meets your landlords minimum coverage demands.
What does a renters insurance policy in Massachusetts typically cover?
A standard HO-4 renters policy covers your personal belongings against perils like fire theft and water damage from burst pipes. It also includes liability protection if someone is injured in your rental unit. Additional living expenses coverage pays for temporary housing if your apartment becomes uninhabitable.
How much renters insurance do I need in Winchester?
Most Massachusetts renters choose personal property coverage equal to the total value of their belongings. A common starting point is 20000 to 30000 dollars for personal property and 100000 dollars for liability. An agent can help you complete a home inventory to determine the right amount for your situation.
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