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Find Renters Insurance Agents Near You in Bay City, MI

Browse renters insurance agents serving Bay City, Michigan. Updated 2026-07-14.

The top-rated renters insurance agent in Bay City, Michigan is Nick Fletcher - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Farmers Insurance - Mark Townsend, Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Bay City.

Showing 20 renters insurance agents in Bay City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Fletcher - State Farm Insurance Agent306 Center Ave(989) 893-3553
2Farmers Insurance - Mark Townsend509 E Midland St(989) 469-0009
3Brent Mishler - State Farm Insurance Agent3583 Wilder Rd UNIT 5(989) 686-8680
4Jon LaPorte - State Farm Insurance Agent1416 State St #1(989) 895-5570
5Weaver Group Insurance Agency916 Washington Ave STE 204(989) 391-5085
6Thomas Campbell - State Farm Insurance Agent902 S Euclid Ave(989) 686-0100
7Lori Harrison - State Farm Insurance Agent815 Columbus Ave(989) 895-5536
8MCI Insurance701 N Madison Ave(989) 892-5541
9John Shankool - State Farm Insurance Agent1200 W Jenny St(989) 922-3800
10The Kory Agency900 S Euclid Ave(989) 391-5200
NF
306 Center Ave
Nick Fletcher - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI

Nick Fletcher - State Farm Insurance Agent serves Bay City and surrounding Bay County, helping residents secure their belongings with renters insurance. The agency provides financial protection against common household risks such as theft, fire damage, and water-related losses from faulty plumbing. Policies typically cover personal property replacement and temporary living expenses if a rental unit becomes uninhabitable. Liability coverage for accidents occurring inside the tenant space is also included in standard plans. The office handles renters insurance policy customization and claims assistance for local renters.

FI
509 E Midland St
Farmers Insurance - Mark Townsend
Renters Insurance Agent · Bay City, MI

Farmers Insurance - Mark Townsend provides renters insurance agency services in the Bay City, MI area. The agency helps clients secure coverage for personal belongings and liability protection. Service plans include policy reviews to ensure sufficient limits for property and loss of use situations. Maintenance plans involve updating coverage to reflect changes in inventory or living circumstances. The firm services single-family homes, apartments, retail spaces, and restaurants.

BM
3583 Wilder Rd UNIT 5
Brent Mishler - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI

Renters and homeowners in Bay City, MI turn to Brent Mishler - State Farm Insurance Agent for guidance on protecting their personal belongings and liability. The agency assists property managers in securing appropriate coverage for residential units. Clients can discuss policy options that safeguard against theft, fire, or water damage. The office also provides support for those protecting condominiums and rental properties throughout Bay County. Service areas extend into the neighboring community of Essexville and surrounding regions within the Bay City metro.

JL
1416 State St #1
Jon LaPorte - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI

Serving Bay City and the surrounding communities throughout Bay County, Jon LaPorte - State Farm Insurance Agent handles renters insurance policies for local tenants. The agency provides basic coverage for a policyholder’s personal belongings inside a leased home or apartment. Work typically begins with a straightforward consultation to assess a client’s specific needs and the value of their property, then the agent presents standard policy options with available endorsements such as liability protection or loss-of-use coverage.

WG
916 Washington Ave STE 204
Weaver Group Insurance Agency
Renters Insurance Agent · Bay City, MI

Weaver Group Insurance Agency in Bay City, MI, distinguishes between one-time renters insurance policies for single lease terms and recurring annual policies that automatically renew. Coverage typically protects personal belongings against theft, fire, and water damage from burst pipes, and includes liability protection for accidents occurring inside a rented home or apartment. Service runs on either a one-time basis for a single lease agreement or as scheduled annually if a recurring policy is selected for ongoing coverage.

TC
902 S Euclid Ave
Thomas Campbell - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI

Thomas Campbell - State Farm Insurance Agent in Bay City, MI provides renters insurance policies tailored to protect personal belongings and liability. The agency also offers general insurance services for local residents, including guidance on coverage options and claims assistance. Common policy features address theft, fire damage, and temporary living expenses if a unit becomes uninhabitable. Additionally, the agent helps renters navigate winter-specific concerns such as burst pipe damage that can occur during freezing temperatures in the Great Lakes Bay Region.

LH
815 Columbus Ave
Lori Harrison - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI

For residents of Bay City securing coverage before the winter rental season begins, Lori Harrison’s agency provides rental property insurance to protect personal belongings and liability. As a local State Farm agent, she offers standard policies that help cover losses from fire, theft, or water damage common in Michigan apartments. The process is straightforward, beginning with an in-person or phone consultation to discuss coverage needs. An agent then schedules a brief walkthrough of the rented unit to verify details before finalizing the initial policy assessment.

MI
701 N Madison Ave
MCI Insurance
Renters Insurance Agent · Bay City, MI

MCI Insurance provides renters insurance policies to individuals in Bay City, Michigan, protecting personal property and offering liability coverage for unexpected incidents. Their standard plans can be customized with specialty add-ons, such as coverage for high-value items like jewelry or electronics. The company serves a range of commercial sectors in the area, including offices, warehouses, and food service establishments requiring tenant liability protection.

JS
1200 W Jenny St
John Shankool - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI
KA
900 S Euclid Ave
The Kory Agency
Renters Insurance Agent · Bay City, MI

The Kory Agency provides residential renters insurance coverage in Bay City, MI, helping tenants protect their personal belongings from unforeseen events like theft or damage. Commercial rental coverage is also available for landlords seeking liability protection for their properties. Their service area includes all residential and commercial sectors within Bay City and the surrounding township communities. New clients can expect clear explanations of policy options during an initial consultation, and follow-up reminders are sent before each policy renewal to ensure continuous coverage between regular visits.

JH
4359 Wilder Rd
Jeff Hunt - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI
(989) 686-7840
jeffhuntinsurance.com
SI
916 Washington Ave SUITE 210
Superior Insurance Group
Renters Insurance Agent · Bay City, MI
(989) 893-7651
sig-mi.com
FI
264 Uptown Dr
Farmers Insurance - Miranda Keenan
Renters Insurance Agent · Bay City, MI
(989) 671-9899
agents.farmers.com/mi/saginaw/miranda-keenan
MH
509 S Euclid Ave
Michael Hayes Agency/Farm Bureau Insurance
Renters Insurance Agent · Bay City, MI
(989) 684-4160
michfb.com/insurance/find-an-agent/michael-hayes-509-s-euclid-ave
HK
501 E Midland St
Hine-Knopp-Vernon Insurance Agency
Renters Insurance Agent · Bay City, MI
(989) 894-2769
hineknoppvernoninsurance.net
TD
1200 W Jenny St
Tony DeVolder - State Farm Insurance Agent
Renters Insurance Agent · Bay City, MI
(989) 686-3711
tonyismyagent.com
FI
501 S Euclid Ave
Future Insurance Agency
Renters Insurance Agent · Bay City, MI
(989) 922-0049
futureins.com
DI
3741 Wilder Rd # C
DuRussel Insurance Agency
Renters Insurance Agent · Bay City, MI
(989) 671-8206
durussel.com
LA
916 N Euclid Ave
The Lenar Agency
Renters Insurance Agent · Bay City, MI
(989) 401-7770
VU
1108 W Jenny St
Valley United Insurance
Renters Insurance Agent · Bay City, MI
(989) 686-7099
valleyunitedinsurance.com

What Does a a Renters Insurance Agent in Bay City Cost?

Renters insurance in Michigan typically costs between 15 and 30 dollars per month for standard coverage. In Bay City you might pay around 20 dollars monthly for 30,000 dollars in personal property coverage and 100,000 dollars in liability. Costs vary based on your location credit score and chosen deductible. This is general information not insurance advice.

About renters insurance agents in Bay City

Renters insurance agents in Bay City Michigan help tenants protect personal property and cover liability. Michigan law does not require renters insurance but many landlords in Bay City do require it in the lease. An agent can explain how local weather risks like lake effect snow may affect your policy.

Frequently Asked Questions

What does a renters insurance agent in Bay City do?

A renters insurance agent helps you choose a policy that covers your personal belongings and liability. They can compare quotes from different companies and explain Michigan specific coverage options like water backup or sewer backup.

Is renters insurance required by law in Michigan?

Michigan state law does not require renters insurance. However many landlords in Bay City include a requirement in the lease agreement. An agent can help you meet that requirement and avoid lease violations.

How much personal property coverage do I need in Bay City?

You should estimate the total value of your belongings including furniture electronics and clothing. A renters insurance agent can help you create a home inventory and choose a coverage limit that matches your needs.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.