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Find Renters Insurance Agents in Hamtramck, MI

Compare renters insurance agents in Hamtramck. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Hamtramck, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 renters insurance agents in Hamtramck, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
L.A. Insurance
9005 Joseph Campau Ave, Hamtramck, MI 48212
(313) 338-3229 lainsurance.com
EZ Insurance Agency LLC
10200 Conant C, Hamtramck, MI 48212
(248) 922-8727
Huntington Insurance
9301 Joseph Campau Ave, Hamtramck, MI 48212
(313) 310-3932 huntington.com

Renters insurance agents in Hamtramck Michigan help tenants protect their personal property and cover liability risks. Michigan law does not require renters insurance but many landlords in Hamtramck now ask for proof of coverage before signing a lease. An agent can explain how a standard HO-4 policy works and help you choose the right amount of coverage for your apartment or rental home.

What Does a Renters Insurance Agent in Hamtramck Cost?

In Michigan renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 20000 dollars of personal property coverage and 100000 dollars of liability. Factors like your credit score the amount of coverage and whether you choose a higher deductible affect the premium. In Hamtramck older buildings may have slightly higher rates due to wiring or plumbing risks. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Hamtramck do?
A renters insurance agent helps you find a policy that covers your belongings against theft fire and water damage. They also explain liability coverage which protects you if someone is injured in your rental. In Hamtramck agents often work with local insurers who understand the citys older housing stock.
Is renters insurance required in Michigan?
Michigan state law does not require renters insurance. However many landlords in Hamtramck now include a clause in the lease requiring tenants to carry a policy. Even if not required an agent can show you how affordable coverage is and why it is a smart choice.