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Renters Insurance Agents in Duluth, MN

Compare renters insurance agents in Duluth. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 renters insurance agents in Duluth, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanlon and Associates Insurance Agency
501 S Lake Ave #400, Duluth, MN 55802
(218) 491-7855 hanlonandassociates.com
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324 dwightswanstrom.com
Joey Ostberg Insurance Agency
6630 Grand Ave Ste 105, Duluth, MN 55807
(218) 930-0077 agents.farmers.com
Thielke Insurance Agency
1927 W Superior St, Duluth, MN 55806
(218) 724-4200 agents.farmers.com

Renters insurance agents in Duluth Minnesota help tenants protect personal belongings and cover liability. Minnesota law does not require renters insurance but many landlords in Duluth ask for proof of coverage. An agent can explain how local risks like winter pipe bursts affect your policy.

What Does a Renters Insurance Agent in Duluth Cost?

Renters insurance in Minnesota typically costs between 15 and 30 dollars per month for a standard policy. In Duluth the average annual premium is around 180 to 250 dollars. Factors like your credit score, coverage limits, and deductible affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Duluth do?
A renters insurance agent in Duluth helps you choose a policy that covers your personal property and liability. They can compare quotes from different companies and explain Minnesota specific coverage options like water backup or identity theft.
Is renters insurance required in Minnesota?
Minnesota state law does not require renters insurance. However many landlords in Duluth include a requirement in the lease agreement. An agent can help you meet that requirement and avoid lease violations.
How much personal property coverage do I need in Duluth?
An agent can help you estimate the value of your belongings. Typical renters policies in Minnesota offer 15000 to 50000 dollars in personal property coverage. Make sure to list high value items like electronics or winter gear separately.