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Compare renters insurance agents in Ham Lake. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 renters insurance agents in Ham Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria D - State Farm Insurance Agent
16015 Central Ave NE, Ham Lake, MN 55432
(763) 571-4243
mariadagency.com
Saarela Insurance Services-Nesbit Agencies
17565 Central Ave NE Suite 160, Ham Lake, MN 55304
(763) 434-4834
saarelainsurance.com
Renters insurance agents in Ham Lake, Minnesota help tenants protect personal belongings and cover liability. Minnesota law does not require renters insurance, but many landlords in Anoka County ask for it in the lease. A local agent can explain how Minnesota weather risks like hail or snow damage affect your policy.
What Does a Renters Insurance Agent in Ham Lake Cost?
Typical renters insurance costs in Minnesota range from 15 to 30 dollars per month for 30,000 dollars of personal property coverage. An agent in Ham Lake may quote 10 to 20 dollars per month for a basic policy. Costs vary based on coverage limits, deductible, and your rental location. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Ham Lake Minnesota?
Renters insurance typically covers personal property loss from theft, fire, or wind. It also provides liability protection if someone is injured in your rental. Minnesota policies often include coverage for ice dam damage common in winter.
How do I find a renters insurance agent in Ham Lake?
You can search online for independent agents serving Ham Lake or check with national carriers that have local offices. Many agents in the Anoka County area offer free quotes for renters policies.
Is renters insurance required by law in Minnesota?
No, Minnesota state law does not require renters insurance. However, many landlords in Ham Lake include a clause in the lease requiring tenants to carry a policy. An agent can help you meet that requirement.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.