Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 renters insurance agents in Otsego, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shawna Kolles - State Farm Insurance Agent
9125 Quaday Ave NE # 101, Otsego, MN 55330
(763) 332-3052
kollesinsureme.com
Kroger Insurance Agency
17625 52nd St NE, Otsego, MN 55374
(763) 245-9484
krogeragency.com
What Does a Renters Insurance Agent in Otsego Cost?
In Minnesota, renters insurance premiums typically range from 12 to 35 dollars per month for standard coverage. Factors like your credit score, location in Otsego, and the amount of personal property you own affect the price. Policies with higher liability limits or lower deductibles cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Otsego Minnesota?
Renters insurance typically covers your personal belongings like furniture and electronics against theft, fire, and vandalism. It also provides liability protection if someone is injured in your rental unit. In Minnesota, policies often include coverage for frozen pipes or snow damage if you live in a house or duplex.
How much does a renters insurance agent cost in Otsego?
Agents do not charge a separate fee for their services. The cost is built into your policy premium. In Minnesota, the average renters insurance premium is about 15 to 30 dollars per month, depending on your coverage limits and deductible.
Do I need renters insurance if my landlord has insurance in Minnesota?
Yes, you still need your own policy. Your landlord insurance only covers the building, not your personal items or liability. If a fire damages your furniture, your landlord policy will not pay for it. A renters insurance agent can help you get the right coverage for your belongings.