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Find Renters Insurance Agents Near You in Lakewood, NJ

Browse renters insurance agents serving Lakewood, New Jersey. Updated 2026-07-14.

The top-rated renters insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 renters insurance agents serving Lakewood.

Showing 20 renters insurance agents in Lakewood, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRIME Insurance Agency960 E County Line Rd(732) 886-5751
2Cosmo Insurance Agency1600 Ave of the States #408(732) 363-3888
3Sterling Property and Casualty20 4th St Suite 211(732) 730-7130
4Stonebrook Insurance Group500 River Ave Suite 230(732) 905-4100
5Mitchell Hnatt: Allstate Insurance1900 NJ-70(732) 477-6900
6Ben Goldfischer: Allstate Insurance300 Main St(732) 719-4050
7Wilhelm699 Cross St #1(732) 961-1551
8Insurance Agency New Jersey1166 River Ave(551) 273-4713
9J&R Insurance Agency & Financial Services LLC1400 Ocean Ave(732) 363-1625
10Ideal Insurance Agency326 3rd St(732) 363-8300
PI
960 E County Line Rd
PRIME Insurance Agency
Renters Insurance Agent · Lakewood, NJ

PRIME Insurance Agency serves renters in Lakewood, New Jersey, helping tenants secure coverage for personal belongings and liability protection. The agency guides clients through policy options that address common needs such as theft, fire damage, and temporary living expenses. Residents lease apartments, homes, and condominiums in the area and rely on straightforward advice for their insurance choices. The agency also extends its services to renters in nearby Toms River, ensuring consistent support across Ocean County.

CI
1600 Ave of the States #408
Cosmo Insurance Agency
Renters Insurance Agent · Lakewood, NJ

Cosmo Insurance Agency serves renters throughout Lakewood, New Jersey, helping tenants protect their personal belongings and secure liability coverage for their apartments or rental homes. The agency guides clients in understanding policy options that safeguard against common risks such as theft, fire damage, and water-related losses. Customer service focuses on clear explanations of coverage terms and efficient claims assistance to ensure peace of mind for renters. In addition to serving Lakewood residents, Cosmo Insurance Agency also provides renters insurance services to the nearby communities in Ocean County.

SP
20 4th St Suite 211
Sterling Property and Casualty
Renters Insurance Agent · Lakewood, NJ

Sterling Property and Casualty provides renters insurance services in Lakewood, New Jersey, and the surrounding Ocean County communities. It handles personal liability protection and coverage for tenants' personal belongings, offering financial safeguards for loss or damage. The company evaluates each client's specific rental situation to tailor a policy that meets individual needs, typically starting with a property assessment to recommend appropriate limits and deductibles.

SI
500 River Ave Suite 230
Stonebrook Insurance Group
Renters Insurance Agent · Lakewood, NJ

Stonebrook Insurance Group in Lakewood, New Jersey distinguishes between one-time sign-up processes and recurring premium payments for its renters insurance policies. Their coverage protects personal belongings against theft, fire, and other perils, while also including liability protection for accidents within a rented dwelling. They assist clients in understanding policy limits and deductibles to match individual needs. Service for obtaining quotes and managing policies runs on an as-needed basis, with clients scheduling appointments or handling inquiries by phone.

MH
1900 NJ-70
Mitchell Hnatt: Allstate Insurance
Renters Insurance Agent · Lakewood, NJ

Mitchell Hnatt: Allstate Insurance offers renters insurance policies tailored to protect personal belongings and liability in Lakewood, New Jersey. It provides coverage for losses from theft, fire, and certain weather events, along with options for additional living expenses if a home becomes uninhabitable. The agency works with local residents to assess their specific rental needs and recommend appropriate policy limits. It also helps with claims related to burst pipes or water damage that often occur during the winter months in this region.

BG
300 Main St
Ben Goldfischer: Allstate Insurance
Renters Insurance Agent · Lakewood, NJ

As the winter months bring increased risks of burst pipes and water damage in Lakewood, Ben Goldfischer: Allstate Insurance assists renters with coverage tailored to protect personal belongings against common household perils. This agency focuses on policies that safeguard furniture, electronics, and clothing from theft, fire, or accidental damage in rental properties. Clients can begin by scheduling a personal consultation where an agent reviews their current possessions to determine appropriate coverage limits needed. An initial assessment of the apartment’s layout and valuables then guides the policy discussion.

WI
699 Cross St #1
Wilhelm
Renters Insurance Agent · Lakewood, NJ

Wilhelm provides renters insurance policies tailored to the needs of tenants in the Lakewood, New Jersey area. Its coverage can include protection for personal belongings and liability, with specialty endorsements available for high-value items such as jewelry or electronics. The company assists landlords by helping tenants meet lease insurance requirements. Its commercial sectors include offices, warehouses, and food service operations.

IA
1166 River Ave
Insurance Agency New Jersey
Renters Insurance Agent · Lakewood, NJ
JI
1400 Ocean Ave
J&R Insurance Agency & Financial Services LLC
Renters Insurance Agent · Lakewood, NJ
II
326 3rd St
Ideal Insurance Agency
Renters Insurance Agent · Lakewood, NJ

Ideal Insurance Agency in Lakewood, New Jersey provides residential renters insurance coverage to protect personal property and liability in local apartments and homes. The agency further assists small businesses with commercial insurance policies, serving clients throughout Ocean County and nearby communities. Focusing on renters insurance, they explain policy details clearly to help clients choose appropriate protection for their needs. After securing a policy, the agency follows up before each renewal to adjust coverage as circumstances change or recommend expanded protection between regular visits if new valuables are acquired.

5M
300 Boulevard of the Americas Suite 105
5 Minute Insure
Renters Insurance Agent · Lakewood, NJ
(877) 707-8555
5minuteinsure.com
AI
1200 River Ave
AGA Insurance
Renters Insurance Agent · Lakewood, NJ
(732) 370-3028
againsure.com
SC
300 Boulevard of the Americas
Sure Co Agency Inc
Renters Insurance Agent · Lakewood, NJ
(732) 730-8700
surecoagency.com/contact_us.html
FI
15 America Ave #202
Fidella Insurance Agency, A Division of World
Renters Insurance Agent · Lakewood, NJ
(732) 222-4500
fidellaplus.com
IS
55 S Lake Dr
Insurance security
Renters Insurance Agent · Lakewood, NJ
(929) 289-1438
SI
36 Chambers Brg Rd
SYMS Insurance Agency
Renters Insurance Agent · Lakewood, NJ
(732) 860-7967
symsins.com/contact-us
SD
241 4th St
Shapiro David
Renters Insurance Agent · Lakewood, NJ
(732) 364-2555
FA
212 2nd St
Friedman Associates of Nj
Renters Insurance Agent · Lakewood, NJ
(732) 363-6444
MA
1095 Ocean Ave
The Moffett Agency
Renters Insurance Agent · Lakewood, NJ
(732) 301-4204
moffettagency.com
WI
1777 Ave of the States
World Insurance Associates LLC
Renters Insurance Agent · Lakewood, NJ
(718) 333-1155
locations.worldinsurance.com/grandview-brokerage-a-division-of-world-122dd6826cc5

What Does a a Renters Insurance Agent in Lakewood Cost?

In New Jersey, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability. Costs in Lakewood may be slightly higher due to proximity to coastal flood zones. Factors like your credit score, deductible choice, and the value of your belongings also affect the premium. This is general information, not insurance advice.

About renters insurance agents in Lakewood

Renters insurance agents in Lakewood, New Jersey help tenants protect their personal property and liability. New Jersey law does not require renters insurance, but many landlords in Lakewood now ask for proof of coverage in the lease. An agent can explain how local factors like flood risk near the Jersey Shore affect your policy needs.

Frequently Asked Questions

What does a renters insurance agent in Lakewood do?

A renters insurance agent helps you find a policy that covers your belongings and liability. They compare plans from different companies and explain coverage limits. They also help you file claims if you have a loss.

Is renters insurance required in New Jersey?

New Jersey state law does not require renters insurance. However, many landlords in Lakewood include a clause in the lease that requires tenants to carry a policy. Check your lease agreement to be sure.

How much renters insurance do I need in Lakewood?

Most agents recommend coverage equal to the value of your personal property. For liability, a common minimum is 100,000 dollars. Your agent can help you choose limits based on your assets and local risks like theft or water damage.

Renters Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.