The top-rated renters insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 renters insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 6 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 7 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 8 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 9 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
| 10 | Ideal Insurance Agency | 326 3rd St | (732) 363-8300 |
PRIME Insurance Agency serves renters in Lakewood, New Jersey, helping tenants secure coverage for personal belongings and liability protection. The agency guides clients through policy options that address common needs such as theft, fire damage, and temporary living expenses. Residents lease apartments, homes, and condominiums in the area and rely on straightforward advice for their insurance choices. The agency also extends its services to renters in nearby Toms River, ensuring consistent support across Ocean County.
Cosmo Insurance Agency serves renters throughout Lakewood, New Jersey, helping tenants protect their personal belongings and secure liability coverage for their apartments or rental homes. The agency guides clients in understanding policy options that safeguard against common risks such as theft, fire damage, and water-related losses. Customer service focuses on clear explanations of coverage terms and efficient claims assistance to ensure peace of mind for renters. In addition to serving Lakewood residents, Cosmo Insurance Agency also provides renters insurance services to the nearby communities in Ocean County.
Sterling Property and Casualty provides renters insurance services in Lakewood, New Jersey, and the surrounding Ocean County communities. It handles personal liability protection and coverage for tenants' personal belongings, offering financial safeguards for loss or damage. The company evaluates each client's specific rental situation to tailor a policy that meets individual needs, typically starting with a property assessment to recommend appropriate limits and deductibles.
Stonebrook Insurance Group in Lakewood, New Jersey distinguishes between one-time sign-up processes and recurring premium payments for its renters insurance policies. Their coverage protects personal belongings against theft, fire, and other perils, while also including liability protection for accidents within a rented dwelling. They assist clients in understanding policy limits and deductibles to match individual needs. Service for obtaining quotes and managing policies runs on an as-needed basis, with clients scheduling appointments or handling inquiries by phone.
Mitchell Hnatt: Allstate Insurance offers renters insurance policies tailored to protect personal belongings and liability in Lakewood, New Jersey. It provides coverage for losses from theft, fire, and certain weather events, along with options for additional living expenses if a home becomes uninhabitable. The agency works with local residents to assess their specific rental needs and recommend appropriate policy limits. It also helps with claims related to burst pipes or water damage that often occur during the winter months in this region.
As the winter months bring increased risks of burst pipes and water damage in Lakewood, Ben Goldfischer: Allstate Insurance assists renters with coverage tailored to protect personal belongings against common household perils. This agency focuses on policies that safeguard furniture, electronics, and clothing from theft, fire, or accidental damage in rental properties. Clients can begin by scheduling a personal consultation where an agent reviews their current possessions to determine appropriate coverage limits needed. An initial assessment of the apartment’s layout and valuables then guides the policy discussion.
Wilhelm provides renters insurance policies tailored to the needs of tenants in the Lakewood, New Jersey area. Its coverage can include protection for personal belongings and liability, with specialty endorsements available for high-value items such as jewelry or electronics. The company assists landlords by helping tenants meet lease insurance requirements. Its commercial sectors include offices, warehouses, and food service operations.
Ideal Insurance Agency in Lakewood, New Jersey provides residential renters insurance coverage to protect personal property and liability in local apartments and homes. The agency further assists small businesses with commercial insurance policies, serving clients throughout Ocean County and nearby communities. Focusing on renters insurance, they explain policy details clearly to help clients choose appropriate protection for their needs. After securing a policy, the agency follows up before each renewal to adjust coverage as circumstances change or recommend expanded protection between regular visits if new valuables are acquired.
What Does a a Renters Insurance Agent in Lakewood Cost?
In New Jersey, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability. Costs in Lakewood may be slightly higher due to proximity to coastal flood zones. Factors like your credit score, deductible choice, and the value of your belongings also affect the premium. This is general information, not insurance advice.
About renters insurance agents in Lakewood
Renters insurance agents in Lakewood, New Jersey help tenants protect their personal property and liability. New Jersey law does not require renters insurance, but many landlords in Lakewood now ask for proof of coverage in the lease. An agent can explain how local factors like flood risk near the Jersey Shore affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Lakewood do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They compare plans from different companies and explain coverage limits. They also help you file claims if you have a loss.
Is renters insurance required in New Jersey?
New Jersey state law does not require renters insurance. However, many landlords in Lakewood include a clause in the lease that requires tenants to carry a policy. Check your lease agreement to be sure.
How much renters insurance do I need in Lakewood?
Most agents recommend coverage equal to the value of your personal property. For liability, a common minimum is 100,000 dollars. Your agent can help you choose limits based on your assets and local risks like theft or water damage.
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