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Compare Renters Insurance Agents in Ocean Township, NJ

Directory of renters insurance agents in Ocean Township, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 renters insurance agents in Ocean Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brenda Skinner - State Farm Insurance Agent
3329 Sunset Ave, Ocean Township, NJ 07712
(732) 774-5257 brendaskinner.com
Farmers Insurance - Ronald Seruya
1312 Allenhurst Ave, Ocean Township, NJ 07712
(732) 361-1028 agents.farmers.com

Renters insurance agents in Ocean Township, New Jersey help tenants protect personal property and secure liability coverage. New Jersey law does not require renters insurance, but landlords often include it in lease agreements. An agent can explain how local risks like coastal weather affect your policy needs.

What Does a Renters Insurance Agent in Ocean Township Cost?

The average cost of renters insurance in New Jersey is between $15 and $30 per month for standard coverage. In Ocean Township, rates may be slightly higher due to coastal exposure. Actual costs depend on your coverage limits, deductible, and personal property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Ocean Township do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits for personal property, liability, and additional living expenses. They also assist with filing claims and updating your policy as your needs change.
Is renters insurance required by law in New Jersey?
No, New Jersey state law does not require renters insurance. However, many landlords in Ocean Township require tenants to carry a policy as a condition of the lease. You should check your lease agreement for specific requirements.
How do I choose a renters insurance agent in Ocean Township?
Look for an agent licensed in New Jersey with experience in Ocean Township. Ask about their knowledge of local risks such as flood zones or nor easter storms. You can verify an agents license through the New Jersey Department of Banking and Insurance.