The top-rated renters insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,852 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 19 renters insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frantz Gaston Jr - State Farm Insurance Agent | 750 Broadway D | (973) 782-4343 |
| 2 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 3 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 4 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 5 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 6 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 7 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 8 | Preferred Choice Insurance | 482 McBride Ave | (201) 616-7644 |
| 9 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
| 10 | Goosehead Insurance - Haya Matari | 1113 Main St | (862) 214-2585 |
Frantz Gaston Jr - State Farm Insurance Agent serves the Paterson, New Jersey, area, offering renters insurance policies designed to protect personal belongings and provide liability coverage within the renter's home. These policies can cover losses from events such as theft, fire, and certain weather-related damages. The agency helps customers assess their coverage needs and select appropriate deductibles. It handles claims assistance and policy adjustments for renters moving to new apartments or requiring added protection for high-value items like electronics or jewelry.
Exclusive Insurance Brkg in Paterson, NJ provides a full range of renters insurance agency services, including policy comparisons and claims assistance. It offers ongoing policy reviews to help ensure coverage keeps pace with changing tenant needs. Standard maintenance of active plans is available through its office. The agency services tenants of single-family homes, apartments, retail spaces, and restaurants in the local area.
Veronica's Insurance Agency serves homeowners, renters, and property managers in Paterson, New Jersey, by providing renters insurance policies tailored to individual needs. The agency helps clients protect personal belongings and secure liability coverage against common risks associated with renting a home or apartment. Through personalized consultations, it assists customers in comparing policy options and understanding coverage limits. It also offers assistance with claims filing and policy adjustments as circumstances change. The agency additionally covers nearby areas in Passaic County, including the neighboring community of Clifton, ensuring broader access to its insurance services.
Freeway Insurance serves renters in Paterson, New Jersey, and the surrounding communities of Passaic County. The agency handles renters insurance policies, covering personal belongings against theft, fire, and other named perils. It assists clients in selecting appropriate liability protection for accidents occurring inside their rented home. The typical job begins with a consultation to assess the value of the renter’s possessions and the specific risks associated with their dwelling, then compares policy options to match coverage limits with the individual’s budget.
Renters insurance through Carmen's Insurance Agency in Paterson, NJ, is offered as either a one-time liability policy or a recurring plan that renews to protect personal belongings long-term. Both options cover theft, fire damage, and temporary relocation costs if the residence becomes uninhabitable. Service runs on an as-needed basis, with clients scheduling a policy review or claim support by calling the agency directly during regular business hours.
Adamas Insurance Brokerage in Paterson, NJ specializes in renters insurance, offering tailored policies that protect personal belongings and provide liability coverage. As a local agent, it helps clients navigate options for safeguarding apartments, condos, or single-family rentals from common risks. Beyond standard coverage, the firm assists with scheduling an annual review to ensure limits match current possessions. During the winter months, it is particularly focused on addressing potential claims from burst pipes or theft during holiday travel, helping renters prepare for seasonal property risks.
As winter approaches in Paterson, NJ, renters often worry about burst pipes or fire damage from space heaters. Amana Insurance Agency provides renters insurance agents who help tenants or leaseholders find coverage that offsets personal property loss and liability claims. They review the client’s current lease requirements and suggest appropriate protection amounts for furniture, electronics, and clothing. The first step is a walk-through inventory where you list items and identify high-value possessions for proper documentation.
Preferred Choice Insurance provides residential renters insurance to protect personal belongings and liability in Paterson, New Jersey, where numerous apartment complexes and rental homes require tenant coverage. The agency also writes commercial policies for small businesses needing property and general liability protection, serving local clients throughout the Passaic County area. After an initial policy is secured, the team follows up at renewal to adjust coverage as lease terms or inventory changes, ensuring ongoing protection between regular visits.
Olmen Insurance Agency provides renters insurance solutions in Paterson, New Jersey, focusing on protecting personal property and liability. It offers specialty add-ons such as coverage for high-value electronics and identity theft protection. The company assists with claims processing and policy customization to meet tenant needs. Its services extend to commercial sectors, including offices, warehouses, and food service operations, ensuring appropriate coverage for diverse business environments.
Goosehead Insurance - Haya Matari is a renters insurance agent serving the Paterson, New Jersey area. Its core service involves helping tenants obtain policies that protect personal belongings against common risks such as theft, fire, and water damage. The agency works with individual renters to evaluate their coverage needs for furniture, electronics, and other valuables within a standard policy. Clients often seek a straightforward session to review coverage limits and deductible options. A specialty add-on service is providing optional liability protection for accidents that might occur on the rented premises.
What Does a a Renters Insurance Agent in Paterson Cost?
Renters insurance in New Jersey typically costs between 15 and 30 dollars per month for standard coverage. In Paterson rates may be slightly higher due to urban crime risks. Actual costs depend on your coverage amount deductible and the insurer. This is general information not insurance advice.
About renters insurance agents in Paterson
Renters insurance agents in Paterson New Jersey help tenants find policies that cover personal property and liability. New Jersey law does not require renters insurance but many landlords in Paterson now include it as a lease condition. An agent can explain how local risks like theft or water damage affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Paterson do?
A renters insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims if your belongings are damaged or stolen.
Is renters insurance required in Paterson New Jersey?
New Jersey state law does not require renters insurance. However many landlords in Paterson now require tenants to have a policy as part of the lease agreement. Check your lease for this requirement.
How much renters insurance do I need in Paterson?
You should insure your personal property for its full replacement value. A typical policy offers 15000 to 30000 dollars in coverage. An agent can help you estimate the value of your belongings and choose appropriate limits.
Renters Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Flemington · Fort Lee · Hackensack · Hamilton Township