The top-rated renters insurance agent in Union City, New Jersey is Diverse Solutions, rated 5.0 stars across 654 reviews. Other highly rated options include SValencia Insurance Agency LLC, Frank Ciappi - State Farm Insurance Agent, Freeway Insurance. This directory lists 18 renters insurance agents serving Union City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diverse Solutions | 3916 Bergenline Ave | (201) 751-5454 |
| 2 | SValencia Insurance Agency LLC | 412 37th St | (201) 679-8026 |
| 3 | Frank Ciappi - State Farm Insurance Agent | 3196 John F. Kennedy Blvd | (201) 758-5470 |
| 4 | Freeway Insurance | 1306 John F. Kennedy Blvd | (201) 829-2004 |
| 5 | Diaz Insurance Agency | 815 Bergenline Ave | (201) 348-1288 |
| 6 | TORO TAXES UNION CITY & VIP INSURANCE | 527 42nd St | (201) 331-3771 |
| 7 | Valentino Services | 4606 Bergenline Ave | (201) 392-8585 |
| 8 | Candida Seymour - State Farm Insurance Agent | 4014 Bergenline Ave | (201) 392-1010 |
| 9 | Goosehead Insurance - Edward T. Mauricio | 500 Paterson Plank Rd Unit 08 | (551) 430-5655 |
| 10 | Fiorentino Anillo Insurance LLC | 202 38th St | (201) 223-2331 |
Diverse Solutions serves Union City, New Jersey, and the surrounding Hudson County area as a local renters insurance agent. The company helps tenants protect their personal belongings and secure liability coverage for their apartments or rental homes. It guides clients in understanding policy limits and deductibles. Additional assistance is provided for filing claims related to theft, fire damage, or water damage from plumbing issues within a rental unit. Diverse Solutions also offers guidance on adding valuable item endorsements for jewelry or electronics.
SValencia Insurance Agency LLC provides personal property protection and liability coverage for renters in Union City, NJ. Its service plans include policy customization to match individual tenant needs and straightforward claims guidance throughout the process. Yearly policy reviews ensure coverage keeps pace with changing circumstances and local rental trends. The agency handles insurance for tenants living in single-family homes, apartments, retail spaces, and restaurants.
Frank Ciappi - State Farm Insurance Agent serves individual renters, homeowners, and property managers in the Union City, NJ area. The agency explains how renters insurance protects personal belongings against theft and fire damage while offering liability coverage for accidents in a rented home or apartment. Clients can discuss options to bundle renters insurance with auto or other personal policies for potential convenience. This Union City agent also covers renters residing in North Bergen and surrounding Hudson County communities.
Freeway Insurance provides residential renters insurance for tenants in Union City, New Jersey, helping protect personal belongings and liability. The agency also offers commercial coverage for small rental properties and businesses in the local area. Their service area includes Union City and the surrounding Hudson County communities. After a claim or policy review, customers can return to the agency for any necessary follow-up or coverage adjustments between their regular visits.
Diaz Insurance Agency serves Union City, New Jersey, and the surrounding Hudson County communities. This agency handles renters insurance policies designed to protect personal belongings and provide liability coverage within a local residence. The team guides clients through coverage options to address common concerns such as theft, fire damage, and temporary relocation needs. For a typical job, it reviews a client’s inventory of possessions and lease terms to recommend an appropriate policy that fits a specific rental situation.
TORO TAXES UNION CITY & VIP INSURANCE provides renters insurance for Union City tenants who may choose between a one-time policy for a fixed lease period or a recurring monthly plan that continues until canceled. Coverage typically protects personal belongings against theft, fire, and water damage from plumbing failures, while also offering liability protection for guest injuries within the rental unit. Service operates on either a one-time basis for a single policy term or on an as-needed schedule for renewals or new enrollments at any point during a lease.
Valentino Services specializes in providing renters insurance policies tailored to Union City tenants, protecting personal belongings and liability from common risks. It works closely with clients to assess coverage needs for apartments, condos, and rental homes. The company offers guidance on policy terms and deductibles, helping residents secure affordable plans. During the busy summer moving season, it assists new tenants with immediate coverage while coordinating necessary documentation for lease agreements.
As Union City renters prepare for seasonal weather shifts, many seek affordable protection for their belongings against unforeseen events. Candida Seymour - State Farm Insurance Agent provides tailored guidance on renters insurance for apartments and homes in the local area. This agency helps clients understand coverage for personal property and liability in this urban market. A consultation often begins by examining the renter’s current needs and the specific risks of living in Hudson County, followed by a documentation review during the initial assessment.
Goosehead Insurance - Edward T. Mauricio provides residential renters insurance coverage for tenants in Union City and the surrounding New Jersey communities. Commercial policies are also available for local business owners seeking protection for their rental properties or liability risks. Serving a growing client base across the area, the agency assists customers with policy reviews at each renewal. Follow-up service remains available between regular visits to update coverage as personal circumstances change.
Fiorentino Anillo Insurance LLC provides renters insurance coverage for individuals living in Union City, New Jersey. The agency assists clients with adding specialty endorsements to their policies, such as coverage for high-value personal property or loss-of-use provisions. Its agents help navigate the complexities of liability protection and deductible options for residential renters. Beyond individual apartments, the agency can also serve commercial sectors, including offices, warehouses, and food service establishments seeking tailored insurance solutions.
What Does a a Renters Insurance Agent in Union City Cost?
Renters insurance in New Jersey usually ranges from 180 to 360 dollars per year for 30,000 dollars in personal property coverage. In Union City premiums may be 10 to 20 percent higher because of the dense urban environment and higher replacement costs. An agent can provide exact quotes based on your apartment size location and desired coverage limits. This is general information and not insurance advice.
About renters insurance agents in Union City
Renters insurance agents in Union City New Jersey help tenants protect their personal property from theft fire and water damage. New Jersey law does not require renters insurance but many landlords in Hudson County now include it in lease agreements. An agent can explain how local factors like proximity to New York City affect your premium and coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Union City do?
A renters insurance agent helps you choose a policy that covers your personal belongings and liability. They explain coverage limits deductibles and exclusions specific to New Jersey. Agents also assist with filing claims and updating your policy when your needs change.
Is renters insurance required by law in New Jersey?
No New Jersey state law does not require renters insurance. However many landlords in Union City now require tenants to carry a policy as part of the lease. An agent can help you meet this requirement while finding affordable coverage.
How much does renters insurance cost in Union City New Jersey?
Renters insurance in New Jersey typically costs between 15 and 30 dollars per month for standard coverage. Premiums in Union City may be slightly higher due to urban density and theft risk. An agent can compare quotes from multiple insurers to find a policy that fits your budget.
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