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Compare Renters Insurance Agents in Centereach, NY

Compare renters insurance agents in Centereach. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 renters insurance agents in Centereach, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747 ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300 agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500 juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500 statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464 agents.allstate.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300 ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747 nationwide.com

Renters insurance agents in Centereach, New York help tenants protect their belongings and cover liability risks. New York law does not require renters insurance, but many landlords in Centereach now include it in lease agreements. An agent can explain how policies cover theft, fire damage, and temporary living expenses if your rental becomes uninhabitable.

What Does a Renters Insurance Agent in Centereach Cost?

The average cost of renters insurance in New York is about 15 to 30 dollars per month, or 180 to 360 dollars per year. In Centereach, rates may vary based on your rental unit size, location, and chosen coverage limits. A local agent can provide a personalized quote. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Centereach?
Renters insurance typically covers personal property like furniture and electronics against perils such as fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental unit. In New York, policies often include loss of use coverage if you cannot stay in your home due to a covered event.
How much renters insurance do I need in Centereach?
You should insure your belongings for their full replacement value. A local agent can help you inventory your items and estimate the total value. Many New York tenants choose at least 100,000 dollars in liability coverage to protect against lawsuits.
Can a landlord require renters insurance in Centereach?
Yes, New York landlords can require tenants to carry renters insurance as a condition of the lease. This is common in Centereach apartment complexes. The policy must meet the minimum coverage amounts specified in your lease agreement.