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Find Renters Insurance Agents in Henrietta, NY

Browse renters insurance agents serving Henrietta, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Henrietta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 renters insurance agents in Henrietta, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Sanz - State Farm Insurance Agent
2900 E Henrietta Rd, Henrietta, NY 14467
(585) 427-7920 ryansanz.com
Rouleau Insurance Agency
2964 E Henrietta Rd, Henrietta, NY 14467
(585) 486-4317 rouleauinsurance.com

Renters insurance agents in Henrietta, New York help tenants find coverage for personal property and liability. New York law does not require renters insurance, but many landlords in Monroe County now ask for proof of coverage. An agent can explain how local risks like winter storms or theft affect your policy needs.

What Does a Renters Insurance Agent in Henrietta Cost?

Renters insurance in New York typically costs between 15 and 30 dollars per month for standard coverage. In Henrietta, factors like the age of your building and your credit history can affect the premium. Higher coverage limits or added endorsements for valuable items will increase the cost. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Henrietta do?
An agent helps you compare policies from different insurers to find coverage for your belongings and liability. They explain New York specific rules, such as how loss of use coverage works if your rental becomes uninhabitable. Agents also assist with filing claims and adjusting coverage as your needs change.
Is renters insurance required in New York State?
New York State does not require renters insurance by law. However, many landlords in Henrietta and across Monroe County include a requirement in the lease agreement. An agent can help you meet that requirement while finding a policy that fits your budget.
How much personal property coverage do I need in Henrietta?
The amount of coverage depends on the value of your belongings. A standard policy in New York often starts at 15,000 dollars for personal property. An agent can help you create a home inventory to estimate replacement costs and recommend appropriate limits.