Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 renters insurance agents in Shirley, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
(631) 395-1000
islandwideins.com
Lighthouse Insurance Shirley
960-B Montauk Hwy, Shirley, NY 11967
(631) 399-0300
lighthouseinsurance.com
Marlin Insurance Agency Inc
1138 William Floyd Pkwy, Shirley, NY 11967
(631) 281-6200
marlinagency.com
Essential Insurance New York
2 Coraci Blvd, Shirley, NY 11967
(332) 378-1898
Esquire Agency
396 William Floyd Pkwy 2nd Floor, Shirley, NY 11967
(631) 873-3825
esquireagency.net
Insurance Trust
501 William Floyd Pkwy, Shirley, NY 11967
(631) 395-1700
local342.org
Shirley Mastic Insurance Agency
18 Ryerson Ave, Shirley, NY 11967
(631) 399-1000
What Does a Renters Insurance Agent in Shirley Cost?
Renters insurance in New York typically costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage with 100,000 dollars of liability. In Shirley, rates may be slightly higher due to coastal weather risks. Actual costs depend on your coverage limits, deductible, and the insurance company. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Shirley do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They explain New York specific coverage options like loss of use and medical payments to others. They also help you file claims and adjust coverage as your needs change.
Is renters insurance required by law in New York?
New York state law does not require renters insurance. However, many landlords in Shirley and across Long Island now require tenants to carry a policy as a lease condition. An agent can help you meet this requirement while getting adequate coverage.
How much renters insurance do I need in Shirley New York?
Most renters insurance agents recommend enough coverage to replace all your personal belongings. In Shirley, consider the value of electronics, furniture, and clothing. A standard policy often starts at 20,000 dollars for personal property, but you may need more based on your inventory.