The top-rated renters insurance agent in Wilmington, North Carolina is Sizemore Insurance - Wilmington, rated 4.9 stars across 664 reviews. Other highly rated options include Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency, Superior Insurance. This directory lists 22 renters insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 2 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 3 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 4 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 5 | Greg Ochipa - State Farm Insurance Agent | 1006 S Kerr Ave | (910) 395-5252 |
| 6 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 7 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 8 | Rob Cutting - State Farm Insurance Agent | 432 Eastwood Rd #100 | (910) 798-2460 |
| 9 | Jimi Woodruff - State Farm Insurance Agent | 4910 Randall Pkwy | (910) 859-0404 |
| 10 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
Sizemore Insurance - Wilmington serves the Wilmington, North Carolina area and surrounding communities as a renters insurance agency. It assists tenants and property lessees in securing coverage for personal belongings and liability protection. The agency guides clients through policy options that address local property loss possibilities and typical standards for financial security. Policies commonly cover personal property, additional living expenses, and medical payments to others. The agency specifically handles personal property coverage and liability insurance for renters.
Jonathan Calhoun - State Farm Insurance Agent serves homeowners, renters, and property managers in Wilmington, North Carolina, by offering renters insurance policies tailored to protect personal belongings and liability. The agency helps tenants secure coverage for unexpected events such as theft or water damage. Its work includes guiding clients through coverage options and ensuring policies align with lease requirements. The office also assists those seeking protection in nearby Leland and other communities within the greater Wilmington metro area.
Atlantic Coast Insurance Agency in Wilmington, NC provides a full range of renters insurance services, including policy selection and claims assistance. The agency helps clients understand coverage options for personal property and liability protection. Its service approach includes reviewing policy details to match individual needs and offering support throughout the policy term. The company routinely services single-family homes, apartments, retail spaces, and restaurants.
Superior Insurance serves Wilmington, North Carolina, and the surrounding coastal communities. It handles renters insurance policies designed to protect personal belongings against theft, fire, water damage, and other common perils. The agency works with local property owners and tenants to explain policy options and coverage limits. For a typical job, it assesses a tenant’s specific belongings and living situation, then recommends a comprehensive plan that meets both legal requirements and individual budget needs.
For renters insurance, clients distinguish between liability coverage for accidents and personal property protection for belongings like furniture and electronics. Greg Ochipa - State Farm Insurance Agent in Wilmington, NC, provides quotes and policy options covering these needs through standard annual renewal terms rather than one-time transactions. Ongoing premium management and claim assistance remain available as scheduled throughout each policy period. Service runs on a scheduled basis with policy renewal occurring annually.
Wells Insurance in Wilmington, NC provides specialized renters insurance coverage to protect personal belongings along with its broader range of risk management services for residential clients. The agency assists tenants in understanding policy options that safeguard against theft, fire damage, and liability claims commonly encountered in coastal rentals. As storm season approaches the Cape Fear region, the agent helps renters evaluate flood and wind damage provisions that might not be included in standard policies.
When coastal storms or seasonal humidity threaten Wilmington apartments, April Jones Insurance provides renters insurance tailored to local needs. This agency works with property owners and tenants to craft policies that cover personal belongings, liability, and temporary lodging if a unit becomes uninhabitable. Understanding that leases often come with specific insurance requirements, the company helps clients meet those obligations without unnecessary add-ons. An initial assessment of your current rental space, including inventory and property details, begins the process of securing appropriate coverage.
Rob Cutting’s agency helps Wilmington residents protect personal belongings when renting a home or apartment, with policies that cover theft, fire, and water damage from burst pipes. Additional coverage options often include liability protection for guest injuries and replacement cost on electronics or furniture. For commercial tenants, the company can structure policies tailored for spaces such as offices, warehouses, or food service operations.
Jimi Woodruff - State Farm Insurance Agent provides renters insurance services for residential properties in Wilmington, NC, and also offers commercial coverage options for local businesses. The agency helps clients protect personal belongings and liability within their rented homes or apartments across the area. After an initial policy is set, the office typically reaches out for periodic reviews to adjust coverage as tenant needs change or renewal approaches. This follow-up ensures seamless protection between regular visits.
What Does a a Renters Insurance Agent in Wilmington Cost?
The average cost of renters insurance in North Carolina is about $15 to $30 per month, or roughly $180 to $360 per year. In Wilmington, rates may be slightly higher due to coastal weather risks. Your actual cost depends on your coverage amount, deductible, and location. This is general information and not insurance advice.
About renters insurance agents in Wilmington
Renters insurance agents in Wilmington, North Carolina help tenants protect their personal belongings and cover liability risks. North Carolina law does not require renters insurance, but many landlords in Wilmington do require it in the lease agreement. An agent can explain how local risks like hurricanes and flooding affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Wilmington do?
A renters insurance agent helps you find a policy that covers your personal property and liability. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims if you have a loss.
Is renters insurance required by law in North Carolina?
North Carolina state law does not require renters insurance. However, many landlords in Wilmington include a requirement for renters insurance in the lease agreement. You should check your lease for this clause.
Does renters insurance cover flood damage in Wilmington?
Standard renters insurance policies do not cover flood damage. If you live in a flood-prone area near the Cape Fear River or coast, you may need a separate flood insurance policy. Your agent can help you find flood coverage.
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