The top-rated renters insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 19 renters insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 4 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 5 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 6 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 7 | Shelter Insurance | 3301 Dayton Xenia Rd Ste 300A | (937) 705-6286 |
| 8 | Farmers Insurance - Andrew Ander | 1360 N Fairfield Rd | (937) 320-9999 |
| 9 | Joe Maher - State Farm Insurance Agent | 1518 Marsetta Dr | (937) 426-4296 |
| 10 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
Jack Herbst - State Farm Insurance Agent serves the Beavercreek, Ohio, area and surrounding Greene County as a renters insurance agent. The company provides coverage for personal belongings, liability protection, and additional living expenses if a rental unit becomes uninhabitable. Helping renters assess the value of their possessions to determine appropriate policy limits is a key part of the consultation process. Policies are tailored to protect against theft, fire damage, and water damage from plumbing issues.
Michael Saylor - State Farm Insurance Agent provides renters insurance coverage tailored to protect personal belongings and offer liability protection. The agency offers straightforward plans that can be customized with additional endorsements for high-value items or identity restoration services. Serving the Beavercreek area, the agency assists clients in understanding coverage limits and deductibles, ensuring policies match individual rental needs. Services are available for tenants of single-family homes, apartments, retail spaces, and restaurants.
Mick Lundy - State Farm Insurance Agent in Beavercreek, OH, serves homeowners, renters, and property managers seeking protection for their personal belongings and liability exposure. This office works with individuals to find appropriate renters insurance coverage that aligns with their specific living situations and valuable possessions. Policies generally address loss from theft, fire, or weather-related damage. The agency assists clients in understanding policy details and adjusting coverage limits as needed. In addition to serving Beavercreek, the office also provides its renters insurance services to the neighboring community of Fairborn.
Matulka Insurance Agency serves Beavercreek, Ohio and the surrounding communities, handling renters insurance policies for local residents. It assists tenants in protecting their personal belongings and securing liability coverage within their rental units. The agency works with clients to assess their individual needs, reviewing policy options that align with a renter’s specific possessions and budget. It typically begins a job by gathering detailed information about the property and the renter’s requirements, then compares available plans to recommend a suitable coverage limit.
Providing renters insurance policies that cover personal property and liability, Miller Insurance & Financial Services, LLC serves clients throughout Beavercreek, Ohio. It assists customers in tailoring coverage limits and deductibles to fit their rental lifestyle and budget. The agency also advises on the importance of protecting belongings from unexpected events such as fire or theft. After a severe winter or spring storm damages a rented home or apartment, it helps renters file claims for damaged electronics, furniture, and clothing.
Reichley Insurance Agency powered by OneDigital in Beavercreek, OH provides renters insurance, where a one-time policy offers a single term of liability and personal property coverage, while a recurring plan automatically renews for continuous protection. Both options safeguard belongings and provide liability coverage for accidents inside the rented home. Coverage typically includes personal property, loss of use, and medical payments to others. The agency delivers its renters insurance services on a recurring, policy-renewal basis.
As a renters insurance agent in Beavercreek, OH, Shelter Insurance assists tenants in protecting personal belongings from theft, fire, and water damage. The agency can tailor policies with liability coverage for accidents inside the home and offer add-ons for valuable items like jewelry or electronics. This coverage is available for those renting apartments, condominiums, or single-family homes. The agent is positioned to serve local commercial sectors, including offices, warehouses, and food service operations, helping them secure proper protection for assets and liability risks.
As the changing seasons in Beavercreek bring increased risks of storm damage from spring winds or winter pipe bursts, renters need reliable coverage to protect their belongings and liability. Farmers Insurance - Andrew Ander addresses these concerns by working closely with local clients to find appropriate policies that match their specific rental property needs. The agent carefully explains the differences between actual cash value and replacement cost coverage. An initial assessment begins by reviewing your rental agreement and personal property inventory to determine your coverage requirements.
Joe Maher - State Farm Insurance Agent provides renters insurance coverage for residences in Beavercreek, Ohio. Commercial renters policies are also available for local business tenants needing liability and contents protection. The agency serves clients throughout the Beavercreek area and surrounding communities. Policy consultations help align coverage limits with specific rental property needs. Customers are welcome to return for annual policy reviews or to adjust their protection as lease terms or personal belongings change between regular visits.
What Does a a Renters Insurance Agent in Beavercreek Cost?
Renters insurance in Ohio typically costs between 15 and 30 dollars per month for standard coverage of 30,000 dollars in personal property and 100,000 dollars in liability. Rates in Beavercreek may be slightly higher due to local crime statistics and property values. Actual costs depend on your coverage limits, deductible choice, and claims history. This is general information, not insurance advice.
About renters insurance agents in Beavercreek
Renters insurance agents in Beavercreek, Ohio help tenants protect personal property from theft, fire, and other covered losses. Ohio law does not require renters insurance, but many landlords in Greene County now include it as a lease condition. Local agents can explain how Ohio insurance regulations affect your policy and coverage limits.
Frequently Asked Questions
What does renters insurance cover in Beavercreek Ohio?
Renters insurance typically covers personal property loss from fire, theft, and vandalism. It also includes liability protection if someone is injured in your rental unit. Ohio policies often offer additional coverage for water damage from burst pipes, but not flood damage.
How much renters insurance do I need in Ohio?
Most Ohio renters choose coverage equal to the value of their personal belongings, often between 20,000 and 50,000 dollars. Your agent can help you complete a home inventory to determine the right amount. Ohio law does not set minimum coverage amounts for renters.
Can my landlord require renters insurance in Beavercreek?
Yes, Ohio landlords can legally require tenants to carry renters insurance as a condition of the lease. Many Beavercreek property managers now include this requirement to reduce their own liability. Your agent can help you find a policy that meets your landlords specific coverage demands.
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