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Renters Insurance Agents in Huber Heights, OH

Directory of renters insurance agents in Huber Heights, Ohio. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 9 renters insurance agents in Huber Heights, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450 locations.acceptance.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950 nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728 ronnieredd.net
Tyrone Collier American Family Insurance
6373 Kittyhawk Commons Dr, Huber Heights, OH 45424
(937) 235-9010 amfam.com
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300 gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455 agents.allstate.com
Roger Crisp - State Farm Insurance Agent
6022 Old Troy Pike, Huber Heights, OH 45424
(937) 233-4504 crispinsurance.com
Medicare Advisors
7760 Brandt Pike, Huber Heights, OH 45424
(937) 603-2999 ohiomedicareadvisors.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800 agency.nationwide.com

Renters insurance agents in Huber Heights, Ohio help tenants protect their personal property and cover liability risks. Ohio law does not require renters insurance, but many landlords in the Dayton area now include it as a lease condition. An agent can explain how local factors like severe weather and theft rates affect your policy needs.

What Does a Renters Insurance Agent in Huber Heights Cost?

In Ohio, renters insurance typically costs between $15 and $30 per month for a standard policy with $30,000 in personal property coverage. In Huber Heights, rates may be slightly higher due to local crime statistics and weather risks. Actual costs depend on your coverage limits, deductible, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Huber Heights do?
An agent helps you choose a policy that covers your belongings and liability. They explain Ohio-specific rules, such as how coverage applies to flood damage from storms common in the Miami Valley. They also assist with filing claims and adjusting coverage limits.
Is renters insurance required by law in Ohio?
Ohio does not have a state law requiring renters insurance. However, many landlords in Huber Heights now demand proof of coverage in the lease agreement. If you do not have it, you may be in violation of your rental contract.