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Renters Insurance Agents in North Smithfield, RI

Directory of renters insurance agents in North Smithfield, Rhode Island. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 renters insurance agents in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000 agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400 kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500 clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830

Renters insurance agents in North Smithfield Rhode Island help tenants protect their personal belongings and cover liability risks. Rhode Island law does not require renters insurance but many landlords in the state now ask for proof of coverage in lease agreements. A local agent can explain how your policy covers fire theft and water damage from burst pipes common in New England winters.

What Does a Renters Insurance Agent in North Smithfield Cost?

The average cost of renters insurance in Rhode Island is about 18 to 25 dollars per month for 30,000 dollars of personal property coverage and 100,000 dollars of liability. Your exact premium depends on your location in North Smithfield your credit score and the deductible you choose. This is general information and not insurance advice. Always compare quotes from multiple agents to find the right coverage for your situation.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in North Smithfield Rhode Island?
A standard renters policy covers your personal property against fire theft vandalism and certain water damage. It also provides liability protection if someone is injured in your rental unit. In Rhode Island you can also add coverage for expensive items like jewelry or electronics.
How much does a renters insurance agent charge in Rhode Island?
Agents do not charge a separate fee for their services. Their commission is included in your premium. Typical renters insurance policies in Rhode Island cost between 15 and 30 dollars per month depending on your coverage limits and deductible.