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Compare renters insurance agents in Portsmouth. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 renters insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
Renters insurance agents in Portsmouth, Rhode Island help tenants protect their personal property and cover liability risks. Rhode Island law does not require renters insurance, but many landlords in Portsmouth ask for proof of coverage as part of the lease agreement. An agent can explain how a standard policy covers theft, fire damage, and personal liability in coastal communities like Portsmouth.
What Does a Renters Insurance Agent in Portsmouth Cost?
The average cost of renters insurance in Rhode Island is between $15 and $30 per month for a standard policy with $30,000 in personal property coverage. Premiums in Portsmouth may be slightly higher due to coastal risks. Actual costs depend on your coverage limits, deductible, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Portsmouth Rhode Island?
A renters insurance policy typically covers your personal belongings against perils like fire, theft, and wind damage. It also includes personal liability if someone is injured in your rental unit. In Rhode Island, policies often exclude flood damage, so you may need separate flood insurance for Portsmouth coastal areas.
How do I find a renters insurance agent in Portsmouth?
You can search online for licensed insurance agents in Portsmouth or ask your landlord for referrals. The Rhode Island Department of Business Regulation provides a license lookup tool to verify an agent is active. Local agents can help you compare quotes from different carriers.
Is renters insurance required by law in Rhode Island?
No, Rhode Island state law does not require tenants to have renters insurance. However, many landlords in Portsmouth include a requirement in the lease agreement. An agent can help you meet that requirement and ensure you have adequate coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.