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Find Renters Insurance Agents Near You in Rapid City, SD

Browse renters insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated renters insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include Gregg Fullerton - State Farm Insurance Agent, Scott Carlson - State Farm Insurance Agent, Farmers Insurance - Dave Schmidt. This directory lists 20 renters insurance agents serving Rapid City.

Showing 20 renters insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bruce Kitterman - State Farm Insurance Agent1222 Oregon St(605) 348-2525
2Gregg Fullerton - State Farm Insurance Agent2001 Hope Ct Ste 2(605) 791-4460
3Scott Carlson - State Farm Insurance Agent716 N Lacrosse St #100(605) 342-0188
4Farmers Insurance - Dave Schmidt2834 Jackson Blvd Ste 101(605) 342-5434
5Matt McCormick - State Farm Insurance Agent716 N Lacrosse St #100(605) 348-0464
6Dave Raml - State Farm Insurance Agent2130 Jackson Blvd(605) 342-1827
7Jeff Johnson - State Farm Insurance Agent1620 Mt Rushmore Rd Ste 200(605) 791-3333
8Rapid Insurance, Inc.2525 W Main St #202(605) 791-0762
9Greg Geary: Allstate Insurance3423 W Main St(605) 341-2345
10Herrmann Insurance Agencies821 Mt Rushmore Rd(605) 718-2200
BK
1222 Oregon St
Bruce Kitterman - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD

Bruce Kitterman - State Farm Insurance Agent serves the Rapid City metro area, offering renters insurance policies to local residents. This agency helps renters protect their personal belongings and provides liability coverage in case of accidents inside a rented home or apartment. Many landlords in Rapid City also require proof of renters insurance before signing a lease. The agency handles tailored policies for both apartments and single-family rental homes in this area.

GF
2001 Hope Ct Ste 2
Gregg Fullerton - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD

Located in Rapid City, SD, Gregg Fullerton - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and provide liability coverage. This agency assists clients in selecting appropriate coverage limits and deductibles, offering guidance on policy maintenance and any necessary adjustments throughout the term. The office aims to handle claims and policy changes efficiently. It services single-family homes, apartments, retail spaces, and restaurants.

SC
716 N Lacrosse St #100
Scott Carlson - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD

Scott Carlson, a renters insurance agent in Rapid City, SD, serves local homeowners, tenants, and property managers seeking coverage for personal belongings and liability protection. His agency helps clients understand policy options that safeguard against common risks in the region, including fire, theft, or water damage. The office provides guidance on selecting appropriate coverage limits and deductibles. Scott Carlson's agency also serves homeowners and renters in the neighboring community of Box Elder and surrounding Pennington County areas.

FI
2834 Jackson Blvd Ste 101
Farmers Insurance - Dave Schmidt
Renters Insurance Agent · Rapid City, SD

Serving Rapid City and the surrounding Black Hills communities, Farmers Insurance - Dave Schmidt handles comprehensive renters insurance policies for local tenants and homeowners. It provides coverage for personal belongings, liability protection, and additional living expenses in case of a covered loss. The agent works closely with each customer to assess individual needs and risk factors. For a typical job, it follows a straightforward process of reviewing current coverage, explaining policy options, and securing a suitable plan.

MM
716 N Lacrosse St #100
Matt McCormick - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD

Matt McCormick – State Farm Insurance Agent in Rapid City, SD assists customers in choosing between one-time policies for short-term needs and recurring yearly plans for continuous protection. Renters insurance covers personal belongings against theft or damage from events like fire or wind, along with liability for accidents on the property. A monthly or annual premium keeps the policy renewed without gaps. Service runs on either a scheduled, annual renewal basis, or as-needed when coverage is initiated for a new rental.

DR
2130 Jackson Blvd
Dave Raml - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD

Dave Raml - State Farm Insurance Agent provides renters insurance plans tailored to protect personal belongings and liability concerns. It offers general coverage services for apartments, homes, and condos in the Rapid City area. The agent helps clients understand policy options for personal property, loss of use, and medical payments to others. Snowmelt or plumbing failures in winter months often lead to water damage claims, which the agency assists with addressing through available policy coverage.

JJ
1620 Mt Rushmore Rd Ste 200
Jeff Johnson - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD

As the first snowfalls of winter risk causing burst pipes and water damage to rental properties in Rapid City, Jeff Johnson - State Farm Insurance Agent provides renters insurance policies that protect personal belongings and offer liability coverage. The agency helps tenants understand how standard policies cover theft, fire, and temporary living expenses if a unit becomes uninhabitable. New clients typically begin with a brief consultation to review their personal property value and discuss any specific coverage needs, followed by a simple document review.

RI
2525 W Main St #202
Rapid Insurance, Inc.
Renters Insurance Agent · Rapid City, SD

Rapid Insurance, Inc. provides renters insurance to residential customers in Rapid City. Commercial coverage is also available for businesses in the surrounding South Dakota area. Local agents help policyholders understand coverage limits for personal property and liability protection. Underwriting considers community loss trends and region-specific weather risks. Clients typically review their policies annually with the same agency, ensuring adequate coverage and updating information after a move or major purchase. The agency follows up directly before each renewal period, reinforcing service continuity between regular visits.

GG
3423 W Main St
Greg Geary: Allstate Insurance
Renters Insurance Agent · Rapid City, SD

Greg Geary: Allstate Insurance is known for providing renters insurance in Rapid City, South Dakota. It offers policies that protect tenants' personal belongings and provide liability coverage against accidents that might occur within a rental unit. The agency serves residential customers throughout the Rapid City area, helping them find coverage tailored to a range of living spaces from apartments to houses. A specialty service it can add on is identity theft protection to help clients safeguard their personal information.

HI
821 Mt Rushmore Rd
Herrmann Insurance Agencies
Renters Insurance Agent · Rapid City, SD

Herrmann Insurance Agencies provides renters insurance coverage for individuals and families in Rapid City. The agency specializes in policies that protect personal belongings, liability, and additional living expenses during a covered loss. They offer endorsements such as scheduled personal property coverage for high-value items and identity theft protection. Herrmann Insurance Agencies serves various commercial sectors, including offices requiring business personal property protection, warehouses needing inventory safeguards, and food service operations seeking liability coverage for customer incidents.

AA
1839 W Main St #1
Andy A Ainslie - State Farm Insurance Agent
Renters Insurance Agent · Rapid City, SD
(605) 348-3338
andyainslie.biz
BH
820 St Joseph St
Black Hills Insurance Agency, Inc.
Renters Insurance Agent · Rapid City, SD
(605) 342-5555
blackhillsagency.com
DB
3409 W Main St
Dakota Business Insurance Group
Renters Insurance Agent · Rapid City, SD
(605) 846-8111
dbigroupllc.com
GH
2127 Jackson Blvd
Gene Hufford Agency, Inc. American Family Insurance
Renters Insurance Agent · Rapid City, SD
(605) 342-7757
amfam.com/agents/south-dakota/rapid-city/gene-hufford
PI
809 South St Suite 111
Parks Insurance West
Renters Insurance Agent · Rapid City, SD
(605) 430-8877
parksinsurancewest.com
AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Renters Insurance Agent · Rapid City, SD
(605) 737-7865
acrisure.com
FI
1404 Mt Rushmore Rd
Farmers Insurance - Jodi Lawrence
Renters Insurance Agent · Rapid City, SD
(605) 718-7020
agents.farmers.com/sd/rapid-city/jodi-lawrence
WD
816 5th St
Western Dakota Insurors
Renters Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Renters Insurance Agent · Rapid City, SD
(605) 342-3585
HM
902 Main St
Horace Mann Insurance Co
Renters Insurance Agent · Rapid City, SD
(605) 348-4612
horacemann.com

What Does a a Renters Insurance Agent in Rapid City Cost?

Typical renters insurance costs in South Dakota range from 150 to 300 dollars per year for 30,000 dollars in personal property coverage. Factors like your credit score claims history and the value of your belongings affect the price. An agent in Rapid City can help you find a policy that fits your budget. This is general information and not insurance advice.

About renters insurance agents in Rapid City

Renters insurance agents in Rapid City help tenants protect personal property and cover liability risks. South Dakota law does not require renters insurance but many landlords in Rapid City now ask for proof of coverage. An agent can explain how local weather risks like hail or wind damage affect your policy needs.

Frequently Asked Questions

What does a renters insurance agent in Rapid City do?

A renters insurance agent helps you find a policy that covers your personal belongings and liability. They compare options from different insurance companies and explain coverage limits. They also help you file claims if your property is damaged or stolen.

Is renters insurance required by law in South Dakota?

South Dakota state law does not require renters insurance. However many landlords and property managers in Rapid City require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.

How much does renters insurance cost in Rapid City?

The average cost for renters insurance in South Dakota is around 15 to 25 dollars per month. Rates vary based on coverage amount deductible and your specific location in Rapid City. An agent can give you a personalized quote.

Renters Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.