The top-rated renters insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include Gregg Fullerton - State Farm Insurance Agent, Scott Carlson - State Farm Insurance Agent, Farmers Insurance - Dave Schmidt. This directory lists 20 renters insurance agents serving Rapid City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bruce Kitterman - State Farm Insurance Agent | 1222 Oregon St | (605) 348-2525 |
| 2 | Gregg Fullerton - State Farm Insurance Agent | 2001 Hope Ct Ste 2 | (605) 791-4460 |
| 3 | Scott Carlson - State Farm Insurance Agent | 716 N Lacrosse St #100 | (605) 342-0188 |
| 4 | Farmers Insurance - Dave Schmidt | 2834 Jackson Blvd Ste 101 | (605) 342-5434 |
| 5 | Matt McCormick - State Farm Insurance Agent | 716 N Lacrosse St #100 | (605) 348-0464 |
| 6 | Dave Raml - State Farm Insurance Agent | 2130 Jackson Blvd | (605) 342-1827 |
| 7 | Jeff Johnson - State Farm Insurance Agent | 1620 Mt Rushmore Rd Ste 200 | (605) 791-3333 |
| 8 | Rapid Insurance, Inc. | 2525 W Main St #202 | (605) 791-0762 |
| 9 | Greg Geary: Allstate Insurance | 3423 W Main St | (605) 341-2345 |
| 10 | Herrmann Insurance Agencies | 821 Mt Rushmore Rd | (605) 718-2200 |
Bruce Kitterman - State Farm Insurance Agent serves the Rapid City metro area, offering renters insurance policies to local residents. This agency helps renters protect their personal belongings and provides liability coverage in case of accidents inside a rented home or apartment. Many landlords in Rapid City also require proof of renters insurance before signing a lease. The agency handles tailored policies for both apartments and single-family rental homes in this area.
Located in Rapid City, SD, Gregg Fullerton - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and provide liability coverage. This agency assists clients in selecting appropriate coverage limits and deductibles, offering guidance on policy maintenance and any necessary adjustments throughout the term. The office aims to handle claims and policy changes efficiently. It services single-family homes, apartments, retail spaces, and restaurants.
Scott Carlson, a renters insurance agent in Rapid City, SD, serves local homeowners, tenants, and property managers seeking coverage for personal belongings and liability protection. His agency helps clients understand policy options that safeguard against common risks in the region, including fire, theft, or water damage. The office provides guidance on selecting appropriate coverage limits and deductibles. Scott Carlson's agency also serves homeowners and renters in the neighboring community of Box Elder and surrounding Pennington County areas.
Serving Rapid City and the surrounding Black Hills communities, Farmers Insurance - Dave Schmidt handles comprehensive renters insurance policies for local tenants and homeowners. It provides coverage for personal belongings, liability protection, and additional living expenses in case of a covered loss. The agent works closely with each customer to assess individual needs and risk factors. For a typical job, it follows a straightforward process of reviewing current coverage, explaining policy options, and securing a suitable plan.
Matt McCormick – State Farm Insurance Agent in Rapid City, SD assists customers in choosing between one-time policies for short-term needs and recurring yearly plans for continuous protection. Renters insurance covers personal belongings against theft or damage from events like fire or wind, along with liability for accidents on the property. A monthly or annual premium keeps the policy renewed without gaps. Service runs on either a scheduled, annual renewal basis, or as-needed when coverage is initiated for a new rental.
Dave Raml - State Farm Insurance Agent provides renters insurance plans tailored to protect personal belongings and liability concerns. It offers general coverage services for apartments, homes, and condos in the Rapid City area. The agent helps clients understand policy options for personal property, loss of use, and medical payments to others. Snowmelt or plumbing failures in winter months often lead to water damage claims, which the agency assists with addressing through available policy coverage.
As the first snowfalls of winter risk causing burst pipes and water damage to rental properties in Rapid City, Jeff Johnson - State Farm Insurance Agent provides renters insurance policies that protect personal belongings and offer liability coverage. The agency helps tenants understand how standard policies cover theft, fire, and temporary living expenses if a unit becomes uninhabitable. New clients typically begin with a brief consultation to review their personal property value and discuss any specific coverage needs, followed by a simple document review.
Rapid Insurance, Inc. provides renters insurance to residential customers in Rapid City. Commercial coverage is also available for businesses in the surrounding South Dakota area. Local agents help policyholders understand coverage limits for personal property and liability protection. Underwriting considers community loss trends and region-specific weather risks. Clients typically review their policies annually with the same agency, ensuring adequate coverage and updating information after a move or major purchase. The agency follows up directly before each renewal period, reinforcing service continuity between regular visits.
Greg Geary: Allstate Insurance is known for providing renters insurance in Rapid City, South Dakota. It offers policies that protect tenants' personal belongings and provide liability coverage against accidents that might occur within a rental unit. The agency serves residential customers throughout the Rapid City area, helping them find coverage tailored to a range of living spaces from apartments to houses. A specialty service it can add on is identity theft protection to help clients safeguard their personal information.
Herrmann Insurance Agencies provides renters insurance coverage for individuals and families in Rapid City. The agency specializes in policies that protect personal belongings, liability, and additional living expenses during a covered loss. They offer endorsements such as scheduled personal property coverage for high-value items and identity theft protection. Herrmann Insurance Agencies serves various commercial sectors, including offices requiring business personal property protection, warehouses needing inventory safeguards, and food service operations seeking liability coverage for customer incidents.
What Does a a Renters Insurance Agent in Rapid City Cost?
Typical renters insurance costs in South Dakota range from 150 to 300 dollars per year for 30,000 dollars in personal property coverage. Factors like your credit score claims history and the value of your belongings affect the price. An agent in Rapid City can help you find a policy that fits your budget. This is general information and not insurance advice.
About renters insurance agents in Rapid City
Renters insurance agents in Rapid City help tenants protect personal property and cover liability risks. South Dakota law does not require renters insurance but many landlords in Rapid City now ask for proof of coverage. An agent can explain how local weather risks like hail or wind damage affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Rapid City do?
A renters insurance agent helps you find a policy that covers your personal belongings and liability. They compare options from different insurance companies and explain coverage limits. They also help you file claims if your property is damaged or stolen.
Is renters insurance required by law in South Dakota?
South Dakota state law does not require renters insurance. However many landlords and property managers in Rapid City require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.
How much does renters insurance cost in Rapid City?
The average cost for renters insurance in South Dakota is around 15 to 25 dollars per month. Rates vary based on coverage amount deductible and your specific location in Rapid City. An agent can give you a personalized quote.