The top-rated renters insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Priority Insurance, TGS Insurance Agency, Steve Sipes - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 3 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 4 | Steve Sipes - State Farm Insurance Agent | 12325 Scarsdale Blvd ste b | (832) 619-1397 |
| 5 | Jeri McKinley - State Farm Insurance Agent | 535 Studewood St | (713) 869-2669 |
| 6 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 7 | Paga-Menos Insurance | 5901 Bellaire Blvd Ste C | (832) 804-9286 |
| 8 | Affordable Insurance of Texas | 7447 Harwin Dr. #288 | (713) 785-4000 |
| 9 | David Cohen - State Farm Insurance Agent | 5225 Katy Fwy #520 | (713) 659-3276 |
| 10 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
Texan Insurance serves renters in Houston, Texas, as a local agency that simplifies the process of securing coverage for personal belongings and liability protection. This agency helps clients understand policy options that shield against theft, fire damage, and accidental injuries within an apartment or rental home. It provides guidance on loss of use coverage and assists renters in tailoring plans to meet specific needs in the Houston metro area.
Priority Insurance provides renters insurance agent services for clients throughout the Houston, Texas area, helping tenants secure coverage for personal property and liability protection. The company assists policyholders in selecting plans that cover losses from theft, fire, and water damage, and it offers guidance on updating coverage as needs change. Its service includes explaining policy terms and facilitating claims support. The agency services single-family homes, apartments, retail spaces, and restaurants.
TGS Insurance Agency in Houston, Texas, serves renters looking to protect their personal belongings and liability. It helps tenants understand how a renters insurance policy can cover their possessions against theft, fire, and water damage. The agency also offers guidance on choosing appropriate coverage limits for different lifestyles and budgets for those leasing in the city. It provides support to property managers seeking to verify tenant insurance requirements. TGS Insurance Agency extends its renters insurance agent services to residents across the nearby Katy area as well.
Serving Houston and its surrounding communities, Steve Sipes - State Farm Insurance Agent handles renters insurance policies for local tenants and landlords. The office assists clients with protecting personal belongings and liability from common household risks. A standard job begins by reviewing the renter’s specific property value and building safety features. It then customizes coverage limits and deductibles for that location. The general approach uses a walk-through of the renter’s unit to determine replacement costs for electronics, furniture, and clothing.
Jeri McKinley, a State Farm Insurance agent in Houston, Texas, assists clients in distinguishing between a one-time policy purchase for immediate protection and a recurring monthly plan for ongoing coverage of personal belongings against theft, fire, and water damage. Renters insurance also typically provides liability coverage for accidents occurring within a rented home or apartment. Service operates on an as-needed basis whenever a client wishes to start, adjust, or review their policy terms.
The Vanguard Insurance Agency in Houston, TX specializes in matching clients with renters insurance policies that protect personal belongings from theft and fire. It also regularly reviews coverage limits and deductibles to align with current local replacement costs. For renters dealing with Houston's humid climate, it assists with securing endorsements for mold damage, which standard policies often exclude.
As Houston’s hurricane season arrives each June, renters begin safeguarding belongings from potential storm damage and theft. Paga-Menos Insurance, a renters insurance agent in Houston, TX, helps local tenants secure policies that cover personal property against these common perils. The agent works with renters to explain liability protection for accidents within an apartment or home. Policies also address temporary living costs if a unit becomes uninhabitable. An initial inspection or online assessment of the rental space usually begins the quoting process.
As a renters insurance agent in Houston, Texas, Affordable Insurance of Texas helps clients protect their personal belongings and liability exposures within leased properties. The agency also offers specialty add-ons such as flood or earthquake endorsements for comprehensive coverage tailored to local risks. It works directly with individuals, families, and property management companies to secure customized policies. For commercial sectors, this firm serves offices, warehouses, and food service operations seeking broader protection for equipment, inventory, or business interruption.
David Cohen’s State Farm Insurance Agency provides residential renters insurance coverage for tenants in Houston, Texas. Commercial policies are also available to help local businesses protect their assets. The agency serves the greater Houston metro area, offering policies that safeguard personal property and provide liability protection. Existing clients can contact the office for policy adjustments, claims assistance, or to schedule a follow-up review between their regular renewal visits.
Based in Houston, TX, Memorial Insurance Agency is known for providing renters insurance coverage tailored to local apartment and home dwellers. It helps clients navigate standard policies that protect personal belongings and offer liability protection. As a dedicated agent, it assists with comparing coverage options for theft, fire, and water damage common in the area. The agency can add on identity theft restoration services, a common supplement to a basic renter’s policy.
What Does a a Renters Insurance Agent in Houston Cost?
The average cost of renters insurance in Texas is about 15 to 30 dollars per month for 10000 dollars in personal property coverage. In Houston rates can be slightly higher due to crime and weather risks. Actual costs depend on your coverage amount deductible and location. This is general information not insurance advice.
About renters insurance agents in Houston
Renters insurance agents in Houston help you find a policy that covers your personal property and liability. Texas law does not require renters insurance but many landlords in Houston do require it in the lease. An agent can explain how Texas specific rules like the Texas Property Code affect your coverage options.
Frequently Asked Questions
Do I need renters insurance in Houston Texas?
Texas law does not require renters insurance. However most landlords in Houston require it in the lease agreement. An agent can help you meet that requirement.
What does renters insurance cover in Texas?
Renters insurance typically covers personal property loss from fire theft or vandalism. It also includes liability protection if someone is injured in your rental. Texas policies often exclude flood damage so you may need separate flood insurance.
How do I choose a renters insurance agent in Houston?
Look for an agent licensed in Texas with experience in Houston rental properties. Ask about policy limits deductibles and any exclusions. Compare quotes from multiple agents to find a policy that fits your needs.
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