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Find Renters Insurance Agents Near You in Murphy, TX

Compare renters insurance agents in Murphy. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Murphy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 renters insurance agents in Murphy, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Zane Shepherd: Allstate Insurance
412 Village Dr STE 100, Murphy, TX 75094
(972) 853-6093 agents.allstate.com
State Farm : Sam McMillin Agent
150 Brand Rd STE 200, Murphy, TX 75094
(469) 606-2628 statefarm.com

A renters insurance agent in Murphy Texas can help you find a policy that covers your personal property and liability. Texas law does not require renters insurance but many landlords in Murphy do require it in the lease agreement. An agent can explain local risks like severe weather and help you choose the right coverage limits.

What Does a Renters Insurance Agent in Murphy Cost?

In Texas renters insurance typically costs between 15 and 30 dollars per month for 20000 dollars of personal property coverage. Factors that affect cost include your credit score the location of your rental in Murphy and the deductible you choose. Policies with higher liability limits or additional endorsements for high value items will cost more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in Murphy Texas?
Renters insurance typically covers your personal belongings against perils like fire theft and wind damage. It also includes liability protection if someone is injured in your rental unit. In Texas policies often exclude flood damage so you may need a separate flood policy.
How much renters insurance do I need in Murphy?
Most agents recommend coverage equal to the total value of your personal property. A common minimum is 20000 dollars for personal property and 100000 dollars for liability. Your Murphy agent can help you estimate your belongings and suggest appropriate limits.