The top-rated renters insurance agent in Odessa, Texas is Mike Podzemny - State Farm Insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Nationwide Insurance: Melisa Copeland Strickland LLC, Crystal Johnson - State Farm Insurance Agent, Karla Grimes - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Odessa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Podzemny - State Farm Insurance Agent | 5007 John Ben Shepperd Pkwy | (432) 367-0070 |
| 2 | Nationwide Insurance: Melisa Copeland Strickland LLC | 2240 E 52nd St | (432) 366-8888 |
| 3 | Crystal Johnson - State Farm Insurance Agent | 2479 E 11th St | (432) 362-9722 |
| 4 | Karla Grimes - State Farm Insurance Agent | 4682 E University Blvd Suite A | (432) 653-5168 |
| 5 | Freeway Insurance | 1635 N County Rd W | (432) 218-2033 |
| 6 | Andrew Hernandez - State Farm Insurance Agent | 3658 N Dixie Blvd | (432) 367-4121 |
| 7 | Joel Sellers - State Farm Insurance Agent | 2015 E 8th St Suite 1 | (432) 332-5250 |
| 8 | Gina Zaragoza - State Farm Insurance Agent | 2506 N Grandview Ave | (432) 362-0164 |
| 9 | Amtex Insurance | 1629 E 8th St | (432) 337-3200 |
| 10 | Chris Wray - State Farm Insurance Agent | 4200 Maple Ave | (432) 362-9729 |
Mike Podzemny - State Farm Insurance Agent in Odessa, TX, provides comprehensive renters insurance coverage that protects personal belongings and provides liability protection for tenants. The agent offers convenient policy management options, including online account access and local support for filing claims or adjusting coverage. These services help renters ensure their possessions are covered against risks such as theft, fire, or water damage. Mike Podzemny’s agency serves residents of single-family homes, apartments, retail spaces, and restaurants.
Nationwide Insurance: Melisa Copeland Strickland LLC serves the Odessa, Texas area, providing specialized renters insurance policies for local residents. The company assists tenants by securing plans that protect personal belongings and provide liability coverage within apartments, condominiums, or rental homes. It also helps clients understand the replacement cost options tailored to their specific rental property needs. Claim support and convenient billing adjustments are among the additional services it handles for Odessa policyholders.
Crystal Johnson - State Farm Insurance Agent serves homeowners, renters, and property managers in Odessa, Texas. The agency provides renters insurance policies that help protect personal belongings and offer liability coverage for those leasing a home or apartment. It assists clients in understanding policy options tailored to their specific rental situations and coverage needs. The office also offers renters insurance solutions for residents in nearby Midland.
Karla Grimes - State Farm Insurance Agent serves Odessa and the surrounding communities of the Permian Basin, handling personal property coverage for renters. It assists clients in tailoring a policy that protects their belongings against common perils like fire, theft, and certain water damage. The agent provides straightforward explanations of how coverage relates to liability limits and deductible options. For a typical job, the agent takes a consultative approach, first reviewing the estimated value of a client's possessions to recommend an appropriate level of protection.
Freeway Insurance in Odessa, Texas, serves homeowners, renters, and property managers seeking personal property and liability protection. As a renters insurance agent, the company helps customers secure policies that cover belongings and provide temporary housing costs if a residence becomes uninhabitable. It also assists clients in navigating policy options that protect against theft, fire, and weather-related damages common to the region. Freeway Insurance additionally provides coverage solutions for residents in the neighboring community of Midland and throughout the broader Permian Basin area.
Andrew Hernandez - State Farm Insurance Agent in Odessa, TX, offers renters insurance as both a one-time policy purchase for immediate coverage needs and a recurring monthly service for ongoing protection. Coverage typically safeguards personal belongings against theft, fire, and liability claims within a rental property. Scheduling service for this agent runs on an as-needed basis when clients request quotes, policy changes, or claims assistance.
Joel Sellers - State Farm Insurance Agent in Odessa, TX specializes in tailoring renters insurance policies to protect personal belongings from theft, fire, and water damage. Its general service work includes helping renters understand liability coverage and loss of use provisions. The agency serves local apartment dwellers and house renters seeking affordable protection. When the West Texas spring storm season brings hail and high winds, this provider assists clients with navigating claims for damaged electronics, furniture, and valuables.
After a sudden hailstorm passes through Odessa, uninsured belongings become a pressing concern. Gina Zaragoza - State Farm Insurance Agent helps local renters review coverage that protects personal property from such regional weather events. Policies commonly address theft, fire damage, and liability inside an apartment or leased home. An agent explains how deductible choices influence monthly premiums and coverage limits. The process begins with a personal inventory assessment during the initial consultation.
Serving Odessa, Texas, and the surrounding communities of the Permian Basin, Amtex Insurance handles renters insurance policies designed to protect personal belongings and provide liability coverage. The company works with local renters to assess the value of their possessions, including furniture and electronics. For a typical job, it begins by discussing a client’s current living situation and inventory to establish appropriate coverage levels before presenting policy options from different carriers.
Chris Wray - State Farm Insurance Agent assists clients in Odessa, TX with managing risks for their personal property and liability exposures. For renters insurance, this practice emphasizes coverage enhancements like protection for high-value electronics, jewelry, and additional living expenses if a home becomes uninhabitable. Policies here are designed to safeguard personal belongings against perils such as fire, theft, and certain water damage events. The agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Renters Insurance Agent in Odessa Cost?
In Texas, renters insurance premiums usually range from 15 to 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Liability coverage of 100,000 dollars is common. Actual costs depend on your location in Odessa, your credit history, and the insurance company. This is general information and not insurance advice.
About renters insurance agents in Odessa
Renters insurance agents in Odessa, Texas help tenants protect their personal property and cover liability risks. Texas law does not require renters insurance, but many landlords in Odessa now ask for proof of coverage in lease agreements. An agent can explain how Texas specific perils like hail or wind damage may affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Odessa do?
A renters insurance agent in Odessa helps you find a policy that covers your personal belongings and liability. They can explain Texas specific coverage options like replacement cost versus actual cash value. Agents also assist with filing claims and adjusting your policy as your needs change.
Is renters insurance required by law in Texas?
No, Texas state law does not require renters insurance. However, many landlords in Odessa and across Texas now include a requirement for renters insurance in their lease agreements. An agent can help you meet that requirement and avoid lease violations.
How much does renters insurance cost in Odessa Texas?
Renters insurance in Odessa typically costs between 15 and 30 dollars per month for standard coverage. Factors like the value of your belongings, your deductible choice, and the level of liability coverage affect the premium. An agent can provide a quote based on your specific situation.
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