The top-rated renters insurance agent in San Angelo, Texas is Tim Smith - State Farm Insurance Agent, rated 5.0 stars across 656 reviews. Other highly rated options include Freeway Insurance, SAN ANGELO INSURANCE, Greg Bratcher - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving San Angelo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Smith - State Farm Insurance Agent | 4117 College Hills Blvd | (325) 942-8629 |
| 2 | Freeway Insurance | 2706 Sherwood Way | (325) 933-2396 |
| 3 | SAN ANGELO INSURANCE | 1102 N Chadbourne St | (325) 658-2790 |
| 4 | Greg Bratcher - State Farm Insurance Agent | 5018 Knickerbocker Rd | (325) 223-2222 |
| 5 | Heidi Douma - State Farm Insurance Agent | 2121 Knickerbocker Rd Ste A | (325) 224-0200 |
| 6 | PK Kelley Insurance Agency, LLC | 2009 W Beauregard Ave | (325) 224-8000 |
| 7 | Nationwide Insurance: Melisa Copeland Strickland | 2901 Sherwood Way Ste 120 | (432) 366-8888 |
| 8 | Santa Angela Insurance | 3426 Sherwood Way Suite E | (325) 777-3278 |
| 9 | Texas Select Insurance Group | 502 S Koenigheim St Ste 2H | (325) 777-1772 |
| 10 | Tony Villarreal - State Farm Insurance Agent | 1820 College Hills Blvd | (325) 942-7595 |
Tim Smith - State Farm Insurance Agent serves San Angelo, Texas, and the surrounding Tom Green County area. The company provides renters insurance policies that protect personal belongings and liability within an apartment or rental home. Coverage options include protection against theft, fire damage, and certain weather-related losses. A local agent can explain how to bundle policies for potential savings on premiums. The company handles filing claims for damaged electronics, furniture, or clothing and offers personal liability coverage for accidents in a rented unit.
Freeway Insurance provides renters insurance coverage in San Angelo, Texas, offering policies that protect personal belongings and provide liability protection for tenants. Its service includes guidance on selecting appropriate coverage limits and deductibles to match individual renter needs. Maintenance plans are not typical for renters insurance, but the company assists with policy adjustments as lease terms change. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
SAN ANGELO INSURANCE provides a full range of renters insurance coverage options for clients in San Angelo, Texas. The agent assists with initial policy selection, including coverage for personal property and liability protection. Service plans include routine policy reviews to adjust coverage as needs change. Maintenance involves handling policy renewals, updating personal inventories, and processing claims when losses occur. The agency services single-family homes, apartments, retail locations, and restaurants.
Heidi Douma - State Farm Insurance Agent serves the San Angelo, Texas area and its surrounding communities, handling personal property and liability coverage for those renting homes or apartments. It works with clients to tailor policies for everyday belongings like electronics and furniture. The agent generally takes a direct, consultative approach to each job, first assessing individual needs then recommending a plan that fits a specific budget and lease requirements.
PK Kelley Insurance Agency, LLC in San Angelo, TX assists clients in choosing between a one-time policy purchase for immediate coverage needs and a recurring plan that provides ongoing protection for personal belongings and liability. Renters insurance agents in this area help tenants safeguard their furniture, electronics, and other possessions against risks like fire or theft, while also covering temporary living expenses if a home becomes uninhabitable. Service for each client is arranged on a scheduled basis as needed for policy reviews or updates.
Nationwide Insurance: Melisa Copeland Strickland offers renters insurance agent services, including help with personal property coverage and liability protection plans for residents in San Angelo, Texas. General work involves explaining policy options to tenants and helping them understand how coverage protects belongings against common risks. This includes assisting with seasonal concerns such as protecting belongings during West Texas spring storms or high winds.
With spring storms and sudden hailstorms common in San Angelo, protecting personal belongings becomes a priority for renters. Santa Angela Insurance provides tailored renters insurance policies to cover belongings against such weather-related damage and theft. Their agents take time to explain policy options and local coverage needs unique to the Concho Valley area. The process always begins with a no-obligation inspection of the rental property to assess current valuables and identify specific coverage gaps.
Texas Select Insurance Group helps San Angelo residents protect their personal belongings against loss or damage. For an extra layer of financial security, they also offer coverage for items like electronics, bicycles, and jewelry that might exceed a standard policy’s limits. Their services extend beyond individual coverage to support local businesses needing protection for commercial property. Their agents assist offices, warehouses, and food service operations with tailored insurance solutions to address specific operational risks in those sectors.
Tony Villarreal - State Farm Insurance Agent offers residential renters insurance services in San Angelo, Texas, protecting tenants in apartments and rental homes. The agency also provides commercial coverage for landlords and property managers needing liability protection. Service extends throughout the San Angelo area and surrounding Tom Green County communities. After an initial policy is written, the office helps adjust coverage following life changes such as moving or acquiring new possessions, enabling clients to return for periodic policy reviews and updates.
What Does a a Renters Insurance Agent in San Angelo Cost?
In Texas, renters insurance typically costs between $15 and $30 per month for a standard policy. In San Angelo, rates may be slightly higher due to hail and wind exposure. The final cost depends on your coverage limits, deductible, and claims history. This is general information, not insurance advice.
About renters insurance agents in San Angelo
Renters insurance agents in San Angelo, Texas help tenants protect personal belongings and cover liability. Texas law does not require renters insurance, but many landlords in San Angelo now ask for proof of coverage. An agent can explain how local risks like hail or wind affect your policy options.
Frequently Asked Questions
What does renters insurance cover in Texas?
Renters insurance in Texas typically covers personal property loss from fire, theft, or wind. It also includes liability protection if someone is hurt in your rental. Flood damage is not covered and requires a separate policy.
Do I need renters insurance if my landlord has insurance?
Yes. Your landlord insurance only covers the building, not your personal items. In Texas, you are responsible for your own belongings and liability. An agent can help you get a policy that fits your needs.
How do I choose a renters insurance agent in San Angelo?
Look for an agent licensed in Texas who has experience with local property risks. Ask about policy limits, deductibles, and whether the policy covers replacement cost. Compare quotes from multiple agents to find the right coverage.
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