The top-rated renters insurance agent in Lynchburg, Virginia is Mallori Teegarden - State Farm Insurance Agent, rated 4.9 stars across 224 reviews. Other highly rated options include Cothran Schoonover Insurance, Chip Harvey - State Farm Insurance Agent, Hedges Insurance Agency LLC. This directory lists 19 renters insurance agents serving Lynchburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mallori Teegarden - State Farm Insurance Agent | 114 Tradewynd Dr ste a | (434) 528-1234 |
| 2 | Cothran Schoonover Insurance | 7212 Timberlake Rd | (434) 239-2886 |
| 3 | Chip Harvey - State Farm Insurance Agent | 21009 Timberlake Rd | (434) 237-2975 |
| 4 | Hedges Insurance Agency LLC | 22491 Timberlake Rd | (434) 237-2021 |
| 5 | Ben Hildreth - State Farm Insurance Agent | 2250 Murrell Rd STE C | (434) 239-2694 |
| 6 | Insurance Consultants of Lynchburg | 22174 Timberlake Rd m | (434) 237-5926 |
| 7 | Rob Chapman - State Farm Insurance Agent | 1658 Graves Mill Rd | (434) 385-4747 |
| 8 | Nelles Insurance Solutions | 101 Duncraig Dr UNIT 108 | (434) 832-0332 |
| 9 | Parr Insurance Services- Lynchburg | 2154-B Wards Rd | (434) 528-8100 |
| 10 | Leech & Hicks, Inc. Insurance | 2504 Langhorne Rd | (434) 528-5855 |
Mallori Teegarden - State Farm Insurance Agent in Lynchburg, VA, provides renters insurance with both one-time policy setup and recurring monthly service options. Coverage typically protects personal belongings against theft, fire, and certain weather-related damage in a rented residence. Liability protection is also often included for accidents occurring within the insured unit. This agency coordinates claims and policy adjustments as needed, with service offered on an as-needed basis to address any customer questions or coverage changes that arise.
Cothran Schoonover Insurance in Lynchburg, VA, provides renters insurance policies that protect personal belongings against theft, fire, and water damage. The agency works with clients to select coverage levels that match their needs and offers guidance on liability protection and additional living expenses. Services include annual policy reviews to help adjust coverage as circumstances change and assistance with filing claims. The company serves renters in single-family homes, apartments, retail spaces, and restaurants throughout the Lynchburg area.
Chip Harvey's State Farm Insurance agency serves local homeowners, renters, and property managers in the Lynchburg area with renters insurance policies. These policies typically cover personal belongings, liability protection, and additional living expenses if a rental unit becomes uninhabitable. Factoring in location, coverage limits, and deductible choices helps tailor a policy to each customer’s specific situation. The agent also provides insurance services to residents in the Forest community.
Serving Lynchburg, Virginia, and the surrounding communities, Hedges Insurance Agency LLC handles renters insurance policies designed to protect personal belongings and provide liability coverage. The agency assists tenants in selecting plans that meet their specific rental housing needs, whether for an apartment or a house. For a typical job, it reviews individual coverage requirements, explains policy terms clearly, and then presents suitable options to match the client’s budget and lifestyle.
Specializing in renter’s insurance policies, Ben Hildreth - State Farm Insurance Agent in Lynchburg, VA helps local tenants safeguard personal belongings against theft, fire, and water damage. The agency also provides general liability coverage for accidents occurring inside a rented home or apartment. Clients frequently seek guidance before moving into a new rental unit, particularly at the start of the academic year, when Lynchburg’s student population must verify proof of insurance for their lease agreements.
Insurance Consultants of Lynchburg provides residential renters insurance services to clients throughout the Lynchburg area. For tenants with commercial property needs, the agency also handles coverage for rented business spaces. The team assists policyholders in selecting appropriate protection for personal belongings and liability concerns. After initial policies are issued, agents remain available for follow-up service, including coverage adjustments and renewals, until the next regular visit or policy review date.
As winter storms and unexpected apartment maintenance issues arise in Lynchburg, Rob Chapman State Farm Insurance Agent helps renters review their coverage to ensure their personal belongings are protected. The agency tailors policies to meet the needs of individuals renting homes, apartments, or condos, emphasizing the importance of liability protection and replacement cost options. By scheduling a quick in-person or phone inspection of the renter's space and valuables, Rob Chapman can initiate a thorough assessment of the client's current needs.
Nelles Insurance Solutions in Lynchburg, VA represents clients shopping for renters insurance coverage. The agency specializes in policies that protect personal belongings and provide liability protection, with options to add valuable items coverage for jewelry or electronics. Standard plans also include temporary living expenses if a home becomes uninhabitable. Serving a variety of commercial sectors, the agency handles insurance needs for offices, warehouses, and food service operations.
Parr Insurance Services- Lynchburg is known for providing renters insurance policies tailored to apartment dwellers and homeowners renting out property in Lynchburg, VA. The agency assists clients in navigating coverage options that protect personal belongings and guard against liability claims common to leased residences. Standard policies also cover temporary living expenses if a rental becomes uninhabitable. A specialty policy add-on protects high-value items like jewelry or fine electronics with extended replacement cost coverage.
Leech & Hicks, Inc. Insurance provides renters insurance policies for individuals in Lynchburg, Virginia. The agency can help secure coverage for personal belongings and liability, and it also offers specialty add-ons such as coverage for high-value items, identity theft protection, and loss-of-use reimbursements. These policies are designed to meet the needs of those renting apartments, condominiums, and homes. The agency’s commercial sectors include coverage for renters operating out of offices, warehouses, and food service establishments.
What Does a a Renters Insurance Agent in Lynchburg Cost?
Renters insurance in Virginia typically costs between 15 and 30 dollars per month for standard coverage. In Lynchburg rates may vary based on property location and the value of your belongings. Higher liability limits or additional endorsements like flood coverage increase the premium. This is general information not insurance advice. Consult a licensed agent for a quote tailored to your situation.
About renters insurance agents in Lynchburg
Renters insurance agents in Lynchburg Virginia help tenants protect personal belongings and cover liability risks. Virginia law does not require renters insurance but many landlords in Lynchburg now include it as a lease condition. An agent can explain policy limits and help you choose a plan that fits your budget and needs.
Frequently Asked Questions
What does a renters insurance agent in Lynchburg do?
A renters insurance agent in Lynchburg helps you compare policies from different carriers. They explain coverage for personal property loss and liability protection. The agent also assists with claims and policy changes.
Is renters insurance required by law in Virginia?
Virginia state law does not mandate renters insurance. However many landlords in Lynchburg require tenants to carry a policy as a lease condition. Check your lease agreement for specific requirements.
How much renters insurance do I need in Lynchburg?
Most agents recommend enough coverage to replace all your personal belongings. Liability coverage of 100,000 dollars is common in Virginia. An agent can help you assess your assets and choose appropriate limits.
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