The top-rated renters insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Tracey Vinson - State Farm Insurance Agent. This directory lists 11 renters insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 5 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 6 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 7 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 8 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 9 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
| 10 | Atlantic Charter Insurance Group | 5599 Portsmouth Blvd | (757) 488-0082 |
Beth Holland, as a State Farm Insurance agent in Portsmouth, Virginia, specializes in crafting personalized renters insurance policies that protect personal belongings and provide liability coverage. She also offers general insurance services to address broader property and casualty needs for local residents. Her guidance helps tenants understand how actual cash value differs from replacement cost coverage. During the peak moving season in summer, she assists new Portsmouth tenants with securing insurance before their leases begin, ensuring coverage is in place for unexpected events like fire or theft.
Rachel Bailey - State Farm Insurance Agent serves Portsmouth, Virginia and the surrounding Hampton Roads area, specializing in renters insurance policies. The agency helps tenants protect their personal belongings and provides liability coverage against accidents within a rented property. Renters insurance typically covers losses from theft, fire, vandalism, and certain weather events. Policy details and coverage limits are discussed with individual clients to address specific needs. This office handles policy claims assistance and reviews existing coverage to ensure it fits current living situations.
Nationwide Insurance: Coppedge Insurance Agency Inc. provides renters insurance coverage for tenants renting various properties. Its services include helping clients select appropriate policies that protect personal belongings and offer liability protection. The agency assists with policy modifications and claims guidance to support policyholders throughout their rental terms. It serves the Portsmouth, VA area, working with clients who occupy single-family homes, apartments, retail spaces, and restaurants.
Tracey Vinson - State Farm Insurance Agent serves homeowners, business owners, and property managers in the Portsmouth, VA area with renters insurance policies. These policies help protect personal belongings and provide liability coverage for tenants living in rented homes or apartments. The agency works to explain policy options clearly, so customers understand their coverage for theft, fire, or water damage. Residents can also receive quotes and adjust coverage limits as their needs change. This agency additionally serves clients in the neighboring Chesapeake and Norfolk parts of the Hampton Roads metro.
Terry Friar - State Farm Insurance Agent serves Portsmouth, Virginia, and the surrounding communities along the Hampton Roads area. The company handles renters insurance policies designed to protect a tenant’s personal belongings and provide liability coverage. It assists clients in understanding coverage limits and deductibles to match their individual needs. The agent generally works by first assessing the client’s inventory of personal property, then recommending a policy that balances protection with an affordable premium for their specific rental situation.
Heritage Insurance Agency in Portsmouth, VA serves renters by explaining the difference between a one-time liability policy and a recurring plan that protects personal belongings year-round. Their coverage typically includes personal property, liability protection, and additional living expenses if a unit becomes uninhabitable. For local tenants, balancing premium costs with adequate limits remains a primary focus during consultations. Service runs on an as-needed basis for new policies, modifications, and claims assistance.
Willis Roberts: Allstate Insurance offers renters insurance guidance tailored to protecting personal belongings and securing liability coverage in Portsmouth. It assists local tenants with policy selection and claims filing to safeguard valuables against common risks. As a local agency, it helps renters navigate insurance requirements for apartments and homes. During the seasonal hurricane and storm activity along the Virginia coast, it provides timely advice on reviewing policies and documenting possessions before severe weather threatens the area.
As the fall storm season approaches the Hampton Roads region, renters in Portsmouth often seek reliable coverage for their personal belongings against wind and water damage. Members Assurance Property & Casualty helps local tenants understand how a standard policy protects their electronics, furniture, and clothing while clarifying which perils, like flooding, typically require separate coverage. The company guides clients through a straightforward initial inspection of their rental unit to accurately document existing belongings and identify potential liability exposures.
Serenity Insurance Agency Portsmouth assists local residents and businesses in securing personal property protection against theft, water damage, and fire. Its specialty add-ons include coverage for valuable jewelry, electronics, and identity theft restoration. The agency guides clients through policy deductibles and liability limits suitable for both houses and apartments in Portsmouth, Virginia. Commercial sectors it can serve include offices, warehouses, and food service establishments requiring inventory and equipment coverage.
Atlantic Charter Insurance Group provides renters insurance services for residential properties in Portsmouth, Virginia, and also offers commercial coverage to local businesses throughout the surrounding area. Their team helps clients select appropriate policies that protect personal belongings and provide liability coverage. After an initial policy is in place, they remain available for follow-up adjustments and repeat service between regular visits to address any changes in coverage needs.
What Does a a Renters Insurance Agent in Portsmouth Cost?
In Virginia renters insurance typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Actual premiums depend on your location in Portsmouth the coverage amount and your deductible. Coastal areas may have slightly higher rates due to storm risk. This is general information not insurance advice.
About renters insurance agents in Portsmouth
A renters insurance agent in Portsmouth Virginia helps tenants protect personal property and meet lease requirements. Virginia law does not require renters insurance but many landlords in Portsmouth ask for proof of coverage. Agents explain how policies cover theft fire and water damage in coastal areas like Hampton Roads.
Frequently Asked Questions
Do I need renters insurance to rent an apartment in Portsmouth Virginia?
Virginia state law does not require renters insurance. However many landlords and property managers in Portsmouth include a renters insurance requirement in the lease. An agent can help you find a policy that satisfies your lease terms.
What does a renters insurance policy in Virginia typically cover?
A standard renters policy in Virginia covers personal belongings against perils like fire theft and vandalism. It also provides liability protection if someone is injured in your rental unit. Flood and earthquake damage are usually not covered and require separate policies.
How do Portsmouth flood risks affect renters insurance?
Portsmouth is near the Elizabeth River and Chesapeake Bay so flood risk is higher. Standard renters insurance does not cover flood damage. An agent can advise on separate flood insurance through the National Flood Insurance Program or a private carrier.
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