The top-rated renters insurance agent in Salem, Virginia is Northpoint Insurance Advisors, rated 5.0 stars across 203 reviews. Other highly rated options include Whitwell Kelly: Allstate Insurance, Allstate Insurance Agent: Bill Richards, My Insurance People. This directory lists 17 renters insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 522 E Main St | (540) 387-9148 |
| 2 | Whitwell Kelly: Allstate Insurance | 603 Apperson Dr | (540) 342-2115 |
| 3 | Allstate Insurance Agent: Bill Richards | 411 Apperson Dr | (540) 387-2527 |
| 4 | My Insurance People | 1617 E Main St | (540) 401-6789 |
| 5 | Darrell Holland - State Farm Insurance Agent | 205 W Main St | (540) 389-1220 |
| 6 | Ryan Harris Group - a Hilb Group Company | 603 Apperson Dr | (540) 375-9078 |
| 7 | Fisher Insurance Services - Salem | Representing Rockingham Insurance | 100 E Main St | (540) 627-6357 |
| 8 | Burgess DeMarco & Flick Insurance | 730 Apperson Dr | (540) 375-3231 |
| 9 | Lesley Owens - State Farm Insurance Agent | 1451 W Main St | (540) 404-3694 |
| 10 | State Farm Insurance Agent | 917 S Colorado St | (540) 389-7255 |
Northpoint Insurance Advisors serves renters in the Salem, Virginia metro area as a local renters insurance agent. The company helps clients find policies that protect personal belongings and provide liability coverage for unexpected incidents within a rented home or apartment. By working with multiple insurance carriers, the agent can present various coverage options suited to different budgets and needs. Northpoint Insurance Advisors handles policy comparisons and guidance on selecting appropriate personal property coverage limits.
Whitwell Kelly: Allstate Insurance in Salem, VA provides a full range of renters insurance services, including coverage for personal belongings, liability protection, and additional living expenses in case of displacement. The agency helps clients review policy details to ensure adequate protection and assists with filing claims when needed. They also offer guidance on selecting appropriate deductibles and coverage limits. This agent services single-family homes, apartments, mixed-use residential properties, and retail spaces.
Allstate Insurance Agent Bill Richards assists homeowners, property managers, and renters in Salem, VA, with securing renters insurance policies that protect personal belongings and provide liability coverage. The agency works with clients to tailor policies that fit their individual needs and lease requirements. Services include explaining coverage options, processing claims, and helping adjust deductibles for tenants. The company also serves residents in the surrounding Roanoke Valley area.
My Insurance People serves Salem, Virginia, and the surrounding communities in the Roanoke Valley area. The agency handles all standard renters insurance needs, including policies that protect personal belongings and provide liability coverage for apartments and rental homes. To assess a client’s specific situation, the agent typically reviews the total value of household items and the local property risks, then customizes a policy that meets both the landlord’s requirements and the tenant’s financial limits.
Some renters insurance policies run on a one-time premium covering a full year, while others allow for monthly recurring payments to spread out costs. In Salem, Virginia, Darrell Holland - State Farm Insurance Agent helps tenants and homeowners alike compare coverage for personal belongings and liability protection. All policies meet standard local requirements for property protection. Service is available on a one-time basis for single-policy purchases, though most clients opt for scheduled monthly billing to maintain continuous coverage.
As the changing seasons in Salem bring increased risk of theft or water damage from spring storms, residents seek reliable protection for their belongings. Ryan Harris Group, a Hilb Group Company, provides renters insurance agent services to individuals renting apartments or houses in the area. This agency works to help clients understand common coverage options for personal property, liability, and additional living expenses. An initial step often involves a conversation or review of a renter’s current inventory to assess the appropriate level of protection needed.
Burgess DeMarco & Flick Insurance offers personalized renters policies for residents of Salem, VA, covering personal belongings and liability protection. The agency works closely with local apartment dwellers and homeowners leasing properties to identify appropriate coverage limits and deductibles. They guide clients through the process of documenting assets for accurate valuation. When seasonal storms or unexpected water damage threaten personal property in Central Virginia, the agency helps renters understand how their policy would apply and navigate the claims process.
Lesley Owens - State Farm Insurance Agent in Salem, VA is known for providing renters insurance policies that protect personal belongings and liability. The company serves individuals and families throughout the Salem area, helping them assess coverage needs for apartments, houses, and condominiums. Policies typically cover theft, fire damage, and temporary living expenses if a home becomes uninhabitable. A specialty service the agency can add onto a standard policy is scheduled personal property coverage for high-value items like jewelry or electronics.
State Farm Insurance Agent in Salem, Virginia, helps residents protect their personal belongings and manage liability exposures through standard renters insurance policies. The agency can tailor coverage with valuable add-ons, including scheduled personal property for high-value items and identity theft protection services. These customizable options address the specific needs of local renters across various commercial sectors, including offices needing property coverage for equipment, warehouses requiring inventory protection, and food service establishments safeguarding their assets.
What Does a a Renters Insurance Agent in Salem Cost?
In Virginia renters insurance policies typically cost between 15 and 30 dollars per month. For Salem Virginia standard coverage for 30000 dollars in property and 100000 dollars in liability averages about 20 dollars monthly. Costs vary based on your location in Salem the value of your belongings and your deductible choice. This is general information not insurance advice.
About renters insurance agents in Salem
Renters insurance agents in Salem Virginia help tenants protect personal property and cover liability. Virginia law does not require renters insurance but many landlords ask for it. An agent can explain how Virginia landlord tenant laws affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Salem do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They explain Virginia specific rules like how loss of use coverage works if your rental becomes uninhabitable. Agents also help you file claims and adjust coverage limits.
Is renters insurance required in Virginia?
Virginia state law does not require renters insurance. However many landlords in Salem include it as a lease condition. Even without a requirement agents recommend it because Virginia tenant liability laws can hold you responsible for damages.
How much renters insurance do I need in Salem Virginia?
Most agents recommend enough personal property coverage to replace all your belongings. For Salem a typical policy offers 20000 to 50000 dollars in property coverage. Liability coverage of 100000 dollars is common to protect against accidents in your rental.
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