The top-rated renters insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 19 renters insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Michelle Tullius: Allstate Insurance | 16418 7th Pl W Ste C | (425) 337-7151 |
| 6 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW # 115 | (425) 678-6901 |
| 7 | Michael Gutierrez - State Farm Insurance Agent | 18023 Hwy 99 ste b | (425) 778-0050 |
| 8 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 9 | Becky Schuler - State Farm Insurance Agent | 1132 164th St SW b | (425) 742-8700 |
| 10 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
Mosaic Insurance Alliance, Llc serves renters in Lynnwood, Washington and throughout Snohomish County, providing renters insurance agent services. It helps tenants find coverage for personal belongings and liability protection within standard policies tailored to local rental properties. The agent works with carriers to secure appropriate limits for urban apartments. It also handles claims support and policy adjustments for clients moving between units.
Villa Insurance Group in Lynnwood, Washington, provides renters insurance agent services, including policy consultations and coverage options for personal property and liability protection. It offers assistance with plan selection and policy adjustments to meet varying tenant needs. The company also supports clients through the claims process and routine policy reviews. Its services cover single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and property managers in Lynnwood, Washington, Vern Fonk Insurance provides renters insurance policies designed to protect personal belongings and liability. As a dedicated insurance agent, it helps local residents navigate coverage options for apartments, condos, and single-family rentals. Understanding the specific risks in the Pacific Northwest, the agency works to secure policies that address fire, theft, and water damage. Vern Fonk Insurance also extends its renters insurance services to clients in the neighboring communities of Edmonds and Mountlake Terrace.
Sea-Mountain Insurance serves renters throughout Lynnwood, WA, helping tenants secure personal property coverage and liability protection for their apartments or rental homes. The agency explains how a renters policy can protect belongings from theft, fire, and water damage. It also assists property managers in understanding tenant insurance requirements. Each consultation focuses on matching coverage limits to an individual’s specific needs and budget. Sea-Mountain Insurance extends its renters insurance services to clients in adjoining Edmonds as well.
Michelle Tullius: Allstate Insurance serves Lynnwood, Washington, and its surrounding communities. The office handles renters insurance needs for local residents, helping to protect personal belongings and provide liability coverage. It works with clients to understand their specific apartment or rental home situations. The typical job is approached by first reviewing the customer’s current coverage and assets, then explaining policy options in a clear, straightforward manner to ensure appropriate protection is selected.
Homeowners often consider annual policies for a full year of protection, while tenants in Lynnwood may need term-specific coverage for a single lease agreement. Lynnwood Ace Insurance & Retirement Services in Lynnwood, Washington helps renters choose between plans covering personal belongings and those also including liability against accidents. Policies can be arranged for a single lease term or renewed automatically. Their renters insurance service runs according to the client’s schedule, available on either a one-time, policy-term basis or as needed for new leases.
Michael Gutierrez - State Farm Insurance Agent, based in Lynnwood, WA, provides specialized services in renters insurance for local tenants and landlords. The agency assists clients in the area with selecting policies that cover personal belongings and liability protection. It works with homeowners and auto clients as well to help coordinate comprehensive coverage plans. During the rainy winter season, the agent helps renters evaluate policies for potential water damage and flood-related losses common in the Pacific Northwest.
As the rainy season often prompts Lynnwood tenants to review their coverage, Empire Insurance Brokers offers renters insurance tailored to local needs. They help clients protect personal belongings from common regional risks such as water damage and theft. The agency pursues policy options that balance affordable monthly premiums with adequate liability protection. Their process begins by scheduling a brief consultation to assess each renter’s specific possessions and living situation.
Becky Schuler - State Farm Insurance Agent in Lynnwood, WA helps clients secure renters insurance that protects personal belongings from theft, fire, and water damage. Their policies typically offer add-ons such as liability coverage for accidents within the rented unit and loss of use coverage if the home becomes uninhabitable. This agent works with individuals renting apartments, houses, and condos, and also extends coverage to commercial sectors including offices, warehouses, and food service operations.
Hood Insurance Agency, Inc., located in Lynnwood, WA, provides residential renters insurance services, helping tenants protect their personal belongings and liability within leased homes and apartments. The agency also offers commercial coverage for local businesses requiring property and general liability protection. Their service area encompasses Lynnwood and the surrounding communities in Snohomish County. Clients appreciate the straightforward guidance through policy options, ensuring appropriate coverage levels. After a policy is initially secured, the agency remains available for any necessary adjustments or questions between regular visits.
What Does a a Renters Insurance Agent in Lynnwood Cost?
Renters insurance in Washington typically costs between 15 and 30 dollars per month for a standard policy with 30000 dollars in personal property coverage. Factors that affect the cost include your credit score the amount of coverage you choose and the deductible amount. An agent in Lynnwood can provide quotes from multiple carriers to find a price that fits your budget. This is general information and not insurance advice.
About renters insurance agents in Lynnwood
Renters insurance agents in Lynnwood Washington help tenants protect their personal property and liability. Washington state law does not require renters insurance but many landlords in Lynnwood now require it as part of the lease agreement. An agent can explain how coverage works for theft fire or water damage in local rental properties.
Frequently Asked Questions
What does a renters insurance agent in Lynnwood do?
A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They review your needs and compare options from different insurance companies. The agent also explains how Washington state laws affect your coverage and claims process.
Is renters insurance required in Lynnwood Washington?
Washington state law does not require renters insurance. However many landlords and property management companies in Lynnwood include a requirement in the lease. An agent can help you find a policy that meets your landlords minimum coverage requirements.
How much personal property coverage do I need in Lynnwood?
Most renters insurance agents recommend a personal property limit equal to the total value of your belongings. A common starting point is 20000 to 30000 dollars for a one bedroom apartment. The agent can help you create a home inventory to determine the right amount for your situation.