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Find Renters Insurance Agents Near You in Cross Lanes, WV

Browse renters insurance agents serving Cross Lanes, West Virginia. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Cross Lanes, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 4 renters insurance agents in Cross Lanes, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Brandon Huffman
5509 Big Tyler Rd #1a, Cross Lanes, WV 25313
(304) 776-8000 brandonhuffman.com
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500 myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809
Innovative Insurance Solutions
5036 Washington St W, Cross Lanes, WV 25313
(304) 776-1111 iisllc.net

Renters insurance agents in Cross Lanes West Virginia help tenants protect their personal belongings and cover liability risks. While West Virginia law does not require renters insurance, many landlords in the Cross Lanes area now include it as a lease condition. An agent can explain how local factors like flood risk from the Kanawha River may affect your coverage needs.

What Does a Renters Insurance Agent in Cross Lanes Cost?

Typical renters insurance in West Virginia costs between $15 and $30 per month for a standard policy with $30,000 in personal property coverage and $100,000 in liability coverage. Actual premiums depend on your rental location in Cross Lanes, the value of your belongings, and your chosen deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Cross Lanes do?
A renters insurance agent helps you find a policy that covers your personal property, liability, and additional living expenses if your rental becomes uninhabitable. They compare options from different insurers and explain policy details. Agents in Cross Lanes can also advise on coverage for specific risks common to West Virginia such as water damage from burst pipes.
Is renters insurance required in West Virginia?
West Virginia state law does not require tenants to have renters insurance. However many landlords in Cross Lanes and across the state now require it in the lease agreement. An agent can help you meet this requirement while finding affordable coverage.
How do I choose a renters insurance agent in Cross Lanes?
Look for an agent licensed in West Virginia who has experience with renters policies. Ask about their familiarity with local claims processes and insurance companies that serve the Cross Lanes area. You can verify an agents license through the West Virginia Offices of the Insurance Commissioner.