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Renters Insurance Agents in Germantown, WI

Directory of renters insurance agents in Germantown, Wisconsin. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Germantown, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 6 renters insurance agents in Germantown, WI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph Hoell Insurance
W175N11081 Stonewood Dr UNIT 200, Germantown, WI 53022
(262) 214-0999 hoellagency.com
Keener Insurance Solutions LLC
W175N11163 Stonewood Dr UNIT 108, Germantown, WI 53022
(262) 293-9144 keenerinsurancesolutions.com
Adam Chamorro - State Farm Insurance Agent
N112W16076 Mequon Rd #3, Germantown, WI 53022
(262) 251-3030 agentadamc.com
Patrick Connaughty American Family Insurance
W156n11042 Pilgrim Rd, Germantown, WI 53022
(262) 255-7574 amfam.com
Erik Hosking - State Farm Insurance Agent
W175N11163 Stonewood Dr, Germantown, WI 53022
(262) 251-8164 redtruckagent.com
Frydach Insurance
W175N11163 Stonewood Dr #229, Germantown, WI 53022
(262) 437-0036 frydachinsurance.com

Renters insurance agents in Germantown Wisconsin help tenants protect personal property and cover liability risks. Wisconsin law does not require renters insurance, but many landlords in Germantown now ask for proof of coverage. An agent can explain how local factors like severe storms or theft affect your policy needs.

What Does a Renters Insurance Agent in Germantown Cost?

Renters insurance in Wisconsin typically costs between $12 and $30 per month for standard coverage of $15,000 to $30,000 in personal property. In Germantown, premiums may be slightly higher due to local crime rates and weather risks. Actual costs depend on your coverage limits, deductible, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Germantown do?
A renters insurance agent helps you compare policies from different companies and choose coverage that fits your budget. They explain policy terms like actual cash value versus replacement cost and can adjust deductibles. Agents in Germantown are licensed in Wisconsin and must follow state insurance regulations.
Is renters insurance required by law in Wisconsin?
No, Wisconsin state law does not require tenants to carry renters insurance. However, many landlords in Germantown include a lease clause that requires you to have a policy. An agent can help you meet that requirement without buying more coverage than you need.
How do I choose a renters insurance agent in Germantown?
Look for an agent who is licensed in Wisconsin and has experience with renters policies in Washington County. Ask about the types of coverage they offer, including liability and loss of use. You can check an agents license status through the Wisconsin Office of the Commissioner of Insurance.