The top-rated renters insurance agent in Laramie, Wyoming is Insurance Solutions by Laramie Investment Company, Inc., rated 4.9 stars across 201 reviews. Other highly rated options include Range Community Insurance, The Buckman Insurance Agency: Allstate Insurance, Western Skies Insurance Solutions Andrea Senior and Associates. This directory lists 19 renters insurance agents serving Laramie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions by Laramie Investment Company, Inc. | 104 S 5th St | (307) 742-2103 |
| 2 | Range Community Insurance | 225 E Garfield St | (307) 292-1686 |
| 3 | The Buckman Insurance Agency: Allstate Insurance | 755 N 4th St | (307) 745-3202 |
| 4 | Western Skies Insurance Solutions Andrea Senior and Associates | 2523 E Garfield St Ste E | (307) 343-9020 |
| 5 | Scott McFarland - State Farm Insurance Agent | 1262 N 22nd St Unit A | (307) 742-5246 |
| 6 | Insurance Unlimited | 568 N 3rd St #100 | (307) 745-7447 |
| 7 | Farmers Insurance - Paul Tafoya | 866 N 4th St Ste. 1 | (307) 745-5488 |
| 8 | Andrea Senior | 2523 E Garfield St Ste E | (307) 343-9020 |
| 9 | Burns Insurance | 3908 Grand Ave # 201 | (307) 745-0400 |
| 10 | Mountain West Farm Bureau Mutual Insurance Company | 931 Boulder Dr | (307) 343-1959 |
Insurance Solutions by Laramie Investment Company, Inc. serves the Albany County area of Wyoming as a local renters insurance agent. It helps residents protect personal belongings from common perils like theft, fire, and water damage. The company assists clients in choosing a policy that covers liability and provides for additional living expenses if a rental unit becomes uninhabitable. Claims processing and policy bundling options for customers seeking to combine renters with auto coverage are among the specific services it handles.
Range Community Insurance provides comprehensive renters insurance services in Laramie, Wyoming, including policy consultations and claims assistance. Its service plans involve tailoring coverage limits to individual needs, such as personal property protection and liability options, with ongoing support through the life of the policy. The company focuses on safeguarding tenants within single-family homes, apartments, retail spaces, and restaurants, ensuring each property receives appropriate protection.
The Buckman Insurance Agency: Allstate Insurance serves renters throughout the Laramie area. It helps tenants protect personal belongings and secure liability coverage for their apartments, houses, or condominiums. The agency can explain how renters insurance covers losses from fire, theft, or certain weather events. Typically, policies also provide additional living expenses if a unit becomes uninhabitable. The agency works with local property managers and individual clients to find appropriate coverage for their specific needs. It also serves clients in the nearby community of Centennial.
Western Skies Insurance Solutions Andrea Senior and Associates in Laramie, WY offers renters insurance on either a one-time policy or a scheduled renewal basis, allowing clients to choose the recurring service that best fits their needs. Coverage protects personal belongings against risks like theft, fire, and water damage, and includes liability protection for accidents occurring inside the rented dwelling. Services for this agent run on a scheduled, recurring basis for ongoing protection.
Scott McFarland - State Farm Insurance Agent serves Laramie, Wyoming, along with nearby communities in Albany County. The agency handles renters insurance policies designed to protect personal belongings and liability for local tenants. Each policy covers scenarios such as theft, fire, or accidental damage within a rental property. When managing a typical job, it assesses the renter’s specific living situation and inventory needs to recommend appropriate coverage levels and deductibles.
With Wyoming's harsh winter storms often causing roof leaks and burst pipes in Laramie apartments, renters need reliable coverage for personal belongings and temporary housing costs. Insurance Unlimited helps tenants secure policies that address these common regional hazards, including protection against snowmelt water damage and sudden structural failures. Their agents explain how actual-cash-value plans differ from replacement-cost options for electronics and furniture. Every new policy begins by scheduling a brief on-site inspection of the rental unit to photograph existing conditions and document potential risks, such as loose railings or outdated electrical systems.
Farmers Insurance - Paul Tafoya provides renters insurance coverage to tenants in Laramie, Wyoming. Such policies protect personal belongings against theft, fire, and certain weather-related events, and they often include liability coverage for accidents inside a rental unit. Optional add-ons can extend protection to cover high-value items like jewelry or electronics. This agency works with individuals renting apartments or houses, as well as commercial clients who need coverage for offices, warehouses, and food service operations.
Andrea Senior provides residential renters insurance in Laramie, Wyoming, helping tenants protect their personal belongings and liability. The agency also offers commercial coverage for small businesses and rental properties throughout the local area. Policies are tailored to the specific risks faced by renters in this region, including weather-related claims and theft. After claims or renewals, the agent follows up with clients to adjust coverage as needed, ensuring consistent protection can be maintained between regular policy review visits.
Burns Insurance provides renters insurance policies tailored to protect personal belongings and liability in Laramie, Wyoming. The agency offers coverage options that address the needs of local renters, helping clients select suitable plans for their particular situations. Service includes assistance with policy selection, modifying coverage as circumstances change, and guiding customers through the claims process when necessary. This agency serves renters occupying single-family homes, apartments, retail spaces, and restaurants throughout the Laramie area.
Mountain West Farm Bureau Mutual Insurance Company offers tailored renters insurance policies designed to protect personal belongings and provide liability coverage. Serving the Laramie area, it assists tenants in securing financial protection against theft, fire damage, and accidental property damage. As an independent agent, it helps clients understand coverage options and customize policies to fit different rental situations. Whether moving into a new apartment or renewing an existing lease, it provides guidance on protecting valuables against the unpredictable Wyoming winter weather and potential storm-related losses.
What Does a a Renters Insurance Agent in Laramie Cost?
In Wyoming renters insurance typically costs between 12 and 25 dollars per month for a standard policy with 25000 dollars in personal property coverage. Factors like your rental location in Laramie the value of your belongings and chosen deductible affect the final price. This is general information not insurance advice.
About renters insurance agents in Laramie
Renters insurance agents in Laramie Wyoming help tenants protect personal property against theft fire and water damage. Wyoming law does not require renters insurance but many landlords in Laramie now include it as a lease condition. An agent can explain how Wyoming statutes affect coverage limits and liability options for local renters.
Frequently Asked Questions
What does renters insurance cover in Laramie Wyoming?
Renters insurance typically covers personal belongings liability and additional living expenses if your rental becomes uninhabitable. In Wyoming standard policies exclude flood and earthquake damage so you may need separate coverage for those risks.
Is renters insurance required by law in Wyoming?
Wyoming state law does not require renters insurance. However many landlords in Laramie now require tenants to carry a minimum liability policy as part of the lease agreement. Check your lease for specific requirements.
How do I choose a renters insurance agent in Laramie?
Look for an agent licensed in Wyoming who has experience with local rental properties. Ask about policy limits deductibles and whether the policy covers actual cash value or replacement cost. Compare quotes from multiple agents to find suitable coverage.