The top-rated rv insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Freeway Insurance, Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC. This directory lists 20 rv insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Freeway Insurance | 1021 W 16th St | (928) 782-8796 |
| 3 | Andrea's Insurance & Tax | 160 S 4th Ave | (928) 783-3322 |
| 4 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 5 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 6 | Martin Armijo - State Farm Insurance Agent | 708 E 32nd St | (928) 341-1150 |
| 7 | Farmers Insurance - Thomas Gravely | 900 W 8th St | (928) 285-8507 |
| 8 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 9 | Cindy Topete - State Farm Insurance Agent | 11411 S Fortuna Rd Ste 102 | (928) 342-1600 |
| 10 | Yuma Insurance, Inc. | 2691 S 4th Ave | (928) 344-3500 |
Morales Insurance Group serves the Yuma, Arizona, area, specializing in RV insurance agent services for local recreational vehicle owners. The company helps clients secure coverage tailored to their motorhomes, travel trailers, and campers. Policies often address liability, comprehensive damage protection, and roadside assistance needs common in this region. It handles both full-time RV living policies and seasonal vehicle insurance plans for snowbirds and part-time travelers throughout Yuma County.
Freeway Insurance serves El Mirage, Arizona, and the surrounding communities in the region. It handles RV insurance coverage for recreational vehicles, including motorhomes and travel trailers. The agency understands the specific protection needs of vehicle owners in the area, addressing standard liability and optional comprehensive coverage. To handle a typical job, it reviews each client’s lifestyle and driving patterns to match the policy details appropriately.
Homeowners, businesses, and property managers in Yuma, Arizona trust Andrea's Insurance & Tax for their RV insurance needs. The agency helps clients protect their recreational vehicles with coverage tailored to full-time travelers and seasonal users. Policies address risks like road damage, theft, and liability while on the road or stored. The team provides clear guidance through the selection process to meet individual requirements. Andrea's Insurance & Tax also extends its RV insurance services to nearby communities such as Somerton.
Farmers Insurance - Flores Insurance Agency LLC in Yuma, AZ provides a range of RV insurance solutions, including liability, comprehensive, and collision coverage for recreational vehicles. Its plans help protect against common travel risks and potential repair costs. The agency offers tailored service options to meet the needs of different RV owners, from part-time campers to full-time travelers. It services the protection needs of single-family homes, apartments, retail spaces, and restaurants within the local area.
Yuma Risk Management Group, LLC serves Yuma, Arizona, and the surrounding communities, handling RV insurance needs for local residents. It addresses coverage for motorhomes, travel trailers, and fifth wheels. The work typically involves assessing a client’s vehicle type and usage to recommend appropriate liability and physical damage protection. The company approaches each job by first gathering relevant vehicle details and then presenting policy options that fit the owner’s travel patterns and budget.
For recreational vehicle owners in Yuma, a one-time policy covers a single trip or short-term use, while a scheduled plan provides continuous protection throughout the year. A local insurance agent like Martin Armijo - State Farm Insurance Agent helps clients understand coverage for travel trailers, motorhomes, and fifth wheels. Service options are available on a one-time, scheduled, or as-needed basis.
Farmers Insurance - Thomas Gravely offers specialized RV insurance coverage, including policies for motorhomes, travel trailers, and camper vans, along with general insurance services for auto, home, and life in Yuma, Arizona. The agency assists RV owners with liability, comprehensive, and collision protection tailored to their vehicles. It helps local clients address concerns such as damage from high desert winds or securing coverage for seasonal snowbird travel to and from winter homes.
In Sun City West, AZ, Inszone Insurance Services understands the difference between one-time RV insurance policies and ongoing, scheduled renewals that adjust as coverage needs evolve. Their approach emphasizes securing necessary protection for travel trailers, motorhomes, and other recreational vehicles against common liability and collision risks in the region. Services at this local agency operate entirely on a scheduled basis, ensuring active policies are reviewed and updated at regular intervals without the need for as-needed emergency enrollment.
Cindy Topete - State Farm Insurance Agent in Yuma, AZ, provides general RV insurance coverage for motorhomes, travel trailers, and camper vans, along with specialty add-ons for roadside assistance, personal effects, and vacation liability. Tailored policies help protect against common risks on local highways and remote campsites. The agent serves commercial sectors needing RV insurance, including offices that require fleet coverage, warehouses storing recreational vehicles, and food service businesses operating mobile units or catering trailers.
What Does a a Rv Insurance Agent in Yuma Cost?
Typical RV insurance costs in Arizona range from 300 to 1,500 per year for basic liability on older trailers, and from 800 to 3,000 per year for full coverage on a motorhome. Factors include vehicle value, usage, driving history, and coverage limits. This is general information, not insurance advice.
About rv insurance agents in Yuma
RV insurance agents in Yuma, Arizona help owners protect their recreational vehicles against damage, theft, and liability. Arizona law requires liability insurance for any motorized vehicle operated on public roads, including motorhomes. Yuma's proximity to the Colorado River and popular desert boondocking areas makes comprehensive coverage important for local RV enthusiasts.
Frequently Asked Questions
What types of RV insurance are available in Yuma?
Common coverages include liability, collision, comprehensive, uninsured motorist, and personal effects coverage. Many agents also offer roadside assistance and total loss replacement for newer RVs.
Does Arizona require RV insurance for towable trailers?
No, Arizona does not require insurance for towable trailers like travel trailers or fifth wheels. However, liability coverage is required for the towing vehicle, and many owners choose to insure the trailer for theft and damage.
How does Arizona law affect RV insurance rates in Yuma?
Arizona requires minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury, plus 15,000 for property damage. Higher limits are recommended due to the value of many RVs and potential liability from accidents.
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