The top-rated rv insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Jeremy Barkhurst - State Farm Insurance Agent, Chris Cheng - State Farm Insurance Agent, Kinkaid Insurance Services. This directory lists 15 rv insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Jeremy Barkhurst - State Farm Insurance Agent | 989 Governor Dr Ste 104 | (916) 294-7482 |
| 3 | Chris Cheng - State Farm Insurance Agent | 4359 Town Center Blvd Ste 112 | (650) 758-6370 |
| 4 | Kinkaid Insurance Services | 5170 Golden Foothill Pkwy | (530) 672-1979 |
| 5 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 6 | Shaun Morrison - State Farm Insurance Agent | 4944 Windplay Dr Unit 225 | (530) 350-7757 |
| 7 | Farmers Insurance - Brett Weshner | 4993 Golden Foothill Pkwy #8 | (916) 939-0480 |
| 8 | Suburban Family Insurance Agency | 895 Embarcadero Dr Suite 206 | (916) 804-7848 |
| 9 | Farmers Insurance - Steven Kim | 1132 Suncast Ln #8 | (916) 939-8558 |
| 10 | Farmers Insurance - Ernest Dillard | 1121 White Rock Rd #205 | (916) 939-8553 |
Trek Sinclair - State Farm Insurance Agent serves the El Dorado Hills, CA area, offering RV insurance coverage to local owners. The agency assists clients in securing protection for various recreational vehicles against common risks. Policies typically address liability, collision, and comprehensive needs relevant to regional travel conditions. Trek Sinclair handles specialized coverage for motorhomes and travel trailers through this locality.
Jeremy Barkhurst - State Farm Insurance Agent in El Dorado Hills, CA, provides liability, collision, and comprehensive coverage for recreational vehicles, including motorhomes and travel trailers. The agency helps clients customize policies with optional roadside assistance and personal effects coverage. Plans can be tailored to protect RVs during both active travel and seasonal storage. The agent services single-family homes, apartments, retail, and restaurants.
Chris Cheng - State Farm Insurance Agent in El Dorado Hills, CA serves local homeowners, renters, and vehicle owners who need coverage for their recreational vehicles. This agency helps clients find policies that protect motorhomes, travel trailers, and campers from common risks on the road. Policy options can be tailored to fit different travel habits and vehicle values. Its team provides straightforward guidance through the insurance process. The agency also extends its services to nearby communities in the greater Sacramento metro area, including Folsom.
Kinkaid Insurance Services provides RV insurance solutions throughout El Dorado Hills and neighboring communities in the greater Sacramento area. It handles coverage needs for various motorhomes, travel trailers, and fifth wheels, including liability, comprehensive, and collision protection. The company also assists clients in understanding policy details for both seasonal and full-time usage. To ensure a typical job runs smoothly, the agent begins with a thorough review of the client’s specific vehicle type and usage patterns before recommending tailored coverage options.
Choosing between a one-time RV insurance policy or recurring annual coverage depends on how often you take your recreational vehicle on the road. Gold Insurance Solutions in El Dorado Hills, CA helps local owners match their policy to their seasonal travel habits. Whether you need full-time protection for a motorhome or liability for a towable camper, an agent can clarify the options. Their service is available on an as-needed basis for quotes and questions throughout the year.
Shaun Morrison - State Farm Insurance Agent in El Dorado Hills, CA offers specialized RV coverage, including protection for motorhomes, travel trailers, and camper vans. It also provides broader insurance solutions such as auto, home, and life policies to local residents. The agency assists RV owners with comprehensive liability and collision options tailored to varied travel needs. It helps clients prepare for wildfire season by reviewing policy provisions for vehicle storage and evacuation coverage.
When the Sierra Nevada snowmelt draws more recreational vehicles to Folsom Lake in spring, El Dorado Hills residents need reliable coverage for their motorhomes and travel trailers. Farmers Insurance agent Brett Weshner offers tailored RV insurance policies that protect vehicles against collision, theft, and liability while on the road. His agency serves local owners by explaining policy limits and coverage options for both occasional campers and full-time travelers. A thorough inspection of your RV's condition and usage patterns begins the process of finding the right protection.
Suburban Family Insurance Agency, based in El Dorado Hills, California, assists clients with RV insurance policies for recreational vehicles, including motorhomes and travel trailers. The agency can tailor coverage with specialty add-ons such as roadside assistance, full-timer liability, and vacation liability protection. Its RV insurance services are available for various commercial sectors, including corporate offices, equipment storage warehouses, and mobile food service businesses.
Serving residential clients in El Dorado Hills, Farmers Insurance - Steven Kim provides RV insurance coverage tailored to local recreational vehicle owners. Commercial policies for businesses operating RV rentals or tours are also offered throughout the surrounding area. Personal consultations allow customers to discuss specific risks and coverage needs for their motorhomes, travel trailers, or camper vans. Policyholders often return before seasonal trips for coverage adjustments or roadside assistance updates, ensuring continuous protection between their regular visits.
Farmers Insurance - Ernest Dillard in El Dorado Hills, CA, is known for offering RV insurance coverage tailored to protect motorhomes, travel trailers, and campers. It serves local recreational vehicle owners by providing liability, collision, and comprehensive policies suitable for varying travel needs. The agency also addresses unique risks associated with on-road and off-grid adventures. As a specialty service, it can add on coverage for personal belongings and equipment stored within the RV during both active trips and seasonal storage periods.
What Does a a Rv Insurance Agent in El Dorado Hills Cost?
Typical RV insurance costs in California range from 300 to 1,500 dollars per year for standard policies, depending on vehicle value, usage, and driving history. Full-time RV insurance can cost 800 to 2,500 dollars annually. Factors like your age, claims history, and the RV type affect the premium. This is general information, not insurance advice.
About rv insurance agents in El Dorado Hills
RV insurance agents in El Dorado Hills help protect your recreational vehicle against accidents, theft, and liability. California law requires liability insurance for any motorized RV driven on public roads. Local agents understand the specific risks of driving in the Sierra Nevada foothills and can tailor a policy to your needs.
Frequently Asked Questions
What types of RV insurance are available in El Dorado Hills?
Common RV insurance types include liability, collision, comprehensive, and uninsured motorist coverage. Full-timers may need a policy that covers personal liability and belongings similar to homeowners insurance.
Is RV insurance required by law in California?
Yes, California Vehicle Code requires liability insurance for any motorized RV operated on public roads. This covers bodily injury and property damage you cause to others. Trailers do not require separate liability insurance but are often covered under the towing vehicle policy.
How does California insurance law affect RV coverage?
California minimum liability limits are 15/30/5, meaning 15,000 dollars per person for injury, 30,000 dollars per accident, and 5,000 dollars for property damage. Many RV owners choose higher limits for better protection, especially for expensive vehicles.
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