ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a rv insurance agent in Rancho Santa Margarita? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Rancho Santa Margarita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 rv insurance agents in Rancho Santa Margarita, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Garabedian - State Farm Insurance Agent
30052 Aventura # C, Rancho Santa Margarita, CA 92688
(949) 858-4400
lgginsurance.com
David C. Duncan Insurance Services, Inc.
30376 Esperanza Suite 200, Rancho Santa Margarita, CA 92688
(949) 836-8116
duncaninsuranceservices.com
Rancho Santa Margarita RV's & Vehicles Sales
29901 Santa Margarita Pkwy #A, Rancho Santa Margarita, CA 92688
(949) 709-4211
ranchosantamargaritarv.com
Farmers Insurance - Jerry Farcone
30201 Aventura Ste 201, Rancho Santa Margarita, CA 92688
(949) 709-7860
agents.farmers.com
Rick Sicro - State Farm Insurance Agent
22362 Gilberto Ste 240, Rancho Santa Margarita, CA 92688
(949) 240-9300
ricksf.com
George Menclewicz: Allstate Insurance
22342 Avenida Empresa Ste 130, Rancho Santa Margarita, CA 92688
(949) 459-2795
agents.allstate.com
Adam Bays - State Farm Insurance Agent
22521 Avenida Empresa Ste 105, Rancho Santa Margarita, CA 92688
(949) 305-8432
adambays.com
Farmers Insurance - Cameron Watson
30162 Tomas Ste 205, Rancho Santa Margarita, CA 92688
(800) 922-6526
agents.farmers.com
Julie's Insurance Services
30211 Avenida de las Banderas # 200, Rancho Santa Margarita, CA 92688
(949) 979-6771
juliesinsurance.com
Shorr Agency Inc
30211 Avenida de las Banderas, Rancho Santa Margarita, CA 92688
(888) 737-6200
shorragency.com
Farmers Insurance
30021 Tomas, Rancho Santa Margarita, CA 92688
(949) 581-4466
farmers.com
RSM INSURANCE & FINANCIAL SERVICES
22342 Avenida Empresa Ste 130, Rancho Santa Margarita, CA 92688
(877) 459-2795
RV insurance agents in Rancho Santa Margarita help protect your recreational vehicle with policies tailored to California requirements. California law mandates liability coverage for all motor vehicles including RVs. Local agents understand the specific risks of driving in Orange County and can guide you through state minimums and optional protections.
What Does a RV Insurance Agent in Rancho Santa Margarita Cost?
Typical RV insurance costs in California range from 300 to 1,500 dollars per year for a standard policy, depending on coverage levels and vehicle type. A basic liability policy may cost less, while full coverage with comprehensive and collision can be higher. Rates also vary by driver age, claims history, and the RV model. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an RV insurance agent in Rancho Santa Margarita do?
An RV insurance agent helps you find a policy that meets California state requirements and your personal needs. They explain coverage options like liability, collision, comprehensive, and uninsured motorist protection. They also assist with claims and policy changes.
Is RV insurance required by law in California?
Yes, California law requires liability insurance for all motor vehicles including motorhomes and travel trailers. The minimum liability limits are 15 thousand dollars for injury or death per person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. An agent can help you meet these requirements.
What factors affect RV insurance costs in Rancho Santa Margarita?
Costs depend on the RV type, its value, your driving record, and how often you use the vehicle. Location in Orange County may also influence rates due to local traffic and weather risks. An agent can compare quotes from multiple carriers to find a suitable price.
Free • No Obligation
Compare RV Insurance Agents
Get matched with agents in Rancho Santa Margarita who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.