The top-rated rv insurance agent in St. Augustine, Florida is Shannon Olson - State Farm Insurance Agent, rated 5.0 stars across 651 reviews. Other highly rated options include Craig Dewhurst - State Farm Insurance Agent, Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency. This directory lists 23 rv insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Olson - State Farm Insurance Agent | 322 Paseo Reyes Dr | (904) 207-7710 |
| 2 | Craig Dewhurst - State Farm Insurance Agent | 315 W Town Pl Suite 4 | (904) 940-9740 |
| 3 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S ste a | (904) 461-5400 |
| 4 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 5 | Brandon Thomas - State Farm Insurance Agent | 113 Nature Walk Pkwy UNIT 103 | (904) 342-3459 |
| 6 | Lance Atwood - State Farm Insurance Agent | 245 Land Grant Ste 4 | (904) 240-4958 |
| 7 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 8 | Direct Auto Insurance | 2467 US-1 | (904) 794-2357 |
| 9 | Fender Insurance Agency | 101 E Town Pl #225 | (904) 639-4333 |
| 10 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
Shannon Olson - State Farm Insurance Agent serves the St. Augustine, Florida area, offering RV insurance coverage for local residents. She helps clients protect their recreational vehicles against common risks like collision or damage. Policies can include liability protection and coverage for personal belongings inside the vehicle. Uninsured motorist options may also be discussed for added security. Shannon Olson also handles comprehensive coverage for full-time RV travelers or seasonal users in St. Augustine.
As an RV insurance agent, Craig Dewhurst - State Farm Insurance Agent in St. Augustine, FL, provides tailored coverage options that protect recreational vehicles against travel-related risks and liability. Service plans often include personalized consultations to explain policy details and ensure appropriate protection for seasonal or full-time use. Maintenance support typically involves assisting with claims processes and policy adjustments as needs change. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and RV owners in St. Augustine, FL, turn to Perry Unwalla - State Farm Insurance Agent for their recreational vehicle insurance needs. The agency assists clients in protecting their motorhomes, travel trailers, and campers against common risks like accidents and weather damage. They also offer policies that cover personal belongings inside the vehicle and provide liability protection for the road. Service extends to the surrounding areas of the St. Augustine metro, including the community of Vilano Beach.
Leigh Insurance Agency serves St. Augustine and the surrounding Northeast Florida communities, handling specialized RV insurance coverage for motorhomes, travel trailers, and fifth wheels. The agency addresses the unique needs of recreational vehicle owners, including liability, comprehensive, and collision protection for both full-time and occasional use. It also manages personal effects and roadside assistance options for clients. For a typical job, it begins by reviewing the customer’s travel habits and vehicle specs, then matches those needs with appropriate policy packages from its available carriers.
For a local RV insurance agent, options range from one-time seasonal policies to annual renewable coverage. Brandon Thomas - State Farm Insurance Agent in St. Augustine, FL helps clients weigh the cost differences between trip-only plans and full-year protection. Policy customizations typically include liability, comprehensive and collision, plus uninsured motorist coverage. Emergency roadside assistance and total loss replacement can be added for campers or motorhomes. Service runs on an as-needed basis for policy reviews or at renewal time when coverage adjustments become necessary.
Lance Atwood - State Farm Insurance Agent in St. Augustine, FL, specializes in RV insurance coverage, safeguarding recreational vehicles from collision and comprehensive damage. It also offers broader insurance services for autos, homes, and life needs in the local area. The agency helps travelers address specific seasonal concerns, such as securing proper protection for their RVs against hurricane-related wind and flood threats during the active Atlantic storm season.
When coastal storms or peak tourist seasons raise insurance questions in St. Augustine, Tim Huber Insurance provides focused guidance for RV owners across the region. The agency works directly with individuals to review coverage needs specific to recreational vehicles used in Florida’s variable climate conditions. Their process involves discussing liability limits, comprehensive protection, and roadside assistance options that suit each client’s travel habits. A thorough initial consultation and vehicle inspection are scheduled to evaluate current coverage before any policy adjustment is recommended.
Direct Auto Insurance in St. Augustine, FL, provides RV insurance agent services to local owners, helping them secure coverage for their recreational vehicles. Its specialty add-ons can protect against custom equipment damage and provide roadside assistance during travel. General policies may also cover personal belongings stored inside the vehicle. Beyond individual clients, the company offers its insurance services to commercial sectors, including offices, warehouses, and food service businesses requiring RV fleet coverage.
Fender Insurance Agency in St. Augustine, FL, is known for providing specialized RV insurance coverage to local owners and travelers passing through the region. The agency helps clients secure policies that protect their recreational vehicles against common liabilities, collision damage, and comprehensive risks such as weather incidents. Customers can obtain a range of tailored plans for motorhomes, travel trailers, and fifth wheels. An additional specialty service includes adding full replacement cost coverage, which ensures a vehicle’s total value is protected in the event of a total loss.
Ancient City Insurance provides residential RV insurance to clients in St. Augustine, Florida, ensuring personal recreational vehicles are properly covered. The agency also offers commercial policies for business-owned RVs used in the area. Their service extends throughout St. Augustine and the surrounding communities. Agents help policyholders choose appropriate liability and comprehensive coverage for their specific vehicles. Follow-up communication is standard after a policy is issued, and repeat customers often return for annual renewals between their regular travel seasons.
What Does a a Rv Insurance Agent in St. Augustine Cost?
Typical RV insurance costs in Florida range from $300 to $1,500 per year for basic liability coverage. Full coverage policies for motorhomes can cost $1,000 to $3,000 annually. Factors like RV value, usage frequency, driving record, and chosen deductibles affect the final price. This is general information and not insurance advice.
About rv insurance agents in St. Augustine
St. Augustine RV owners need insurance that meets Florida requirements. Florida law mandates that all motor vehicles, including RVs, carry a minimum of $10,000 in personal injury protection and $10,000 in property damage liability. A local RV insurance agent can help you find a policy that covers your recreational vehicle for road travel, camping, and storage.
Frequently Asked Questions
What types of RV insurance are available in St. Augustine?
Common RV insurance options include liability, collision, comprehensive, and uninsured motorist coverage. Many agents also offer policies for full-time RV living, roadside assistance, and vacation liability. Florida law does not require special RV coverage beyond standard auto insurance, but lenders often require full coverage for financed RVs.
Do I need RV insurance if I store my RV in St. Augustine?
While Florida does not require insurance for stored RVs, comprehensive coverage can protect against theft, vandalism, and weather damage. Many storage facilities also require proof of liability insurance. An agent can help you adjust coverage when the RV is not in use.
How does Florida law affect RV insurance rates in St. Augustine?
Florida is a no-fault state for auto insurance, which affects RV policies. Rates are influenced by hurricane risk, flood zones, and the high number of uninsured drivers. Agents in St. Augustine can tailor policies to address these local risks and comply with state minimum coverage requirements.
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