The top-rated rv insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Jessica Cruz Phung - State Farm Insurance Agent, Acceptance Insurance. This directory lists 18 rv insurance agents serving Winter Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Semans - State Farm Insurance Agent | 639 1st St S | (863) 299-1274 |
| 2 | Team Barfield - Barfield Insurance | 141 5th St NW #302 | (863) 662-3134 |
| 3 | Jessica Cruz Phung - State Farm Insurance Agent | 1102 Cypress Gardens Blvd Unit G | (863) 269-0066 |
| 4 | Acceptance Insurance | 910 Havendale Blvd NW #134 | (863) 733-7006 |
| 5 | Freeway Insurance | 1136 6th St NW | (863) 733-7003 |
| 6 | Direct Auto Insurance | 5937 Cypress Gardens Blvd Ste 200 | (863) 969-4916 |
| 7 | Barfield Insurance & Financial Services Inc. | 110 Spirit Lake Rd Unit 5 | (863) 293-5400 |
| 8 | Joseph Bullington: Allstate Insurance | 1900 Havendale Blvd NW ste c | (863) 299-6449 |
| 9 | Karen Bryan - State Farm Insurance Agent | 391 Ave A SW | (863) 268-2800 |
| 10 | Rob Geraghty - State Farm Insurance Agent | 6996 Cypress Gardens Blvd | (863) 877-0672 |
Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida metro area and provides RV insurance coverage. As a local agency, it helps recreational vehicle owners protect their motorhomes, travel trailers, and campers against common risks on the road. This includes policies designed to cover physical damage, liability, and personal property while traveling or in storage. The agency also assists with customized insurance solutions for full-time RV dwellers and seasonal vehicles.
Team Barfield - Barfield Insurance offers a comprehensive range of RV insurance services in Winter Haven, Florida, including coverage for a variety of recreational vehicles. The agency focuses on providing tailored policies that address the unique needs of RV owners, from liability to comprehensive protection. Its maintenance plans emphasize proactive risk management and claims assistance to ensure clients remain covered on the road. The company primarily serves single-family homes and apartments, in addition to a variety of retail and restaurant properties.
Homeowners and RV owners in Winter Haven, FL can consult Jessica Cruz Phung - State Farm Insurance Agent for tailored recreational vehicle coverage. The agency helps clients protect their motorhomes, travel trailers, and campers against common risks like collision, theft, and liability. This service assists both seasonal travelers and full-time RV dwellers in finding appropriate policies. Coverage is also available for residents in nearby Lakeland and the surrounding Polk County area.
Acceptance Insurance specializes in providing RV insurance coverage for motorhomes, travel trailers, and fifth wheels in the Winter Haven area. Its general services include helping clients select appropriate liability, comprehensive, and collision policies tailored to their recreational vehicles. The agency assists with the unique risks associated with owning an RV. When hurricane season arrives, it helps local residents ensure their policies address potential storm damage and require proper flood protection for vehicles stored outdoors.
RV owners in Winter Haven prepare for hurricane season each year, and Freeway Insurance helps them protect their recreational vehicles from storm damage and flood risks common to Central Florida. The company provides specific liability and comprehensive coverage tailored for motorhomes, travel trailers, and campers. Local policyholders benefit from consultations about road coverage during seasonal travel to nearby state parks. After initial paperwork, a technician surveys the RV’s condition to finalize the binder.
Direct Auto Insurance helps RV owners in Winter Haven, Florida, secure liability coverage for their recreational vehicles and can arrange add-ons for personal belongings and emergency roadside assistance. These policies address the unique risks of traveling with a camper or motor home on local highways. The company works with businesses and property owners who need RV insurance for commercial operations, including offices that manage fleets, warehouses that store vehicles, and food service providers that operate mobile kitchens.
Barfield Insurance & Financial Services Inc. serves Winter Haven, Florida, and the surrounding Polk County communities, offering RV insurance coverage for recreational vehicles, travel trailers, and motorhomes. The agency handles policy options including liability, comprehensive, and collision protection tailored to full-time or seasonal RV users. To handle a typical job, the company reviews a client’s travel habits and vehicle value before comparing coverage features from multiple carriers to match specific needs.
Joseph Bullington: Allstate Insurance provides specialized RV insurance services in Winter Haven, Florida, offering tailored coverage for motorhomes, travel trailers, and campers. The agency also assists with standard personal insurance needs such as auto and homeowners policies. For RV owners, it helps address seasonal concerns like hurricane preparedness and storage protection during Florida’s storm season, ensuring vehicles are safeguarded from wind and flood damage when not in use.
For RV insurance, clients may choose between a single purchase for immediate coverage or an ongoing policy with regular renewal options. Located in Winter Haven, FL, Karen Bryan - State Farm Insurance Agent offers protection tailored to recreational vehicles, including liability and comprehensive coverage. Typical services assist with policy adjustments and claims support. Service runs on an as-needed basis, with periodic check-ins available for policyholders.
As Winter Haven’s rainy season approaches, many RV owners seek to ensure their policy covers potential storm damage. Rob Geraghty - State Farm Insurance Agent serves local clients in this category, providing guidance on coverage options for recreational vehicles. The agent can help tailor a policy that addresses liability, comprehensive, and collision protection specific to the area’s climate and road conditions. A typical first step involves a review of your current RV setup to identify appropriate coverage levels and possible risk factors, often beginning with a seasonal inspection.
What Does a a Rv Insurance Agent in Winter Haven Cost?
In Florida, RV insurance costs typically range from 300 to 1,500 per year for basic liability on a travel trailer, and 800 to 3,000 per year for full coverage on a motorhome. Factors include the RV value, your driving record, and how often you use the vehicle. This is general information, not insurance advice.
About rv insurance agents in Winter Haven
Winter Haven RV owners need specialized insurance to protect their vehicles and meet Florida legal requirements. Florida law requires minimum liability coverage of 10,000 for property damage and 10,000 for personal injury per person. A local agent can help you find a policy that covers your RV for road use and camping stays.
Frequently Asked Questions
What insurance coverage is required for an RV in Florida?
Florida law requires all motorized RVs to carry personal injury protection (PIP) of 10,000 and property damage liability of 10,000. Towed trailers do not need separate insurance but are often covered under the tow vehicle policy.
Can I insure a parked RV as a second home in Winter Haven?
Yes, many insurers offer policies that cover a stationary RV as a dwelling. This can include liability for guests and protection against weather damage. Check with an agent for specific Winter Haven flood zone requirements.
Does my RV insurance cover me when I travel outside Florida?
Most RV policies provide coverage throughout the United States and Canada. However, you should confirm with your agent that your policy includes roadside assistance and emergency expense coverage for breakdowns far from home.
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