Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 3 rv insurance agents in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848
agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335
darrellynlemke.com
Insurance Factors
5196 Kome St, Kapaʻa, HI 96746
(808) 822-3097
insurancefactors.com
What Does a RV Insurance Agent in Kapaʻa Cost?
Typical annual premiums for RV insurance in Hawaii range from $300 for a basic liability policy on a small trailer to over $1,500 for full coverage on a Class A motorhome. Factors include vehicle value, usage frequency, driving history, and storage location. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of RV insurance are available in Kapaʻa?
Agents offer liability, comprehensive, collision, and uninsured motorist coverage. You can also add roadside assistance and total loss replacement for your RV.
Do I need special insurance for renting out my RV in Hawaii?
Yes, personal RV policies typically exclude commercial use. If you rent your RV through platforms like Outdoorsy or RVshare, you need a separate commercial policy or a rental endorsement.
How does Hawaii law affect RV insurance requirements?
Hawaii Revised Statutes Chapter 431 requires all registered motor vehicles to have no-fault insurance, which covers medical expenses regardless of fault. This applies to motorhomes but not to towable trailers.