The top-rated rv insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include Kurt Goeser - State Farm Insurance Agent, ICT Insurance Team, Justin Holt - State Farm insurance Agent. This directory lists 20 rv insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 2321 Harper St | (785) 843-2532 |
| 2 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 3 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 4 | Justin Holt - State Farm insurance Agent | 2500 W 6th St I | (785) 842-6407 |
| 5 | Farmers Insurance - Kristi Keefer | 3300 Mesa Way STE C | (785) 843-7511 |
| 6 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 7 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 8 | Rochelle Tramp - State Farm Insurance Agent | 4205 W 6th St Ste A | (785) 842-6288 |
| 9 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 10 | AAA Lawrence | 3514 Clinton Parkway Ste K | (785) 843-1600 |
As an RV insurance agent in Lawrence, KS, Tim Waltrip: Allstate Insurance provides specialized policies covering motorhomes, travel trailers, and fifth wheels. The agency works to protect clients against common risks like collision, liability, and theft while offering standard services such as policy reviews and claims assistance. During the off-season, it helps owners with coverage options specifically tailored for stored or winterized RVs.
As the camping season in Lawrence brings RVs out of storage, owners often seek coverage tailored to the unique risks of travel trailers and motorhomes. Kurt Goeser - State Farm Insurance Agent addresses these specific needs by offering policies that protect both the vehicle and its contents during trips across Kansas. A typical appointment begins with a discussion of travel frequency and storage arrangements, helping to align coverage with actual use. An initial review of the client’s current policy and vehicle condition starts the process of finding appropriate protection.
Operating in Lawrence, ICT Insurance Team works to match clients with appropriate coverage options, thereby managing financial risk for recreational vehicle owners. Typical policies address liability and collision, while specialty add-ons often include roadside assistance for breakdowns along Kansas highways. Other endorsements can safeguard interior appliances or personal belongings stored within the RV during long trips. The agency’s services extend to local commercial sectors needing property protection, such as office buildings, warehouse facilities, and food service establishments facing distinct operational exposures.
Serving the Lawrence, Kansas area and surrounding Douglas County communities, this RV Insurance Agent office handles coverage options tailored specifically for recreational vehicles. From motorhomes and travel trailers to fifth wheels, the agency typically evaluates liability, comprehensive, and collision protection for clients. It also considers coverage for personal belongings within the RV and potential roadside assistance needs. The daily approach involves reviewing each vehicle's usage patterns to match policies with the appropriate protection levels for year-round or seasonal travel demands.
Offering both one-time policy consultations and ongoing annual coverage reviews, a Lawrence RV Insurance Agent helps protect recreational vehicles from liability, collision, and comprehensive claims. Unlike ordinary auto coverage, RV insurance often includes specialized provisions for attached accessories, personal belongings inside the vehicle, and emergency travel expenses. Services for campground liability and theft protection are also available. This particular agency operates primarily on an as-needed basis for new policies and scheduled annual reviews for existing clients, ensuring coverage adjustments keep pace with vehicle value and usage changes.
Miller Insurance in Lawrence, Kansas provides specialized RV insurance policies covering motorhomes, travel trailers, and fifth-wheels, alongside general recreational vehicle coverage. Protecting these vehicles requires policies that address their unique construction and personal property inside. The company helps local owners navigate coverage for seasonal storage risks and winterizing responsibilities common in the region. It also assists with liability protection for the campgrounds and open roads frequently traveled throughout Kansas, including concerns about severe storm damage during the changing seasons.
Edie Insurance Group, LLC. works with clients to secure RV coverage in Lawrence, Kansas. Its work includes help with comprehensive policies, roadside assistance plans, and protection for personal belongings inside the vehicle. The company can also arrange specialized add-ons covering vacation liability and towing equipment. Commercial sectors served include small businesses operating office trailers, mobile warehouses used at job sites, and food service trucks requiring tailored liability and equipment insurance.
As summer road trips approach in Lawrence, many RV owners start preparing their recreational vehicles for travel, and Rochelle Tramp - State Farm Insurance Agent helps local clients assess their coverage needs. This agent works with RV owners to match insurance policies to the specific vehicle type and usage, whether for weekend camping or longer cross-country journeys. Coverage considerations typically include liability, comprehensive, and collision options, along with protection for personal belongings stored inside. The process begins with an initial review of the vehicle's current condition and insurance requirements.
Justin Moravec American Family Insurance, known for personalized RV insurance solutions, serves Lawrence, Kansas, and the surrounding region. The agency helps clients secure coverage for motorhomes, travel trailers, and campers, protecting them during road trips or seasonal storage. Policies address risks like collision, liability, and weather-related damage. For added protection, the agency can offer customized roadside assistance coverage tailored to an RV’s unique size and towing needs.
AAA Lawrence in Lawrence, Kansas provides residential RV insurance coverage designed for local owners. The agency also assists commercial RV operators with appropriate policies to protect their vehicles. Their service area includes Lawrence and surrounding communities throughout the region. Policies are tailored to cover common recreational vehicles under standard usage. Clients receive clear explanations about their coverage choices. Follow-up service is available between regular visits to adjust policies as needs change.
What Does a a Rv Insurance Agent in Lawrence Cost?
Typical RV insurance costs in Kansas range from 300 to 800 dollars per year for basic liability on an older motorhome. Full coverage for a newer Class A motorhome can cost 1,200 to 2,500 dollars annually. Factors like driving record, RV value, and usage affect the final premium. This is general information and not insurance advice.
About rv insurance agents in Lawrence
Lawrence Kansas RV owners need insurance that meets state liability minimums and protects their investment. Local agents in Lawrence understand the specific needs of Jayhawk country travelers, from seasonal storage to full-time living. Kansas law requires liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury.
Frequently Asked Questions
What are the minimum RV insurance requirements in Kansas?
Kansas requires liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Property damage liability must be at least 25 thousand dollars. These minimums apply to motorized RVs but not to towable trailers.
Do I need separate insurance for a travel trailer in Lawrence?
Yes, travel trailers generally require a separate policy from your tow vehicle. Many Lawrence agents offer specialized RV policies that cover the trailer for theft, damage, and liability when detached from the tow vehicle.
How does Kansas weather affect RV insurance rates in Lawrence?
Kansas experiences hail, tornadoes, and severe storms which can increase comprehensive coverage costs. Agents in Lawrence often recommend full coverage to protect against weather-related damage common in the region.
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