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Compare RV Insurance Agents in Spencer, MA

Compare rv insurance agents in Spencer. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 rv insurance agents in Spencer, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794 davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999 hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545 starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800

RV insurance agents in Spencer Massachusetts help protect your recreational vehicle with policies that meet state requirements. Massachusetts law requires all motor vehicles including RVs to carry liability insurance. Local agents can explain coverage options for full-time living or seasonal travel.

What Does a RV Insurance Agent in Spencer Cost?

RV insurance costs in Massachusetts typically range from $300 to $1,500 per year for basic liability policies. Full coverage with comprehensive and collision can cost $800 to $3,000 annually depending on the RV value, usage, and driving history. Factors like your age, location in Spencer, and the RV type also affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does RV insurance cover in Spencer Massachusetts?
RV insurance in Massachusetts typically covers liability, collision, comprehensive, and uninsured motorist protection. You can also add coverage for personal belongings and roadside assistance. Minimum liability limits are set by state law at 20/40/5.
Do I need special insurance for a motorhome in Massachusetts?
Yes, motorhomes require a specific RV policy because they combine vehicle and dwelling coverage. Massachusetts considers motorhomes as motor vehicles so you must carry at least the state minimum liability insurance. A local agent can help you choose the right policy.
Can I insure a parked RV in Spencer Massachusetts?
Yes, you can get a storage or comprehensive-only policy if your RV is not being driven. This covers theft, vandalism, and weather damage. Massachusetts does not require liability coverage on a parked RV but your lender may require comprehensive coverage.