The top-rated rv insurance agent in Sterling Heights, Michigan is Clint St.Mosley - State Farm Insurance Agent, rated 4.9 stars across 293 reviews. Other highly rated options include Catherine Van Tiem: Allstate Insurance, Nick Daoud - State Farm Insurance Agent, The Salvati Insurance Group, Inc.. This directory lists 16 rv insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clint St.Mosley - State Farm Insurance Agent | 43120 Utica Rd # 400 | (586) 979-9700 |
| 2 | Catherine Van Tiem: Allstate Insurance | 42770 Van Dyke Ave | (586) 792-9000 |
| 3 | Nick Daoud - State Farm Insurance Agent | 42046 Van Dyke Ave | (586) 580-3033 |
| 4 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 5 | Russ Vallee - State Farm Insurance Agent | 38151 Utica Rd q | (586) 264-2290 |
| 6 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 7 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 8 | Adam Smith - State Farm Insurance Agent | 4167 E 14 Mile Rd | (586) 979-7050 |
| 9 | Chuck Tourangeau - State Farm Insurance Agent | 43656 Schoenherr Rd | (586) 247-5750 |
| 10 | L.A. Insurance | 42903 Van Dyke Ave | (586) 254-8484 |
Clint St.Mosley - State Farm Insurance Agent serves the Sterling Heights, Michigan area, specializing in RV insurance coverage for local vehicle owners. The agency helps customers protect their recreational vehicles, including motorhomes, travel trailers, and campers, with policies tailored to their specific usage needs. It provides guidance on liability, comprehensive, and collision options, as well as roadside assistance add-ons. The agency handles coverage for seasonal storage risks and vacation liability protection for RV clients in the greater Sterling Heights region.
Catherine Van Tiem: Allstate Insurance provides a full range of RV insurance services, including liability, comprehensive, and collision coverage for recreational vehicles. It offers tailored service and maintenance plans to help protect clients against roadside breakdowns, towing needs, and storage risks while traveling throughout Sterling Heights and the surrounding Michigan area. The agency assists owners of motorhomes, travel trailers, fifth-wheel campers, and pop-up campers, as well as single-family homes and apartments.
Serving Sterling Heights and the surrounding communities of Macomb County, Nick Daoud - State Farm Insurance Agent handles a full range of RV insurance needs, including coverage for travel trailers, motorhomes, and fifth wheels. The agency helps customers assess liability and comprehensive protection for their recreational vehicles. To handle a typical job, it first reviews the client's specific vehicle type and usage patterns before presenting coverage options that align with both state requirements and personal risk tolerance.
The Salvati Insurance Group, Inc. offers specialized RV insurance coverage in the Sterling Heights area. Its agents assist clients in protecting motorhomes, travel trailers, and fifth wheels with appropriate liability and comprehensive policies. These services focus on safeguarding recreational vehicles against on-road accidents and potential theft. The company also helps secure coverage for attached accessories and personal belongings inside the rig. It addresses risks unique to Michigan winters, such as storage-period protection and damage from freezing temperatures.
Homeowners, car owners, and small businesses in Sterling Heights, MI can work with Russ Vallee - State Farm Insurance Agent to secure RV insurance coverage. This agent assists local clients in understanding their policy options for motorhomes, travel trailers, and campers. Services include reviewing liability limits, comprehensive protection, and roadside assistance to meet the needs of recreational vehicle owners. The office also extends its coverage and assistance to residents across Macomb County and the broader metro Detroit area.
AAA Insurance - R. Petros Insurance Agency in Sterling Heights, MI provides RV insurance solutions that differ between an individual trip policy and a standard recurring term. Coverage options commonly include protection for physical damage, liability, and personal belongings inside the vehicle. Policies can be designed to meet the needs of both seasonal travelers and full-time RV owners. Service appointments for policy consultations or adjustments are available on an as-needed basis.
Lakeside Insurance Agency in Sterling Heights, MI advises clients on standard RV coverage, including collision and liability policies. It also helps customers arrange for specialized add-ons, such as protections for personal belongings, roadside assistance, and total loss replacement. Agents can assist owners of motorhomes, travel trailers, and campers. They work with commercial sectors as well, serving offices, warehouses, and food service operations by tailoring insurance solutions for their business vehicles and property exposures.
When the harsh Michigan winter subsides, Sterling Heights RV owners begin preparing their vehicles for the upcoming travel season. Adam Smith - State Farm Insurance Agent helps local clients match coverage to their recreational vehicle needs. This agency offers policies tailored for frequent weekend campers and long-distance travelers alike. Typical coverage selections address liability on the road and protection for investments like motorhomes or travel trailers. To begin customizing a plan, the agent reviews the vehicle’s current condition and storage situation during a brief initial consultation.
L.A. Insurance specializes in protecting recreational vehicles, offering coverage for motorhomes, travel trailers, and camper vans in Sterling Heights, Michigan. It handles liability, collision, and comprehensive policies tailored to individual RV needs. The agency also provides insurance for related accessories and personal belongings stored inside the vehicle. As Michigan winters approach, it helps owners secure proper storage coverage and seasonal policy adjustments to guard against off-season damage.
What Does a a Rv Insurance Agent in Sterling Heights Cost?
RV insurance costs in Michigan vary by vehicle type, value, and usage. Basic liability coverage for a travel trailer may start around 150 dollars per year. Full coverage for a Class A motorhome can range from 800 to 2,500 dollars annually. Factors like your driving record, storage location, and annual mileage also affect the price. This is general information and not insurance advice.
About rv insurance agents in Sterling Heights
Sterling Heights RV owners need insurance that meets Michigan no-fault requirements and protects their investment. Local agents can help you find coverage for motorhomes, travel trailers, and campers. They understand Michigan specific rules like minimum liability limits of 20/40/10 and the need for comprehensive coverage on financed vehicles.
Frequently Asked Questions
What does RV insurance cover in Sterling Heights Michigan?
RV insurance in Michigan typically covers liability, collision, comprehensive, and uninsured motorist protection. It also includes personal property coverage for items inside the RV. Michigan law requires at least 20/40/10 liability coverage for motorized RVs.
Do I need a separate RV insurance policy in Michigan?
Yes, a standard auto policy does not cover RVs. You need a separate RV policy for motorhomes, travel trailers, or fifth wheels. Some companies offer specialized RV policies that include vacation liability and roadside assistance.
How does Michigan no-fault law affect RV insurance?
Michigan no-fault law applies to motorized RVs but not to towable trailers. For motorhomes, you must carry personal injury protection (PIP) medical coverage. A local agent in Sterling Heights can help you choose the right PIP level.
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