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Find RV Insurance Agents Near You in Chester, NJ

Looking for a rv insurance agent in Chester? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 rv insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com

Chester New Jersey RV owners need insurance that covers both vehicle liability and personal property. New Jersey law requires all motor vehicles including RVs to carry minimum liability insurance of 15000 dollars per person and 30000 dollars per accident. A local Chester agent can help you find a policy that meets these requirements while protecting your investment.

What Does a RV Insurance Agent in Chester Cost?

RV insurance costs in New Jersey vary widely based on the RV type, its value, your driving record, and coverage limits. A basic policy for a travel trailer might cost 200 to 500 dollars per year while a full coverage policy for a Class A motorhome can range from 800 to 2500 dollars per year. Factors like storage location in Chester and annual mileage also affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does RV insurance cover in New Jersey?
RV insurance in New Jersey typically covers liability for bodily injury and property damage, collision damage to your RV, comprehensive coverage for theft or weather damage, and personal effects coverage. Some policies also include roadside assistance and vacation liability.
Do I need special insurance for a motorhome in Chester?
Yes motorhomes require a separate RV policy because standard auto insurance does not cover the living quarters or special features. New Jersey treats motorhomes as vehicles so you must carry at least the state minimum liability coverage.
Can I insure a travel trailer or fifth wheel in New Jersey?
Travel trailers and fifth wheels are typically insured under a separate RV policy that covers the trailer itself. The towing vehicle needs its own auto policy. New Jersey law does not require insurance on a trailer unless it is motorized but lenders often require coverage.