The top-rated rv insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Farmers Insurance - Donald Zerr, Grand Slam Insurance, Zak Irsfeld - State Farm Insurance Agent. This directory lists 18 rv insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Farmers Insurance - Donald Zerr | 3003 32nd Ave S #6 | (701) 373-0099 |
| 3 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 4 | Zak Irsfeld - State Farm Insurance Agent | 4201 38th St S Suite 208 | (701) 293-5464 |
| 5 | Derek Christopherson - State Farm Insurance Agent | 3535 Main Ave | (701) 232-2222 |
| 6 | Dj Colter Agency Inc American Family Insurance | 4215 31st Ave S suite b | (701) 235-6641 |
| 7 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 8 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 9 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 10 | Tom Weber - State Farm Insurance Agent | 3120 25th St S Ste T-1 | (701) 356-4080 |
Far North Insurance serves the Fargo, North Dakota metro area by providing specialized RV insurance coverage tailored to local travel and storage needs. The agency assists clients in protecting their recreational vehicles against common regional risks such as winter weather damage and road debris. Policyholders can receive guidance on matching coverage limits to their specific RV type and usage patterns. Far North Insurance typically handles both motorhome and travel trailer insurance in this area.
Farmers Insurance - Donald Zerr provides RV insurance coverage for recreational vehicles in Fargo, ND, helping protect clients against collision, comprehensive, and liability risks on the road. Its service plans include basic policy reviews and options for roadside assistance during travel. The agency works with owners of motorhomes, travel trailers, and camper vans, ensuring their vehicles are properly insured. It also services single-family homes, apartments, retail, and restaurants.
RV owners in Fargo who need coverage for their travel trailers, motorhomes, or fifth wheels can turn to Grand Slam Insurance for tailored policies that protect their investment on the road and at storage sites. This agency provides comprehensive assistance with the unique coverages required for recreational vehicles, including liability, comprehensive, and collision options. They also serve clients in nearby West Fargo to ensure broader access to specialized RV insurance solutions in the Red River Valley.
Some RV owners prefer a single-location inspection for a specific trip, while others choose an active coverage plan that follows the vehicle throughout the year. Zak Irsfeld - State Farm Insurance Agent in Fargo, ND provides policies protecting motorhomes and travel trailers from common road risks such as collisions or weather damage. Coverage can apply to permanently attached equipment and personal belongings inside the coach. This service runs on a scheduled renewal basis rather than one-time or as-needed, requiring periodic policy review to maintain active protection.
Serving Fargo, North Dakota, and the surrounding communities, Derek Christopherson - State Farm Insurance Agent handles RV insurance policies for local travelers and enthusiasts. The company offers coverage for various recreational vehicles, including motorhomes and travel trailers. Each policy is built to address the unique risks of RV ownership. The agent begins a typical job by reviewing the client’s vehicle details and coverage needs before tailoring a solution to their specific travel requirements.
Dj Colter Agency Inc American Family Insurance serves RV owners throughout Fargo, North Dakota, by offering policies that protect recreational vehicles against accidents, weather damage, and liability. The agency works with clients to find appropriate coverage for travel trailers, motorhomes, and campers. Understanding the unique risks of winter storage and seasonal use, they aim to provide practical protection for local travelers. In addition to serving the Fargo area, the agency also covers the neighboring community of West Fargo and the surrounding Cass County region.
As North Dakota winters take a heavy toll on RV roofs and undercarriages, travelers in Fargo turn to Summit Insurance Agency for coverage tailored to recreational vehicles. The company provides policies that address common regional risks like hail damage, deer collisions, and freeze-related pipe bursts. Their process begins with a thorough inspection of the vehicle to assess its current condition and coverage needs, ensuring each policy matches the specific RV model and usage.
OnPoint Insurance Services in Fargo, North Dakota, provides RV insurance coverage for recreational vehicles, including motorhomes, travel trailers, and campers. The firm helps clients select appropriate policy add-ons such as roadside assistance, trip interruption coverage, and protection for personal belongings inside the vehicle. Policies are tailored to address regional risks like hail and severe winter weather common to the Upper Midwest. This office can serve local commercial clients operating warehouses, maintaining offices, and running food service establishments.
FM Insurance specializes in providing coverage for RVs, motorhomes, and travel trailers in the Fargo area. It helps owners protect their recreational vehicles from damage caused by accidents, hail, or vandalism through carefully selected policies. The agency also offers guidance on liability protection and roadside assistance options that suit part-time and full-time RV travel. As North Dakota winters can be harsh, FM Insurance assists clients with insuring their vehicles during long-term storage seasons against risks like freeze damage or animal intrusion.
Tom Weber’s agency offers residential RV insurance services to clients in Fargo, North Dakota, addressing coverage needs for personal travel trailers and motorhomes. The office also provides commercial policies for businesses that operate recreational vehicles in the region, ensuring consistent protection for a range of local uses. Regular contact between insurance review appointments is encouraged to handle any changes in coverage requirements or vehicle status as needs evolve.
What Does a a Rv Insurance Agent in Fargo Cost?
Typical RV insurance costs in North Dakota range from 300 to 1,200 dollars per year for a standard policy, depending on the RV value, usage, and coverage limits. Full-time RV coverage or policies for luxury motorhomes can cost 1,500 to 3,000 dollars annually. Rates also vary by driving record and location in Fargo. This is general information, not insurance advice.
About rv insurance agents in Fargo
RV insurance agents in Fargo, North Dakota help owners of motorhomes, travel trailers, and fifth wheels find the right coverage. North Dakota law requires liability insurance for motorized RVs, similar to auto insurance. Local agents can explain how state minimums apply and recommend additional protection for your vehicle.
Frequently Asked Questions
Do I need RV insurance in North Dakota?
Yes, if your RV is motorized, North Dakota law requires liability insurance with minimum limits of 25,000 per person for bodily injury and 50,000 per accident. Non-motorized trailers do not require insurance, but coverage is still recommended.
What does RV insurance typically cover in Fargo?
Standard RV insurance in Fargo includes liability, collision, and comprehensive coverage. Many policies also offer personal effects coverage for belongings and roadside assistance. Agents can customize a policy based on how you use the RV.
Can I insure a full-time RV in North Dakota?
Yes, many insurers offer full-time RV coverage if you live in your RV as a primary residence. This policy includes liability and personal property protection similar to homeowners insurance. Not all standard RV policies cover full-time living, so ask your agent.
Rv Insurance Agents in Other North Dakota Cities
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