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Find RV Insurance Agents Near You in Narragansett, RI
Browse rv insurance agents serving Narragansett, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 rv insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Narragansett RV owners can find insurance agents who specialize in recreational vehicle coverage. Rhode Island law requires all motor vehicles including RVs to carry liability insurance. Local agents understand the unique needs of coastal storage and seasonal use common in Washington County.
What Does a RV Insurance Agent in Narragansett Cost?
The typical cost for RV insurance in Rhode Island ranges from 300 to 800 dollars per year for a basic policy on a travel trailer. For a Class A motorhome premiums can range from 800 to 2000 dollars annually. Factors include vehicle value, usage frequency, driving record, and storage location. Coastal areas like Narragansett may have higher rates due to storm and flood risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does RV insurance cover in Rhode Island?
RV insurance in Rhode Island typically covers liability, collision, comprehensive, and uninsured motorist protection. Rhode Island law requires minimum liability limits of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Many policies also include coverage for personal belongings and attached accessories.
Do I need special insurance for a motorhome in Narragansett?
Yes motorhomes require a specific RV policy rather than a standard auto policy. Rhode Island classifies motorhomes as recreational vehicles and they must be insured separately. Your agent can help you choose between a full-time use policy or a seasonal policy depending on how often you use the vehicle.
Can I get RV insurance if I store my vehicle in Narragansett for winter?
Yes many insurance companies offer storage or comprehensive only coverage during winter months. This reduces your premium while still protecting against theft, vandalism, and weather damage. Rhode Island does not require active liability coverage while the RV is stored and not driven on public roads.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.