The top-rated sr-22 insurance agent in Athens, Alabama is Direct Auto Insurance, rated 4.6 stars across 197 reviews. Other highly rated options include Pepper, Johnstone & Company, iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent. This directory lists 20 sr-22 insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 800 US Hwy 72 E B | (256) 233-8325 |
| 2 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 3 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 4 | Phillip Burton - COUNTRY Financial Agent | 707 US-31 Ste C | (256) 232-1256 |
| 5 | Eddie Breakfield - State Farm Insurance Agent | 114 N Marion St | (256) 232-1238 |
| 6 | Nationwide Insurance: Jon Peters Insurance Agency, Inc. | 1111 US Hwy 72 E | (256) 232-7200 |
| 7 | Michael Howell - State Farm Insurance Agent | 903 S Clinton St | (256) 232-5400 |
| 8 | Brian King - State Farm Insurance Agent | 1785 US Hwy 72 E STE A | (256) 771-2001 |
| 9 | SOS Insurance Agency | 1102 S Jefferson St | (256) 262-9133 |
| 10 | Highstreet Kilgro Insurance Agency | 707 US-31 Ste F | (256) 232-5241 |
Direct Auto Insurance assists drivers in Athens, Alabama, with filing and maintaining SR-22 certificates required by the state. Its services focus specifically on high-risk auto insurance policies that satisfy financial responsibility laws for license reinstatement. The agency processes the necessary paperwork and helps clients understand their coverage obligations. It also can serve motorists needing insurance for commercial settings such as small offices, warehouses, and food service operations on a case-by-case basis.
Pepper, Johnstone & Company serves Athens and the surrounding Limestone County area as a provider of SR-22 insurance agent services. The company assists drivers who need to file a financial responsibility certificate with the state of Alabama after a license suspension. It guides clients through the documentation required by the Department of Public Safety and works to secure the necessary high-risk policy. The firm manages the filing of SR-22 forms with state authorities and helps reinstate driving privileges.
iPROTECT Insurance & Financial Services, Inc. provides SR-22 insurance filings and general liability coverage solutions for drivers in Athens, AL. Its service model includes assisting clients with filing the necessary SR-22 certificate with the Alabama Department of Revenue to reinstate or maintain their driving privileges. The agency also offers ongoing policy maintenance support to ensure compliance with state requirements. It typically services the personal vehicle needs of individual drivers, along with the fleet and liability requirements of local small businesses such as single-family homes, apartments, retail, and restaurants.
Phillip Burton - COUNTRY Financial Agent serves Athens homeowners, businesses, and other drivers who require an SR-22 insurance filing in order to reinstate or maintain their driving privileges. The agent works directly with clients to submit the required financial responsibility certificate and secure the necessary liability coverage. Helpful guidance is provided for understanding state filing timelines and requirements. Their office assists customers needing an SR-22 in the Huntsville metropolitan area as well.
When a driver needs SR-22 insurance, the filing is typically a one-time requirement to reinstate a suspended license, though the underlying policy must remain active for a mandated period. Eddie Breakfield - State Farm Insurance Agent in Athens, AL, assists clients with this process by providing the necessary liability coverage and filing the SR-22 form with state authorities. Their approach focuses on helping individuals meet legal obligations and regain driving privileges. Service is provided on an as-needed basis, aligning directly with each client’s specific reinstatement timeline.
Nationwide Insurance: Jon Peters Insurance Agency, Inc. helps clients obtain necessary financial protections throughout Athens. Their specialized work includes filing SR-22 certificates for drivers requiring proof of high-risk coverage. The agency addresses compliance needs for individuals restoring their driving privileges after license suspensions or revocations. They assist with policies for various personal and commercial vehicles. This local office can serve businesses across several sectors, including offices, warehouses, and food service establishments.
Michael Howell - State Farm Insurance Agent in Athens, AL assists drivers with the specialty filing of SR-22 insurance certificates required by the state after license reinstatement. Its general services include auto, home, and life insurance policies for local residents. The office helps clients navigate the mandatory SR-22 process, ensuring proper coverage is maintained to avoid license suspension. During seasonal weather events, such as storms common in north Alabama, the agent can review policy options to address potential lapses in coverage.
Drivers in Athens often need an SR-22 filing after a license suspension or major violation. Brian King - State Farm Insurance Agent responds by offering the required financial responsibility certificate for residents seeking reinstatement. Understanding local municipal traffic requirements helps ensure compliance with Alabama Department of Public Safety regulations. The agency provides guidance on required liability coverage and documentation for the mandatory filing. An initial consultation or policy review can determine any specific inspection or verification needed before the SR-22 is submitted to the state.
SOS Insurance Agency serves the Athens, Alabama area and its surrounding communities, handling the specialized filing of SR-22 insurance certificates. This paperwork is required for drivers who need to prove financial responsibility after a license suspension or serious traffic violation. The agency helps clients secure the necessary liability coverage from a standard carrier. To handle a typical job, the agent first verifies the client’s court or state mandate, then submits the SR-22 form electronically to the Alabama Department of Revenue on their behalf.
Highstreet Kilgro Insurance Agency provides SR-22 insurance for residents in Athens, Alabama. The agency also offers commercial SR-22 coverage for local businesses that require financial responsibility filings. It serves clients throughout Limestone County and the surrounding North Alabama region. Their staff helps drivers file the necessary SR-22 certificate with the state motor vehicle department. After filing, they assist with follow-up on the mandated coverage period. Clients often return for policy renewals or reinstatement between their regular insurance visits.
What Does a a Sr-22 Insurance Agent in Athens Cost?
The cost for an SR-22 insurance agent in Athens Alabama typically includes a one-time filing fee of 15 to 50 dollars. Your monthly insurance premium may increase significantly, often ranging from 200 to 600 dollars per month depending on your driving record and the severity of the violation. Some companies charge an additional policy fee for SR-22 status. This is general information and not insurance advice.
About sr-22 insurance agents in Athens
An SR-22 insurance agent in Athens Alabama helps drivers file proof of financial responsibility with the Alabama Department of Revenue. Alabama law requires an SR-22 for certain traffic violations like DUI or driving without insurance. Local agents in Athens understand Limestone County requirements and can guide you through the process.
Frequently Asked Questions
What is an SR-22 in Alabama?
An SR-22 is a certificate of financial responsibility filed by your insurance company with the Alabama Department of Revenue. It proves you carry the minimum liability insurance required by law. Alabama requires an SR-22 for three years after a qualifying offense.
How do I get an SR-22 in Athens Alabama?
Contact a licensed insurance agent in Athens who offers SR-22 filings. You must already have an active auto insurance policy. The agent will submit the SR-22 form electronically to the Alabama Department of Revenue on your behalf.
How long do I need an SR-22 in Alabama?
Alabama law requires an SR-22 for a minimum of three years from the date of the violation. If you cancel your policy or let it lapse during that time, the insurance company must notify the state. This can result in a license suspension.