The top-rated sr-22 insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 890 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 23 sr-22 insurance agents serving Modesto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1300 Sylvan Ave Ste A-3 | (209) 651-0452 |
| 2 | Cost-U-Less Insurance | 123 Burney St | (209) 560-6118 |
| 3 | SaveDirect Insurance Agency, LLC | 1800 Tully Rd G | (209) 857-5877 |
| 4 | Farmers Insurance - Maria (Candy) Melara | 2507 E Hatch Rd Ste B | (209) 556-9946 |
| 5 | Acceptance Insurance | 2045 W Briggsmore Ave Ste A-6 | (209) 375-7112 |
| 6 | The Source Auto Insurance Agency LLC | 822 9th St #1 | (209) 661-7171 |
| 7 | TopFlight Insurance Services | 901 N Carpenter Rd #37 | (209) 622-4622 |
| 8 | TSM Insurance Services | 1317 Oakdale Rd #910 | (209) 524-6366 |
| 9 | Central Auto Insurance Agency - Auto Insurance Modesto CA | 2225 Plaza Pkwy suite c-17 | (209) 492-9999 |
| 10 | Gladiator Insurance | 118 McHenry Ave | (209) 567-1111 |
Freeway Insurance in Modesto, California assists drivers in fulfilling required SR-22 financial responsibility filings. The agency focuses on providing the mandated liability coverage and related policy endorsements for high-risk motorists. Its agents evaluate individual driving records to recommend appropriate coverage levels that meet legal obligations. The firm can arrange policies suitable for various commercial operations, including professional offices, storage warehouses, and food service establishments.
Cost-U-Less Insurance provides SR-22 insurance services to residential drivers in Modesto, California. Commercial coverage is also offered for business-owned vehicles requiring financial responsibility filings. The agency serves clients throughout Modesto and the surrounding Stanislaus County area. After an initial filing, the agent can coordinate ongoing compliance documentation and policy renewals, helping clients maintain their SR-22 certification smoothly between scheduled visits or during lapses in regular coverage.
SaveDirect Insurance Agency, LLC serves Modesto and surrounding Stanislaus County as a local SR-22 insurance agent. SR-22 insurance is a certificate of financial responsibility required by California for high-risk drivers, often after a suspension, DUI, or serious violation. The company handles the filing of the SR-22 form with the Department of Motor Vehicles to reinstate driving privileges. It also provides the necessary liability coverage policies to meet state minimum requirements for these filings.
Farmers Insurance - Maria (Candy) Melara provides SR-22 insurance agent services in Modesto, California, helping drivers meet their state-required financial responsibility filings. The agency assists clients in securing the necessary SR-22 certificate, which verifies auto insurance coverage to the Department of Motor Vehicles after a serious traffic violation or lapse in coverage. Ongoing policy maintenance and filing updates are managed for clients who must maintain this certification for a set period. The company serves the needs of local drivers with varying coverage requirements. Properties serviced include single-family homes, apartments, retail, and restaurants.
Acceptance Insurance in Modesto, California, is known for providing SR-22 insurance filings to drivers who need to reinstate their licenses after a suspension. The agency serves clients throughout the Central Valley, helping them meet state-mandated liability coverage requirements. The process involves filing the needed certificate with the DMV to prove financial responsibility. As a specialty service, Acceptance Insurance can also add on a non-owner SR-22 policy for individuals who do not currently own a vehicle but still need to maintain coverage.
The Source Auto Insurance Agency LLC serves drivers in Modesto who require SR-22 insurance filings, often following license suspensions or DUI incidents. This agency assists clients in obtaining the mandatory financial responsibility certificate to reinstate driving privileges, helping them navigate state requirements with clear guidance on policy obligations. Also serving nearby communities, the agent provides coverage options for residents of Riverbank as well, ensuring local access to this specialized form of liability insurance.
Serving Modesto and the surrounding Central Valley communities, TopFlight Insurance Services handles all aspects of SR-22 insurance filing for drivers requiring this specific financial responsibility certificate. The company works with clients who need their insurance provider to electronically certify proof of coverage to the state. Its typical approach involves thoroughly reviewing each client’s filing requirements, explaining the mandated coverage periods, and then processing the required documentation to ensure compliance with departmental regulations.
TSM Insurance Services in Modesto, CA helps clients understand the difference between one-time SR-22 filings for those needing a single certificate and recurring service options for drivers who require ongoing filing compliance. The agency handles this mandatory form of financial responsibility verification, which is often necessary after certain driving violations. In this area, SR-22 insurance agents typically work with clients to ensure their coverage meets state requirements. Service runs on an as-needed basis, tailored to each driver’s specific reinstatement timeline.
Central Auto Insurance Agency - Auto Insurance Modesto CA specializes in filing and managing SR-22 insurance certificates for drivers in Modesto. The agency helps clients meet California’s mandatory financial responsibility requirements following license suspension or violation incidents. Its services include policy issuance, certificate delivery to the DMV, and ongoing compliance monitoring. Drivers navigating post-suspension reinstatement or seasonal increases in local traffic enforcement can rely on this agent to handle the paperwork and ensure continuous coverage without lapses.
Gladiator Insurance serves Modesto and Stanislaus County, providing SR-22 insurance solutions for drivers needing to reinstate their licenses after a suspension. The agency helps clients file the necessary paperwork with the California Department of Motor Vehicles to meet legal financial responsibility requirements. It offers ongoing policy management for high-risk motorists who require continuous SR-22 coverage. Standard support includes filing the SR-22 certificate and securing an accompanying auto liability policy.
What Does a a Sr-22 Insurance Agent in Modesto Cost?
The cost of an SR-22 insurance policy in Modesto varies by driver history and insurance company. Typically, the SR-22 filing fee is around 15 to 25 dollars. However, your overall premium may increase by several hundred to over a thousand dollars per year due to the high-risk classification. This is general information and not insurance advice.
About sr-22 insurance agents in Modesto
An SR-22 insurance agent in Modesto can help you file the required proof of financial responsibility with the California DMV. This is often needed after a DUI, reckless driving, or driving without insurance. California law requires you to maintain an SR-22 for a specific period, typically three years, without any lapses in coverage.
Frequently Asked Questions
What is an SR-22 insurance agent in Modesto?
An SR-22 insurance agent is a licensed professional who helps you obtain an SR-22 certificate from your insurance company. They then file this certificate with the California DMV to prove you have the required liability coverage.
How long do I need an SR-22 in California?
In California, you generally need to maintain an SR-22 for three years from the date of your license suspension or reinstatement. If your policy lapses during that time, the DMV may suspend your license again.
Can I get an SR-22 if I do not own a car in Modesto?
Yes, you can get a non-owner SR-22 policy in Modesto. This type of policy provides liability coverage when you drive a vehicle you do not own, and it satisfies the California DMV requirement.
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