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HomeSr-22 Insurance AgentsCalifornia › Rancho Santa Margarita

Find Sr-22 Insurance Agents Near You in Rancho Santa Margarita, CA

Browse sr-22 insurance agents serving Rancho Santa Margarita, California. Updated 2026-07-14.

The top-rated sr-22 insurance agent in Rancho Santa Margarita, California is Lori Garabedian - State Farm Insurance Agent, rated 5.0 stars across 120 reviews. Other highly rated options include David C. Duncan Insurance Services, Inc., Farmers Insurance - Jerry Farcone, Rick Sicro - State Farm Insurance Agent. This directory lists 15 sr-22 insurance agents serving Rancho Santa Margarita.

Showing 15 sr-22 insurance agents in Rancho Santa Margarita, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lori Garabedian - State Farm Insurance Agent30052 Aventura # C(949) 858-4400
2David C. Duncan Insurance Services, Inc.30376 Esperanza Suite 200(949) 836-8116
3Farmers Insurance - Jerry Farcone30201 Aventura Ste 201(949) 709-7860
4Rick Sicro - State Farm Insurance Agent22362 Gilberto Ste 240(949) 240-9300
5Adam Bays - State Farm Insurance Agent22521 Avenida Empresa Ste 105(949) 305-8432
6George Menclewicz: Allstate Insurance22342 Avenida Empresa Ste 130(949) 459-2795
7Shorr Agency Inc30211 Avenida de las Banderas(888) 737-6200
8Julie's Insurance Services30211 Avenida de las Banderas # 200(949) 979-6771
9Farmers Insurance - Renee Connell30211 Avenida de las Banderas # 200(949) 888-6610
10Farmers Insurance - Cameron Watson30162 Tomas Ste 205(800) 922-6526
LG
30052 Aventura # C
Lori Garabedian - State Farm Insurance Agent
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Lori Garabedian - State Farm Insurance Agent serves Rancho Santa Margarita and the surrounding Orange County area in California, offering essential SR-22 insurance services. The agency assists clients in filing the necessary SR-22 certificate with the Department of Motor Vehicles to reinstate driving privileges. They also provide guidance on maintaining the required liability coverage to keep a valid SR-22 on file. Policy management and adjustments for different life changes further support local drivers.

DC
30376 Esperanza Suite 200
David C. Duncan Insurance Services, Inc.
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

David C. Duncan Insurance Services, Inc. handles sr-22 insurance filings for drivers in Rancho Santa Margarita, California, offering the necessary documentation to reinstate suspended licenses and meet state financial responsibility requirements. The agency assists clients through the entire process of securing an sr-22 certificate, explaining coverage options and helping maintain compliant policies without lapse. It regularly works with clients needing proof of insurance for high-risk situations. The company services single-family homes, apartments, retail locations, and restaurants in the local area.

FI
30201 Aventura Ste 201
Farmers Insurance - Jerry Farcone
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Homeowners, businesses, and property managers in Rancho Santa Margarita seek this sr-22 insurance agent for assistance with high-risk auto filings required by the California DMV. Farmers Insurance - Jerry Farcone provides the necessary documentation to reinstate driving privileges after a license suspension or lapse in coverage. The agency helps drivers file the SR-22 certificate and secure a compliant liability policy to meet state requirements. This service also extends coverage to nearby communities such as Mission Viejo and Laguna Hills.

RS
22362 Gilberto Ste 240
Rick Sicro - State Farm Insurance Agent
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Serving Rancho Santa Margarita and the surrounding communities of Coto de Caza, Las Flores, and Ladera Ranch, Rick Sicro - State Farm Insurance Agent handles SR-22 insurance filings for drivers requiring proof of financial responsibility. The agency manages the necessary paperwork to reinstate suspended or revoked driving privileges, coordinating directly with the California Department of Motor Vehicles. For each job, it begins by verifying the driver’s specific filing requirement, then processes the SR-22 certificate promptly to ensure compliance with state legal mandates.

AB
22521 Avenida Empresa Ste 105
Adam Bays - State Farm Insurance Agent
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Adam Bays - State Farm Insurance Agent specializes in SR-22 insurance filing services, assisting drivers in Rancho Santa Margarita, CA with the required financial responsibility forms. The agency also provides general auto coverage to protect local drivers against liability and collision risks. Working within California’s regulatory framework, the office helps clients understand their SR-22 obligations and policy options. As the busy summer travel season approaches, the agent assists residents who may need an SR-22 after a lapse in coverage or a license reinstatement order.

GM
22342 Avenida Empresa Ste 130
George Menclewicz: Allstate Insurance
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

In Rancho Santa Margarita, CA, George Menclewicz: Allstate Insurance distinguishes between one-time SR-22 filings, typically required after a license reinstatement event, and ongoing service options that renew annually with the policy. Coverage includes the mandatory liability limits to meet California financial responsibility laws, tailored to drivers needing this certificate to reinstate or retain their driving privileges. Service runs on both a one-time basis for single filings and a scheduled, recurring cycle tied to each policy’s renewal date.

SA
30211 Avenida de las Banderas
Shorr Agency Inc
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Shorr Agency Inc assists drivers in Rancho Santa Margarita with obtaining required auto insurance documentation and specializes in filing SR-22 certificates for high-risk motorists. The agency processes these filings with the Department of Motor Vehicles to reinstate suspended or revoked driving privileges. Its services extend to covering commercial sectors including local offices, storage warehouses, and food service businesses that need liability protection alongside SR-22 compliance.

JS
30211 Avenida de las Banderas # 200
Julie's Insurance Services
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Julie's Insurance Services provides SR-22 insurance assistance for residents of Rancho Santa Margarita, California, and the surrounding area. In addition to serving individuals needing a certificate of financial responsibility, the company handles commercial coverage for clients who require it for business vehicles. Their professional team focuses on the specific filing and documentation requirements that regular auto policies do not fulfill. For those who need ongoing compliance, they offer consistent support and policy updates between regular renewal visits.

FI
30211 Avenida de las Banderas # 200
Farmers Insurance - Renee Connell
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Farmers Insurance - Renee Connell in Rancho Santa Margarita, CA is known for helping drivers secure SR-22 insurance coverage, which satisfies state-mandated financial responsibility requirements after license suspension or serious traffic offenses. The agent serves the surrounding Orange County region, addressing the specific filing needs for high-risk auto policies. In addition to SR-22 filings, the office can assist clients with obtaining liability insurance tailored to court-ordered minimums or reinsurance options for reinstated driving privileges.

FI
30162 Tomas Ste 205
Farmers Insurance - Cameron Watson
Sr-22 Insurance Agent · Rancho Santa Margarita, CA

Drivers in Rancho Santa Margarita who lose their license due to an infraction often need immediate proof of financial responsibility. Farmers Insurance - Cameron Watson assists by guiding clients through the required paperwork for an SR-22 filing. As a local agent, they help drivers comply with California’s mandatory liability coverage to reinstate their driving privileges. Service begins with organizing the necessary documents and scheduling an initial consultation, where the agent reviews each individual’s driving record and policy needs directly from the office.

PR
30211 Avenida de las Banderas #200
Phillip Robinson Insurance Agency, Inc.
Sr-22 Insurance Agent · Rancho Santa Margarita, CA
(949) 525-8072
RI
22342 Avenida Empresa Ste 130
RSM INSURANCE & FINANCIAL SERVICES
Sr-22 Insurance Agent · Rancho Santa Margarita, CA
(877) 459-2795
RI
31441 Santa Margarita Pkwy
Rischel Insurance Services
Sr-22 Insurance Agent · Rancho Santa Margarita, CA
(949) 589-8763
FI
30021 Tomas
Farmers Insurance
Sr-22 Insurance Agent · Rancho Santa Margarita, CA
(949) 581-4466
farmers.com
TO
22342 Avenida Empresa #255
totalinsuranceaccess
Sr-22 Insurance Agent · Rancho Santa Margarita, CA
+234 714 990 4362
totalinsuranceaccess.com

What Does a a Sr-22 Insurance Agent in Rancho Santa Margarita Cost?

The cost of an SR-22 insurance policy in California varies widely based on your driving record, age, and the insurance company. The SR-22 filing fee itself is usually between 15 and 50 dollars. However, your overall auto insurance premium may increase significantly, often by 50 to 200 percent or more, after a DUI or major violation. Some drivers in Rancho Santa Margarita pay 100 to 300 dollars per month for minimum coverage with an SR-22. This is general information, not insurance advice.

About sr-22 insurance agents in Rancho Santa Margarita

If you need an SR-22 insurance agent in Rancho Santa Margarita, California, you are likely dealing with a DUI, reckless driving, or an at-fault accident without insurance. California law requires drivers to file an SR-22 certificate with the DMV to prove financial responsibility for a set period, often three years. A local agent can help you obtain this certificate and find an auto insurance policy that meets state minimum liability requirements.

Frequently Asked Questions

What does an SR-22 insurance agent in Rancho Santa Margarita do?

An SR-22 insurance agent helps you file an SR-22 certificate with the California DMV. They also find an insurance policy that meets the state minimum liability limits of 15/30/5. The agent handles the paperwork so you can keep your driving privileges.

How long do I need an SR-22 in California?

In California, the SR-22 filing requirement typically lasts three years from the date of the violation or court order. If you let your insurance lapse during that time, the insurer must notify the DMV, which may suspend your license again.

Can I get an SR-22 insurance policy if I do not own a car in Rancho Santa Margarita?

Yes, you can get a non-owner SR-22 insurance policy in California. This policy provides liability coverage when you drive a car you do not own. It satisfies the DMV requirement and is often cheaper than a standard policy.

Sr-22 Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each sr-22 insurance agent's credentials and current standing with your state Department of Insurance.