The top-rated sr-22 insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Acceptance Insurance, Freeway Insurance. This directory lists 20 sr-22 insurance agents serving Winter Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Semans - State Farm Insurance Agent | 639 1st St S | (863) 299-1274 |
| 2 | Team Barfield - Barfield Insurance | 141 5th St NW #302 | (863) 662-3134 |
| 3 | Acceptance Insurance | 910 Havendale Blvd NW #134 | (863) 733-7006 |
| 4 | Freeway Insurance | 1136 6th St NW | (863) 733-7003 |
| 5 | Direct Auto Insurance | 5937 Cypress Gardens Blvd Ste 200 | (863) 969-4916 |
| 6 | Barfield Insurance & Financial Services Inc. | 110 Spirit Lake Rd Unit 5 | (863) 293-5400 |
| 7 | Joseph Bullington: Allstate Insurance | 1900 Havendale Blvd NW ste c | (863) 299-6449 |
| 8 | Karen Bryan - State Farm Insurance Agent | 391 Ave A SW | (863) 268-2800 |
| 9 | Rob Geraghty - State Farm Insurance Agent | 6996 Cypress Gardens Blvd | (863) 877-0672 |
| 10 | GreatFlorida Insurance: Brock Schnabel | 5658 Cypress Gardens Blvd | (863) 594-2600 |
Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida area, specializing in SR-22 insurance for local drivers. This office helps individuals file the required financial responsibility certificate with state authorities following license-related issues. The agent provides ongoing support to ensure clients remain compliant with Florida’s minimum liability coverage requirements. Policyholders receive clear guidance on the SR-22 filing process and monitoring. The company handles both non-owner SR-22 policies for those without a vehicle and standard SR-22 filings for private auto insurance policies.
Team Barfield, operating as Barfield Insurance in Winter Haven, FL, provides a full range of SR-22 insurance services for drivers requiring proof of financial responsibility. Its service plans include the filing of necessary state paperwork and maintaining continuous coverage to satisfy legal requirements. The agent works with clients who drive personal vehicles, including single-family homes, apartments, retail locations, and restaurants.
In the small towns around Winter Haven, Florida, a lapse in auto insurance coverage during the sweltering summer months often triggers an SR-22 filing requirement. Acceptance Insurance responds to this need by helping local drivers file the mandatory certificate proving financial responsibility with the state. Their process is designed for efficiency, guiding clients through the required paperwork and policy adjustments. The initial step typically involves a quick document review to confirm eligibility and schedule the formal filing inspection.
Freeway Insurance serves customers in Winter Haven, Florida, by offering general insurance services with a specialty in SR-22 filings for drivers who require proof of high-risk liability coverage. Experienced agents help clients secure the necessary documentation for license reinstatement or court mandates. The company understands local Florida regulations and tailors coverage to meet individual needs, assisting with efficient policy setup and continuous compliance. Commercial clientele can find suitable insurance solutions for offices, warehouses, and food service operations in the area.
Direct Auto Insurance serves clients throughout Winter Haven, Florida, with residential SR-22 filings for drivers needing proof of financial responsibility. The agency also offers commercial coverage for local businesses and sole proprietors requiring an SR-22 certificate, extending service across Polk County and surrounding areas. Their experienced staff helps customers navigate state-required filings efficiently, ensuring all paperwork meets Florida legal standards. Between regular policy renewals, they provide prompt follow-up for reinstatement questions or changes in coverage needs, maintaining reliable support for every existing client.
Barfield Insurance & Financial Services Inc. serves local drivers and vehicle owners in Winter Haven, FL, who need proof of financial responsibility following a license suspension. The agency guides customers through obtaining the required SR-22 certification and filing it with the Florida Department of Highway Safety and Motor Vehicles. Its team helps clients understand their coverage options so they can reinstate their driving privileges quickly. This agent also provides its services to patrons in the greater Lakeland metropolitan area.
Joseph Bullington: Allstate Insurance in Winter Haven, FL assists clients in distinguishing between initial SR-22 filing requirements and ongoing policy maintenance, each with specific duration needs. Coverage typically includes the state-mandated liability protection for high-risk drivers, ensuring compliance with Florida’s financial responsibility laws. Service options for SR-22 certificates are available on a one-time filing basis for drivers completing a single mandate, with continuous policy support provided as needed for those requiring multi-year compliance.
Serving Winter Haven and the surrounding communities in Polk County, Karen Bryan - State Farm Insurance Agent handles SR-22 insurance filings for local drivers. This office assists clients who need to file an SR-22 certificate with the state, often after a license suspension or serious traffic violation. The agent works with residents to meet these specific auto insurance requirements and maintain legal driving status. To complete a typical filing, the office reviews each client’s driving record and coverage needs before processing the necessary state paperwork.
Rob Geraghty - State Farm Insurance Agent in Winter Haven, FL, specializes in SR-22 insurance filings for individuals who need to reinstate their driving privileges. The agency also provides a full range of standard auto, home, and life insurance policies tailored to local residents. As an SR-22 agent, it handles the required documentation for high-risk drivers. For those facing license suspension due to a recent DUI or lapse in coverage, this service ensures compliance with state requirements while helping clients get back on the road during the busy Florida tourism season.
When local drivers in Winter Haven face the reinstatement of suspended driving privileges after a lapse in coverage, GreatFlorida Insurance: Brock Schnabel provides the mandated SR-22 filing required by Florida law. This filing certifies that the policy meets the state's minimum liability requirements. As a local SR-22 insurance agent, the company helps clients understand their specific paperwork needs. The process begins with a straightforward phone consultation to verify current coverage status and schedule a required financial responsibility inspection.
What Does a a Sr-22 Insurance Agent in Winter Haven Cost?
In Florida, the cost of an SR-22 filing fee is typically between 15 and 50 dollars per filing. Your insurance premium may increase significantly, often ranging from 500 to 2,000 dollars per year depending on your driving record and the insurer. Non-owner policies are usually less expensive. This is general information and not insurance advice.
About sr-22 insurance agents in Winter Haven
An SR-22 insurance agent in Winter Haven can help you file the required certificate of financial responsibility with the Florida Department of Highway Safety and Motor Vehicles. Florida law mandates an SR-22 for drivers with certain violations like DUI or driving without insurance. Local agents understand Polk County court requirements and can assist with the three-year filing period.
Frequently Asked Questions
What is an SR-22 insurance agent in Winter Haven?
An SR-22 insurance agent is a licensed professional who helps you obtain an SR-22 certificate from your auto insurer. This certificate proves you carry the minimum liability coverage required by Florida law. The agent then files the SR-22 with the Florida DHSMV on your behalf.
How long do I need an SR-22 in Florida?
Florida law typically requires an SR-22 for three years from the date of your reinstatement. If you let your insurance lapse during this period, the insurer must notify the DHSMV, which can lead to a license suspension. You must maintain continuous coverage for the full three years.
Can I get an SR-22 in Winter Haven if I do not own a car?
Yes, you can get a non-owner SR-22 policy in Winter Haven. This policy covers you when you drive a vehicle you do not own. It meets Florida financial responsibility requirements and is often cheaper than a standard policy.
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