The top-rated sr-22 insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 20 sr-22 insurance agents serving Decatur.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melanie Schelling - State Farm Insurance Agent | 3350 N Water St B | (217) 876-8800 |
| 2 | Al Schelling - State Farm Insurance Agent | 2398 E Wood St | (217) 428-6742 |
| 3 | Acceptance Insurance | 1301 W King St Ste B | (217) 666-6001 |
| 4 | Freeway Insurance | 3184 N Water St | (217) 666-6011 |
| 5 | Insurance King | 255 E Grand Ave | (217) 428-4800 |
| 6 | Mike Mandrell - State Farm Insurance Agent | 1212 E Pershing Rd | (217) 877-6453 |
| 7 | Leo Berger - State Farm Insurance Agent | 455 W Eldorado St | (217) 423-7500 |
| 8 | Rob Lipic - State Farm Insurance Agent | 1212 E Pershing Rd | (217) 875-1825 |
| 9 | Richland Insurance Services, Inc | 636 W Imboden Dr | (217) 424-6024 |
| 10 | Farmers Insurance - Robert Frazier | 100 E Washington St Ste 100a | (217) 872-7272 |
Melanie Schelling - State Farm Insurance Agent serves the Decatur, Illinois area as a local provider of SR-22 insurance filings. This agency assists drivers who need to file an SR-22 certificate with the state, often following license suspension or reinstatement requirements. They help clients meet legal obligations for liability coverage necessary to restore driving privileges. The office also handles routine auto policy adjustments that incorporate a required SR-22 filing to keep motorists compliant with state regulations.
Al Schelling's agency in Decatur, IL provides essential SR-22 insurance filings and related auto liability coverage for drivers requiring this specialized certificate. The office assists clients with filing the required documents with the Illinois Secretary of State and maintaining continuous coverage to satisfy legal obligations. It offers policy management for individual motorists and coordinates renewal reminders to prevent lapses. The agency services single-family homeowners needing personal auto policies, apartment residents with SR-22 requirements, retail workers commuting in Decatur, and restaurant employees managing their driving records.
Acceptance Insurance is an SR-22 insurance agent known for helping Decatur, Illinois drivers meet their high-risk filing requirements. The agency guides clients through the SR-22 certificate process necessary after a license suspension or DUI. It offers the required minimal liability coverage to restore driving privileges and keep motorists compliant with state law. Services extend to standard auto policies and other personal insurance lines. For added protection, the agency specializes in providing non-owner SR-22 policies for those who do not own a vehicle.
Freeway Insurance serves the Decatur, Illinois area as a provider of specialized SR-22 insurance agent services. The company assists drivers who require an SR-22 certificate, often needed after certain driving violations, by helping them obtain the required financial responsibility filing with the state. They guide clients through the process of securing an auto insurance policy that meets these legal requirements. Freeway Insurance handles SR-22 filings and general nonstandard car insurance policies for local drivers.
Insurance King serves Decatur drivers who must file an SR-22 certificate with the Illinois Secretary of State following a license suspension or serious traffic violation. The company helps both private car owners and local commercial vehicle operators obtain the mandatory liability insurance form needed to reinstate driving privileges. It assists clients in understanding the specific legal requirements attached to their SR-22 filing and works to place them with appropriate insurers. The agency also covers neighboring communities such as Forsyth and Mount Zion.
Mike Mandrell - State Farm Insurance Agent serves clients in Decatur and the surrounding central Illinois communities, providing SR-22 insurance filings for drivers who require proof of financial responsibility. The agency handles the paperwork and filing process with the state to maintain legal compliance. It typically takes a straightforward approach, collecting driver details and completing the necessary certification swiftly to keep clients on the road.
Leo Berger - State Farm Insurance Agent in Decatur, IL provides SR-22 insurance filing services, distinguishing between a one-time filing requirement for minor violations and recurring service options for ongoing high-risk monitoring needs. The agency helps drivers fulfill Illinois state-mandated financial responsibility documentation. Coverage options include standard liability protection necessary to reinstate a suspended or revoked license. This service runs on a scheduled basis, typically for the three-year term required by the Illinois Secretary of State, after which the filing may be dropped if no further infractions occur.
Rob Lipic - State Farm Insurance Agent in Decatur, IL, specializes in providing SR-22 insurance filings to help drivers meet legal requirements after a suspension or violation. The agency also handles general insurance needs, including auto, home, and life policies, offering guidance on coverage options for local residents. It assists clients facing license reinstatement issues after driving offenses such as DUIs or multiple moving violations.
When an Illinois driver’s license suspension requires an SR-22 filing in Decatur, Richland Insurance Services, Inc handles the necessary certificate of financial responsibility. Their agents explain the process clearly, helping clients fulfill the court or Secretary of State compliance requirement. Typical filings involve proof of liability coverage for three years. The initial step for local residents is a visit to the agency with their recent suspension notice to review coverage options and begin the paperwork.
Farmers Insurance - Robert Frazier provides standard personal and commercial insurance products to residents and businesses in the Decatur, IL area. The agency specializes in sr-22 insurance filings, offering policies tailored to drivers who need to satisfy court or state requirements. This service helps clients maintain legal driving privileges following a suspension or violation. The agency can serve diverse commercial sectors including local offices, warehouses, and food service operations, ensuring their liability and property needs are covered.
What Does a a Sr-22 Insurance Agent in Decatur Cost?
In Illinois, the cost of an SR-22 filing fee is typically 15 to 50 dollars. However, your auto insurance premium will likely increase significantly, often ranging from 800 to 2,500 dollars per year for high-risk coverage. Actual costs depend on your driving history, age, vehicle, and the insurance company. This is general information and not insurance advice.
About sr-22 insurance agents in Decatur
An SR-22 insurance agent in Decatur, Illinois helps drivers file proof of financial responsibility with the Illinois Secretary of State. This form is often required after a DUI conviction, a serious traffic violation, or a lapse in insurance coverage. Local agents understand Illinois specific requirements and can help you get back on the road legally.
Frequently Asked Questions
What is an SR-22 and why do I need one in Decatur?
An SR-22 is a certificate of financial responsibility filed by your insurance company with the Illinois Secretary of State. You need one if your driving privileges have been suspended or revoked due to a DUI, reckless driving, or driving without insurance. In Illinois, the SR-22 must be maintained for three years from the date of reinstatement.
How do I find an SR-22 insurance agent in Decatur?
You can search online for local insurance agencies in Decatur that offer SR-22 filings. Many independent agents in Macon County can help. Make sure the agent is licensed in Illinois and familiar with the Illinois Secretary of State filing process.
Will my auto insurance rates increase with an SR-22 in Illinois?
Yes, an SR-22 requirement typically leads to higher premiums because you are considered a high-risk driver. In Illinois, rates can increase by 50 percent to 200 percent depending on your driving record and the violation. The SR-22 itself is a filing fee, usually between 15 and 50 dollars.
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