The top-rated sr-22 insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent. This directory lists 19 sr-22 insurance agents serving Waterloo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VGM Insurance Services | 1111 Van Miller Wy | (800) 362-3363 |
| 2 | Christel Manson - State Farm Insurance Agent | 1935 E Ridgeway Ave | (319) 232-6630 |
| 3 | PDCM Insurance | 3022 Airport Blvd | (319) 234-8888 |
| 4 | Ryan Sullivan - State Farm Insurance Agent | 1809 University Ave | (319) 236-1099 |
| 5 | Matt Hennig - State Farm Insurance Agent | 1010 E Mitchell Ave #9 | (319) 235-1401 |
| 6 | The Sinnott Agency | 622 W 4th St | (319) 233-6103 |
| 7 | Farmers Insurance - Zachary Goodwin | 2747 University Ave | (319) 243-1111 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 2945 Airport Blvd | (319) 433-1098 |
| 9 | Tjernagel Insurance | 2920 Falls Ave | (319) 235-6719 |
| 10 | Shelter Insurance - Jeff Gudenkauf | 3680 University Ave Ste B | (319) 235-8090 |
VGM Insurance Services serves the Waterloo, Iowa metro area and surrounding Black Hawk County as an SR-22 insurance specialist. The agency assists drivers who require this specific certificate of financial responsibility following license-related issues, ensuring compliance with state legal requirements. It provides guidance through the mandatory filing process with the Iowa Department of Transportation. The company helps clients obtain both operator and owner SR-22 policies necessary for meeting liability insurance obligations.
Christel Manson - State Farm Insurance Agent serves homeowners, renters, and vehicle owners in Waterloo, Iowa, who require SR-22 insurance filings. The agency helps clients obtain the necessary financial responsibility certificate, often needed after a license suspension or serious traffic violation. Services include filing the SR-22 form with the state, coordinating with the Department of Motor Vehicles, and providing the underlying auto liability coverage required by law. The agency also assists drivers in nearby Cedar Falls who need these specialized filings.
PDCM Insurance specializes in securing SR-22 filings for drivers in Waterloo, Iowa. It also provides general insurance services to address a range of local auto coverage needs. The agency works with clients to file the required certificate of financial responsibility with the Iowa Department of Transportation, helping them maintain their driving privileges. For those facing winter road conditions, the office assists people in securing the correct policy quickly when their license must be reinstated after a suspension.
Ryan Sullivan - State Farm Insurance Agent in Waterloo, Iowa, offers residential solutions for drivers needing an SR-22 filing to reinstate their license or comply with court mandates. The agency also assists local businesses with commercial vehicle coverage that may require an FR-44 or similar certificate. Waterloo and the surrounding Black Hawk County area form the primary service territory. Clients can expect thorough follow-up before their certificate expires, as well as convenient repeat service between regular policy reviews to ensure their filings remain active and compliant.
Matt Hennig - State Farm Insurance Agent in Waterloo, IA provides personal insurance solutions tailored to individual client circumstances. Its specialty includes handling SR-22 filings, which are required for high-risk drivers needing proof of financial responsibility. The agency assists clients throughout the filing process to help restore their driving privileges. Commercial services are available to support local businesses, including coverage for offices, warehouses, and food service establishments.
The Sinnott Agency in Waterloo, Iowa, is known for assisting drivers who require SR-22 insurance filings to meet state requirements. The agency guides clients through the process of obtaining this specialized certificate of financial responsibility, which is often needed after a license suspension or serious traffic violation. It serves local residents throughout the Black Hawk County area. Many clients also seek help from the agency with adding a non-owner SR-22 policy for those without a vehicle.
Farmers Insurance of Zachary Goodwin serves the Waterloo, Iowa metro area as a local SR-22 insurance agent. The agency focuses on providing the mandatory high-risk auto liability certificate required by the state after certain driving violations. They help drivers with suspended or revoked licenses obtain the necessary financial responsibility filing to reinstate driving privileges. In addition to processing the SR-22 form for the Iowa Department of Transportation, the agency also handles non-owner SR-22 insurance policies for individuals without a vehicle.
Gallagher Insurance, Risk Management & Consulting provides SR-22 insurance services for residents in the Ames, Iowa, area, handling the filing requirements needed for high-risk drivers to maintain legal driving status. The firm also offers SR-22 coverage for commercial vehicles, addressing the specific needs of businesses and employees operating company-owned or leased vehicles within the region. Clients seeking policy adjustments or renewals are served consistently, with updates managed efficiently between their standard visits.
Tjernagel Insurance provides services as an SR-22 insurance agent for drivers in Waterloo, Iowa, helping individuals file the required high-risk certificate with the state. It offers ongoing support to ensure compliance with filing deadlines and any changes in driving status. Residents seeking affordable options for reinstating their licenses after suspensions can work with this agent. It services single-family homes, apartments, retail, and restaurants.
What Does a a Sr-22 Insurance Agent in Waterloo Cost?
The cost of an SR-22 insurance policy in Iowa varies by your driving record, age, and the insurance company. In Waterloo, you might pay an extra $15 to $50 per month for the SR-22 filing fee on top of your regular premium. Total annual costs for high-risk coverage can range from $800 to $2,500 or more. This is general information, not insurance advice.
About sr-22 insurance agents in Waterloo
If you need an SR-22 insurance agent in Waterloo, Iowa, you are likely dealing with a license suspension or a serious driving violation. Iowa law requires an SR-22 certificate from your insurance company to prove financial responsibility for a set period. Local agents in Waterloo can help you file the form with the Iowa Department of Transportation and find a policy that meets state requirements.
Frequently Asked Questions
What is an SR-22 in Iowa?
An SR-22 is a certificate of financial responsibility that your insurance company files with the Iowa DOT. It proves you have the minimum liability coverage required by Iowa law. You usually need it after a DUI, driving without insurance, or accumulating too many points on your license.
How long do I need an SR-22 in Waterloo Iowa?
In Iowa, you typically need to maintain an SR-22 for two years from the date of your license reinstatement. If you let your insurance lapse during that time, the Iowa DOT may suspend your license again. Your agent can help you keep continuous coverage.
Can any insurance agent in Waterloo file an SR-22?
Not all insurance agents offer SR-22 filings. You need an agent who works with companies that provide high-risk policies. Many local independent agents in Waterloo can help, but you should confirm they have experience with SR-22 requirements in Iowa.
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