The top-rated sr-22 insurance agent in Henderson, Kentucky is Best Insured, rated 5.0 stars across 352 reviews. Other highly rated options include Anne Thrasher Boyd - State Farm Insurance Agent, Oakmonte Insurance, Toddy Todd - State Farm Insurance Agent. This directory lists 20 sr-22 insurance agents serving Henderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insured | 1138 N Elm St | (270) 844-4150 |
| 2 | Anne Thrasher Boyd - State Farm Insurance Agent | 316 14th St | (270) 826-9583 |
| 3 | Oakmonte Insurance | 2606 Zion Rd Ste O | (270) 216-1232 |
| 4 | Toddy Todd - State Farm Insurance Agent | 113 N Main St | (270) 869-2302 |
| 5 | Shane Boggess - State Farm Insurance Agent | 2003 Stapp Dr B | (270) 827-8545 |
| 6 | Vaughn Insurance Agency Co. | 315 N Main St | (270) 827-3505 |
| 7 | Melton-Daniel Insurance | 414 N Main St | (270) 827-0990 |
| 8 | A Plus Insurance Services Of Henderson Inc | 528 N Elm St | (270) 826-3646 |
| 9 | Kentucky Farm Bureau Insurance | 3351 Zion Rd | (270) 826-2949 |
| 10 | Melissa Carter: Allstate Insurance | 730 2nd St Ste A | (270) 826-7830 |
Best Insured in Henderson, KY provides SR-22 insurance agent services for drivers needing to file proof of financial responsibility. The company assists clients with obtaining the required form from their insurer and ensures it is submitted to the Kentucky Department of Motor Vehicles. Ongoing support includes guidance on maintaining coverage for the mandated filing period and managing any related policy changes. Their services cover single-family homes, apartments, retail, and restaurants.
Anne Thrasher Boyd - State Farm Insurance Agent serves the Henderson, KY area, providing personal insurance solutions and specializing in SR-22 insurance filings. The agency assists drivers requiring proof of financial responsibility to reinstate or maintain their driving privileges. Clients receive guidance through the SR-22 requirement process, ensuring compliance with state regulations. The office handles policy management for those with high-risk designations, offering tailored coverage plans. Specific services include filing SR-22 certificates with the Kentucky Transportation Cabinet and coordinating affordable liability insurance options for Henderson residents.
Oakmonte Insurance assists homeowners, renters, and drivers in Henderson, Kentucky, who require SR-22 insurance coverage. The agency files the necessary financial responsibility forms with the state, helping clients reinstate their driving privileges after a suspension or violation. It also provides guidance on maintaining continuous liability insurance to meet Kentucky legal requirements. Local drivers in the surrounding Daviess County area, including Owensboro, can rely on its service as well.
Toddy Todd - State Farm Insurance Agent serves Henderson, KY, and the surrounding communities in Webster and Union counties. This agency handles sr-22 insurance filings, which are required for drivers needing to reinstate their licenses after certain violations. It processes the necessary documentation and coordinates with the Kentucky Department of Transportation to verify compliance. The typical job is managed by assessing the client’s specific situation and filing the required forms promptly to restore driving eligibility.
Shane Boggess - State Farm Insurance Agent in Henderson, KY, helps clients understand the difference between a one-time SR-22 filing requirement and recurring coverage needed over time. Their services focus on the high-liability risk SR-22 certificate, which verifies that a driver carries the minimum state-required auto insurance. This agent assists individuals with filing the necessary proof of financial responsibility. Their service for SR-22 documents typically runs on an as-needed basis, responding to each client's filing or reinstatement request.
Vaughn Insurance Agency Co. in Henderson, KY, specializes in SR‑22 insurance policies, assisting drivers in filing the necessary financial responsibility certificate with local authorities. It serves motorists needing coverage following license reinstatement or a lapse in insurance. The agency provides general auto insurance options and guidance for maintaining compliance with Kentucky driving laws. During winter months, it helps clients adjust their coverage to account for increased risks on icy roads and seasonal driving hazards.
Melton-Daniel Insurance provides general coverage options for drivers and property owners throughout Henderson, KY. The agency specializes in assisting clients who require SR-22 insurance filings to maintain their driving privileges. These services are essential for individuals working to meet state requirements after certain license-related circumstances. The experienced team also helps local businesses manage their liability and property risks. Commercial sectors commonly served by this agency include offices, warehouses, and food service establishments.
When a Henderson driver receives a notice requiring an SR-22 filing after a license suspension, A Plus Insurance Services Of Henderson Inc assists in meeting this obligation efficiently. Handling the necessary liability certificate for Kentucky’s high-risk motorists, the agency guides clients through the reinstatement process with clear steps tailored to local compliance rules. Every policy begins with a thorough review of the individual driving record to determine the exact filing requirements and premium conditions. The initial step involves a straightforward consultation to assess the specific needs of each situation.
Kentucky Farm Bureau Insurance in Henderson, Kentucky provides SR-22 insurance, distinguishing between a one-time filing to reinstate a suspended license and the recurring requirement to maintain active coverage for a mandated period. SR-22 certificates verify financial responsibility following a serious violation or accident. The service includes filing the necessary liability coverage to meet state legal thresholds. This agency handles the required paperwork and ongoing policy management for clients in need of compliance. Service runs on a scheduled basis for the duration legally required, with renewals coordinated as necessary until the obligation ends.
Melissa Carter: Allstate Insurance offers residential SR-22 insurance services for drivers in Henderson, Kentucky, requiring proof of financial responsibility. Commercial SR-22 insurance coverage is also available for business vehicles and fleet operators within the local area and surrounding communities. The agency provides the necessary documentation and policy management to satisfy state legal requirements. Clients are encouraged to contact the office for ongoing policy updates and annual policy reviews between regular visit schedules.
What Does a a Sr-22 Insurance Agent in Henderson Cost?
The cost of SR-22 insurance in Kentucky varies by your driving record, age, and the insurance company. The SR-22 filing itself usually adds a fee of 15 to 50 dollars per year to your premium. Your overall insurance rate may increase significantly if you have a DUI or multiple violations, often ranging from 800 to 2,500 dollars annually for minimum coverage. This is general information and not insurance advice.
About sr-22 insurance agents in Henderson
If you need an SR-22 insurance agent in Henderson, Kentucky, you are likely fulfilling a state requirement after a DUI, license suspension, or at-fault accident without insurance. Kentucky law mandates that drivers file an SR-22 certificate from their insurance company to prove financial responsibility for a specific period. Local agents in Henderson can help you obtain this filing and understand Kentucky-specific rules, such as the minimum liability coverage of 25/50/25.
Frequently Asked Questions
What does an SR-22 insurance agent in Henderson do?
An SR-22 insurance agent helps you obtain the SR-22 certificate that your insurance company files with the Kentucky Transportation Cabinet. They can explain the filing process, help you find a policy that meets state minimums, and ensure your certificate stays active for the required time.
How long do I need to carry an SR-22 in Kentucky?
In Kentucky, you typically must maintain an SR-22 filing for three years from the date of your license reinstatement. If you let the policy lapse, the insurance company must notify the state, which can lead to another license suspension.
Can I get an SR-22 in Henderson if I do not own a car?
Yes, you can obtain a non-owner SR-22 policy in Henderson if you do not own a vehicle but still need to meet Kentucky financial responsibility requirements. This type of policy covers you when you drive a borrowed or rented car.
Sr-22 Insurance Agents in Other Kentucky Cities
Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Hopkinsville · La Grange · Lexington · Louisville · Nicholasville · Owensboro · Paducah · Richmond