The top-rated sr-22 insurance agent in Bay City, Michigan is Nick Fletcher - State Farm Insurance Agent, rated 4.9 stars across 339 reviews. Other highly rated options include Farmers Insurance - Mark Townsend, Brent Mishler - State Farm Insurance Agent, Jon LaPorte - State Farm Insurance Agent. This directory lists 20 sr-22 insurance agents serving Bay City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Fletcher - State Farm Insurance Agent | 306 Center Ave | (989) 893-3553 |
| 2 | Farmers Insurance - Mark Townsend | 509 E Midland St | (989) 469-0009 |
| 3 | Brent Mishler - State Farm Insurance Agent | 3583 Wilder Rd UNIT 5 | (989) 686-8680 |
| 4 | Jon LaPorte - State Farm Insurance Agent | 1416 State St #1 | (989) 895-5570 |
| 5 | Weaver Group Insurance Agency | 916 Washington Ave STE 204 | (989) 391-5085 |
| 6 | Thomas Campbell - State Farm Insurance Agent | 902 S Euclid Ave | (989) 686-0100 |
| 7 | Lori Harrison - State Farm Insurance Agent | 815 Columbus Ave | (989) 895-5536 |
| 8 | MCI Insurance | 701 N Madison Ave | (989) 892-5541 |
| 9 | John Shankool - State Farm Insurance Agent | 1200 W Jenny St | (989) 922-3800 |
| 10 | Jeff Hunt - State Farm Insurance Agent | 4359 Wilder Rd | (989) 686-7840 |
Nick Fletcher - State Farm Insurance Agent serves Bay City and all of Bay County, Michigan, as an SR-22 insurance agent. The agency helps drivers who require an SR-22 certificate to reinstate their driving privileges after a suspension or violation. Clients receive guidance in fulfilling state filing requirements for high-risk insurance coverage. Each policy is crafted to meet Michigan’s specific legal mandates while keeping the driver compliant with the court or the Secretary of State. This agency also assists with non-owner SR-22 policies for those who need coverage without owning a vehicle.
Farmers Insurance - Mark Townsend in Bay City, MI provides SR-22 insurance agent services for clients needing high-risk auto filings. It assists with the necessary certificate compliance for drivers seeking to reinstate or maintain their licenses under Michigan requirements. Routine policy management and filing updates are handled to keep coverage active and valid. This agency serves a range of customers, including those with single-family homes, apartments, retail businesses, and restaurants in the local area.
Brent Mishler - State Farm Insurance Agent in Bay City, MI serves local drivers who require SR-22 insurance filings to reinstate their driving privileges. This service assists individuals who have been cited for violations such as driving without insurance or a DUI. The agent provides the necessary financial responsibility certificate to the Michigan Department of State on behalf of the client. Alongside SR-22 policies, the agency offers standard auto coverage for area residents. It also supports clients in nearby communities like Essexville and Auburn.
Jon LaPorte - State Farm Insurance Agent serves clients in Bay City, Michigan, and the surrounding communities in Bay County. The agency handles SR-22 insurance, the certificate required for high-risk drivers to reinstate or maintain their legal driving privileges. Filing errors must be avoided, as they delay license reinstatement. The agent typically verifies the client’s current policy eligibility, prepares the correct forms, and submits them electronically to the Michigan Secretary of State to ensure compliance.
For some drivers, an SR-22 filing is a one-time requirement tied to a specific incident, while others need recurring annual service until their risk classification changes. The coverage itself provides proof of financial responsibility to the state, ensuring minimum liability limits are maintained. Weaver Group Insurance Agency in Bay City, MI, assists local drivers in obtaining these filings. Service is typically handled on an as-needed basis, depending on the duration mandated by the court or the Michigan Secretary of State for each individual policyholder.
Thomas Campbell - State Farm Insurance Agent in Bay City, MI specializes in filing and managing SR-22 certificates for drivers requiring proof of financial responsibility. The agency also provides general auto, home, and life insurance options tailored to individual needs. With an SR-22 filing, professionals help clients reinstate suspended licenses or comply with court mandates smoothly. This service is especially important for seasonal residents returning to Michigan before winter weather increases accident risks and potential driver violations.
After winter roads or a lapse in coverage leaves a Bay City driver needing an SR-22 filing, Lori Harrison - State Farm Insurance Agent provides the required certificate to restore legal driving privileges. The agent works with local residents to verify the motor vehicle record and complete the financial responsibility form with the Michigan Secretary of State. A brief phone consultation or in-office visit typically begins the process of assessing the driver's specific situation and initiating the filing.
MCI Insurance in Bay City, MI, provides auto and personal insurance coverage to meet general needs. The agency specifically handles sr-22 insurance filings, which are required by the Motor Vehicle Division for high-risk drivers. They assist clients in obtaining this form to reinstate driving privileges or maintain legal compliance after a lapse. In addition to serving individual drivers, the company also arranges policies for commercial sectors such as local offices, warehouses, and food service establishments.
John Shankool - State Farm Insurance Agent in Bay City, MI, is known for helping drivers secure required SR-22 insurance filings. The agency serves local clients needing to satisfy state-mandated financial responsibility after license suspensions or other violations. As an SR-22 insurance agent, John Shankool handles the necessary documentation to reinstate driving privileges. The office can also assist bundling an SR-22 policy with a standard auto insurance add-on for comprehensive coverage.
What Does a a Sr-22 Insurance Agent in Bay City Cost?
The cost for an SR-22 insurance policy in Bay City, Michigan typically ranges from $500 to $1,500 per year for the base policy, plus a one-time filing fee of $15 to $25. High-risk drivers may see premiums increase by 50% to 100% compared to standard rates. Actual costs depend on your driving record, age, and vehicle type. This is general information, not insurance advice.
About sr-22 insurance agents in Bay City
An SR-22 insurance agent in Bay City, Michigan helps drivers file the required financial responsibility certificate with the Michigan Secretary of State. This is often needed after a license suspension for offenses like DUI or driving without insurance. Michigan law requires an SR-22 filing for a minimum of three years from the date of reinstatement.
Frequently Asked Questions
What is an SR-22 insurance agent in Bay City?
An SR-22 insurance agent is a licensed professional who helps you obtain an SR-22 certificate from your auto insurer. They file the form with the Michigan Secretary of State to prove you carry the minimum liability coverage required by state law.
How long do I need an SR-22 in Michigan?
Michigan law requires an SR-22 filing for a minimum of three years. The three-year period starts from the date your driver license is reinstated. If you let coverage lapse, the clock resets.
What happens if I cancel my SR-22 policy early in Bay City?
If you cancel your SR-22 policy before the three-year period ends, your insurance company must notify the Michigan Secretary of State. This can lead to immediate license suspension again. You must maintain continuous coverage for the full duration.
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